credit union · NCUA 9214 · TX
How big is SOUTHERN?
SOUTHERN (TX, NCUA charter 9214) reported total assets of $76.4M, 3,611 members and a net worth ratio of 44.47% in its Call Report for 2026Q2. That ranks 2053 of 4,299 federally insured credit unions by assets, 233 of 573 among credit unions with $50m-$100m in assets, 166 of 380 credit unions in texas.
What stands out
SOUTHERN (TX, NCUA charter 9214) reported total assets of $76.4M, 3,611 members and a net worth ratio of 44.47% in its Call Report for 2026Q2. That ranks 2053 of 4,299 federally insured credit unions by assets, 233 of 573 among credit unions with $50m-$100m in assets, 166 of 380 credit unions in texas. Against its size class: net worth ratio 44.47%, above the peer median of 12.95%; loan-to-share ratio 70.75%, above the peer median of 60.93%; return on assets 0.70%, below the peer median of 0.73%. At 44.47% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $76.4M | $72.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $42.3M | $61.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $29.9M | $37.6M | $24.4M | $34.4M | record → |
| Net income (year to date) | $267.5k | $269.0k | $141.6k | $222.2k | record → |
| Net worth | $34.0M | $9.2M | $7.4M | $9.0M | record → |
| Net worth ratio | 44.47% | 12.95% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 70.75% | 60.93% | 70.24% | 68.70% | computed |
| Return on assets | 0.70% | 0.73% | 0.59% | 0.71% | computed |
| Members | 3,611 | 5,030 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $76.4M | $42.3M | $29.9M | $267.5k | 44.47% | 3,611 | 2053 |
| 2026Q1 | $77.6M | $43.4M | $31.0M | $217.5k | 43.75% | 3,655 | 2047 |
| 2025Q4 | $76.1M | $42.4M | $32.8M | $226.7k | 44.29% | 3,673 | 2058 |
| 2025Q3 | $77.3M | $43.7M | $33.8M | $157.6k | 43.53% | 3,695 | 2051 |
| 2025Q2 | $80.4M | $46.8M | $34.3M | $99.5k | 41.79% | 3,703 | 2020 |
| 2025Q1 | $77.8M | $44.4M | $34.8M | $45.6k | 43.12% | 3,673 | 2054 |
| 2024Q4 | $76.9M | $43.3M | $34.5M | $820.2k | 43.58% | 3,656 | 2058 |
| 2024Q3 | $77.6M | $44.2M | $33.9M | $691.3k | 42.98% | 3,362 | 2049 |
| 2024Q2 | $76.7M | $43.6M | $33.8M | $511.2k | 43.27% | 3,350 | 2072 |
| 2024Q1 | $77.4M | $44.6M | $33.8M | $247.2k | 42.55% | 3,318 | 2075 |
| 2023Q4 | $76.4M | $43.7M | $33.4M | $660.7k | 42.80% | 3,619 | 2079 |
| 2023Q3 | $77.2M | $44.3M | $33.9M | $462.1k | 42.09% | 3,617 | 2071 |
| 2023Q2 | $79.6M | $46.9M | $33.0M | $276.1k | 40.60% | 3,600 | 2051 |
| 2023Q1 | $81.6M | $48.9M | $32.0M | $166.9k | 39.46% | 3,603 | 2042 |
| 2022Q4 | $82.9M | $50.5M | $32.3M | $271.1k | 38.63% | 3,600 | 2016 |
| 2022Q3 | $84.0M | $51.5M | $32.1M | $119.1k | 37.93% | 3,587 | 2023 |
| 2022Q2 | $84.2M | $51.9M | $30.5M | $52.4k | 37.78% | 3,562 | 2025 |
| 2022Q1 | $86.7M | $54.6M | $30.2M | $6.3k | 36.62% | 3,588 | 1994 |
| 2021Q4 | $86.4M | $54.1M | $32.3M | $200.5k | 36.74% | 3,592 | 1974 |
| 2021Q3 | $87.8M | $55.5M | $33.6M | $173.2k | 36.13% | 3,618 | 1945 |
| 2021Q2 | $89.8M | $57.4M | $35.1M | $149.1k | 35.30% | 3,619 | 1920 |
| 2021Q1 | $90.8M | $58.7M | $35.8M | $11.5k | 34.76% | 3,679 | 1908 |
| 2020Q4 | $88.8M | $56.6M | $38.0M | $640.1k | 35.52% | 3,709 | 1870 |
| 2020Q3 | $89.5M | $57.3M | $40.3M | $619.4k | 35.23% | 3,727 | 1835 |
| 2020Q2 | $88.5M | $56.4M | $43.8M | $447.1k | 35.42% | 3,739 | 1835 |
| 2020Q1 | $87.5M | $55.7M | $46.9M | $249.5k | 35.60% | 3,760 | 1783 |
| 2019Q4 | $83.4M | $51.7M | $48.8M | $1.6M | 37.05% | 4,032 | 1800 |
| 2019Q3 | $86.2M | $54.7M | $49.2M | $1.2M | 35.42% | 4,128 | 1763 |
| 2019Q2 | $88.6M | $57.4M | $51.2M | $819.9k | 34.00% | 4,129 | 1740 |
| 2019Q1 | $90.3M | $59.7M | $53.0M | $350.6k | 32.86% | 4,133 | 1725 |
| 2018Q4 | $89.3M | $58.7M | $54.4M | $1.5M | 32.80% | 4,160 | 1712 |
| 2018Q3 | $90.3M | $59.9M | $53.7M | $1.2M | 32.02% | 4,174 | 1708 |
| 2018Q2 | $92.8M | $63.0M | $53.9M | $798.9k | 30.78% | 4,189 | 1692 |
| 2018Q1 | $93.7M | $64.3M | $53.4M | $371.9k | 30.02% | 4,234 | 1678 |
| 2017Q4 | $91.5M | $62.5M | $52.8M | $1.4M | 30.35% | 4,262 | 1679 |
| 2017Q3 | $92.7M | $64.1M | $53.4M | $1.0M | 29.53% | 4,279 | 1670 |
| 2017Q2 | $92.2M | $64.1M | $53.4M | $637.4k | 29.29% | 4,289 | 1679 |
| 2017Q1 | $93.7M | $65.8M | $53.4M | $363.7k | 28.53% | 4,318 | 1668 |
| 2016Q4 | $91.4M | $64.1M | $54.7M | $1.3M | 28.85% | 4,339 | 1665 |
| 2016Q3 | $92.7M | $65.4M | $54.9M | $894.3k | 27.97% | 4,348 | 1649 |
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