credit union · NCUA 9148 · WY
How big is RIVER-RAIL COMMUNITY?
RIVER-RAIL COMMUNITY (WY, NCUA charter 9148) reported total assets of $68.6M, 4,350 members and a net worth ratio of 11.55% in its Call Report for 2026Q2. That ranks 2147 of 4,299 federally insured credit unions by assets, 327 of 573 among credit unions with $50m-$100m in assets, 14 of 18 credit unions in wyoming.
What stands out
RIVER-RAIL COMMUNITY (WY, NCUA charter 9148) reported total assets of $68.6M, 4,350 members and a net worth ratio of 11.55% in its Call Report for 2026Q2. That ranks 2147 of 4,299 federally insured credit unions by assets, 327 of 573 among credit unions with $50m-$100m in assets, 14 of 18 credit unions in wyoming. Against its size class: net worth ratio 11.55%, below the peer median of 12.95%; loan-to-share ratio 68.02%, above the peer median of 60.93%; return on assets 1.13%, above the peer median of 0.73%. At 11.55% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $68.6M | $72.1M | $170.8M | $68.3M | record → |
| Shares and deposits | $61.2M | $61.4M | $154.4M | $58.3M | record → |
| Loans outstanding | $41.6M | $37.6M | $121.4M | $34.4M | record → |
| Net income (year to date) | $387.7k | $269.0k | $709.6k | $222.2k | record → |
| Net worth | $7.9M | $9.2M | $16.5M | $9.0M | record → |
| Net worth ratio | 11.55% | 12.95% | 11.53% | 12.65% | record → |
| Loan-to-share ratio | 68.02% | 60.93% | 78.80% | 68.70% | computed |
| Return on assets | 1.13% | 0.73% | 1.21% | 0.71% | computed |
| Members | 4,350 | 5,030 | 8,770 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $68.6M | $61.2M | $41.6M | $387.7k | 11.55% | 4,350 | 2147 |
| 2026Q1 | $70.1M | $62.8M | $43.5M | $153.6k | 10.97% | 4,352 | 2133 |
| 2025Q4 | $67.8M | $60.2M | $44.1M | $1.1M | 11.10% | 4,365 | 2161 |
| 2025Q3 | $69.1M | $61.9M | $44.9M | $939.8k | 10.65% | 4,397 | 2149 |
| 2025Q2 | $70.1M | $63.7M | $45.9M | $350.0k | 9.93% | 4,362 | 2143 |
| 2025Q1 | $72.0M | $65.7M | $47.8M | $235.6k | 9.14% | 4,519 | 2126 |
| 2024Q4 | $70.9M | $64.4M | $48.8M | $633.4k | 9.06% | 4,495 | 2126 |
| 2024Q3 | $66.9M | $60.9M | $49.3M | $492.9k | 9.39% | 4,523 | 2176 |
| 2024Q2 | $68.1M | $62.5M | $50.1M | $258.6k | 8.88% | 4,524 | 2168 |
| 2024Q1 | $68.9M | $63.0M | $50.6M | $108.6k | 8.56% | 4,223 | 2176 |
| 2023Q4 | $67.8M | $61.9M | $51.7M | $503.5k | 8.54% | 4,474 | 2172 |
| 2023Q3 | $67.7M | $61.7M | $52.7M | $544.3k | 8.60% | 4,467 | 2179 |
| 2023Q2 | $63.8M | $57.9M | $48.2M | $342.7k | 8.81% | 4,420 | 2249 |
| 2023Q1 | $63.1M | $57.3M | $48.5M | $166.6k | 8.63% | 4,434 | 2273 |
| 2022Q4 | $62.3M | $56.8M | $48.2M | $182.2k | 8.48% | 5,028 | 2290 |
| 2022Q3 | $60.3M | $54.5M | $48.8M | $280.5k | 8.93% | 4,992 | 2335 |
| 2022Q2 | $59.2M | $54.4M | $47.4M | $177.2k | 8.92% | 4,905 | 2369 |
| 2022Q1 | $58.5M | $54.0M | $44.2M | $66.3k | 8.83% | 4,804 | 2384 |
| 2021Q4 | $58.6M | $53.3M | $39.5M | $108.9k | 8.70% | 5,038 | 2358 |
| 2021Q3 | $57.5M | $52.6M | $37.1M | $90.3k | 8.84% | 4,994 | 2373 |
| 2021Q2 | $55.7M | $50.8M | $35.9M | $70.1k | 9.09% | 4,585 | 2402 |
| 2021Q1 | $54.9M | $50.1M | $34.5M | $43.7k | 9.17% | 4,109 | 2409 |
| 2020Q4 | $50.3M | $45.0M | $35.6M | $244.1k | 9.92% | 4,102 | 2454 |
| 2020Q3 | $50.6M | $45.5M | $35.7M | $220.6k | 9.82% | 4,111 | 2425 |
| 2020Q2 | $49.7M | $45.2M | $35.5M | $86.1k | 9.71% | 4,156 | 2424 |
| 2020Q1 | $46.7M | $42.0M | $35.5M | $55.6k | 10.29% | 4,232 | 2419 |
| 2019Q4 | $45.0M | $40.1M | $34.9M | $476.2k | 10.54% | 4,432 | 2436 |
| 2019Q3 | $45.3M | $40.3M | $35.2M | $420.2k | 10.36% | 4,425 | 2426 |
| 2019Q2 | $44.6M | $39.8M | $35.6M | $96.6k | 9.78% | 4,422 | 2452 |
| 2019Q1 | $45.3M | $40.7M | $35.8M | $-10.4k | 9.39% | 4,469 | 2439 |
| 2018Q4 | $43.7M | $39.2M | $35.5M | $155.5k | 9.75% | 4,502 | 2456 |
| 2018Q3 | $38.4M | $34.4M | $30.0M | $198.2k | 9.32% | 3,850 | 2608 |
| 2018Q2 | $38.1M | $34.3M | $28.6M | $52.2k | 9.01% | 3,847 | 2627 |
| 2018Q1 | $38.6M | $34.9M | $28.1M | $12.6k | 8.81% | 3,934 | 2623 |
| 2017Q4 | $36.2M | $32.5M | $28.3M | $258.5k | 9.35% | 3,979 | 2659 |
| 2017Q3 | $35.7M | $32.1M | $28.4M | $178.2k | 9.26% | 4,138 | 2695 |
| 2017Q2 | $35.6M | $32.1M | $28.1M | $98.9k | 9.06% | 4,160 | 2710 |
| 2017Q1 | $34.9M | $31.5M | $26.7M | $51.0k | 9.10% | 4,145 | 2743 |
| 2016Q4 | $34.6M | $31.1M | $26.9M | $22.5k | 9.04% | 4,814 | 2733 |
| 2016Q3 | $35.1M | $31.8M | $27.0M | $-32.4k | 8.76% | 5,153 | 2721 |
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