credit union · NCUA 8988 · KY
How big is OWENSBORO?
OWENSBORO (KY, NCUA charter 8988) reported total assets of $88.3M, 6,044 members and a net worth ratio of 14.21% in its Call Report for 2026Q2. That ranks 1932 of 4,299 federally insured credit unions by assets, 112 of 573 among credit unions with $50m-$100m in assets, 19 of 51 credit unions in kentucky.
What stands out
OWENSBORO (KY, NCUA charter 8988) reported total assets of $88.3M, 6,044 members and a net worth ratio of 14.21% in its Call Report for 2026Q2. That ranks 1932 of 4,299 federally insured credit unions by assets, 112 of 573 among credit unions with $50m-$100m in assets, 19 of 51 credit unions in kentucky. Against its size class: net worth ratio 14.21%, above the peer median of 12.95%; loan-to-share ratio 48.15%, below the peer median of 60.93%; return on assets 1.05%, above the peer median of 0.73%. At 14.21% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $88.3M | $72.1M | $56.1M | $68.3M | record → |
| Shares and deposits | $75.0M | $61.4M | $46.3M | $58.3M | record → |
| Loans outstanding | $36.1M | $37.6M | $22.8M | $34.4M | record → |
| Net income (year to date) | $465.2k | $269.0k | $184.8k | $222.2k | record → |
| Net worth | $12.5M | $9.2M | $8.2M | $9.0M | record → |
| Net worth ratio | 14.21% | 12.95% | 12.98% | 12.65% | record → |
| Loan-to-share ratio | 48.15% | 60.93% | 66.54% | 68.70% | computed |
| Return on assets | 1.05% | 0.73% | 0.64% | 0.71% | computed |
| Members | 6,044 | 5,030 | 4,475 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $88.3M | $75.0M | $36.1M | $465.2k | 14.21% | 6,044 | 1932 |
| 2026Q1 | $89.5M | $76.3M | $36.4M | $226.0k | 13.75% | 6,071 | 1927 |
| 2025Q4 | $88.6M | $75.9M | $36.8M | $1.2M | 13.64% | 6,076 | 1932 |
| 2025Q3 | $88.8M | $76.2M | $37.8M | $933.9k | 13.35% | 6,082 | 1931 |
| 2025Q2 | $89.8M | $77.5M | $38.6M | $616.4k | 12.85% | 6,222 | 1931 |
| 2025Q1 | $84.4M | $72.3M | $38.4M | $269.7k | 13.27% | 6,214 | 1982 |
| 2024Q4 | $80.8M | $69.1M | $38.7M | $1.0M | 13.53% | 6,220 | 2012 |
| 2024Q3 | $80.9M | $69.5M | $38.8M | $792.4k | 13.21% | 6,244 | 2015 |
| 2024Q2 | $81.1M | $69.7M | $38.4M | $497.7k | 12.82% | 5,394 | 2016 |
| 2024Q1 | $81.6M | $70.5M | $37.6M | $225.2k | 12.42% | 6,285 | 2022 |
| 2023Q4 | $78.6M | $68.0M | $37.1M | $1.1M | 12.63% | 6,318 | 2059 |
| 2023Q3 | $79.8M | $69.2M | $36.5M | $862.1k | 12.29% | 6,340 | 2044 |
| 2023Q2 | $81.7M | $70.8M | $35.6M | $545.6k | 11.61% | 6,367 | 2026 |
| 2023Q1 | $82.6M | $72.6M | $33.9M | $239.1k | 11.12% | 6,373 | 2034 |
| 2022Q4 | $81.8M | $72.2M | $31.8M | $1.1M | 10.94% | 6,375 | 2034 |
| 2022Q3 | $84.6M | $74.5M | $29.7M | $931.7k | 10.35% | 6,409 | 2014 |
| 2022Q2 | $84.1M | $75.2M | $27.5M | $266.5k | 9.63% | 6,483 | 2026 |
| 2022Q1 | $73.1M | $66.7M | $23.5M | $4.7k | 7.79% | 5,414 | 2161 |
| 2021Q4 | $70.1M | $63.6M | $23.3M | $284.1k | 8.12% | 5,447 | 2190 |
| 2021Q3 | $68.7M | $62.3M | $23.2M | $79.0k | 7.98% | 5,476 | 2203 |
| 2021Q2 | $68.0M | $61.9M | $23.2M | $34.6k | 7.99% | 5,498 | 2207 |
| 2021Q1 | $67.3M | $61.2M | $22.7M | $39.1k | 8.09% | 5,532 | 2213 |
| 2020Q4 | $61.8M | $56.1M | $23.9M | $211.6k | 8.74% | 5,593 | 2244 |
| 2020Q3 | $60.6M | $54.7M | $24.7M | $149.4k | 8.81% | 5,655 | 2249 |
| 2020Q2 | $62.3M | $56.1M | $25.1M | $108.1k | 8.51% | 5,697 | 2205 |
| 2020Q1 | $56.6M | $50.6M | $25.5M | $91.8k | 9.34% | 5,704 | 2234 |
| 2019Q4 | $54.6M | $49.1M | $25.0M | $-1.9M | 9.50% | 5,781 | 2245 |
| 2019Q3 | $56.3M | $50.7M | $25.3M | $-2.0M | 9.04% | 5,858 | 2213 |
| 2019Q2 | $57.9M | $52.3M | $25.6M | $167.7k | 12.46% | 5,905 | 2194 |
| 2019Q1 | $57.6M | $51.9M | $25.8M | $83.2k | 12.39% | 5,977 | 2202 |
| 2018Q4 | $56.4M | $51.3M | $26.3M | $322.8k | 12.49% | 6,017 | 2203 |
| 2018Q3 | $57.0M | $51.7M | $26.2M | $264.6k | 12.27% | 6,143 | 2205 |
| 2018Q2 | $58.4M | $52.4M | $26.1M | $122.1k | 11.73% | 6,204 | 2192 |
| 2018Q1 | $59.8M | $54.3M | $25.2M | $45.0k | 11.32% | 6,247 | 2156 |
| 2017Q4 | $57.1M | $51.6M | $25.2M | $154.5k | 11.78% | 6,276 | 2182 |
| 2017Q3 | $57.2M | $51.6M | $25.1M | $118.3k | 11.69% | 6,322 | 2187 |
| 2017Q2 | $57.8M | $52.2M | $24.5M | $61.4k | 11.46% | 6,357 | 2184 |
| 2017Q1 | $57.4M | $52.1M | $24.3M | $21.5k | 11.48% | 6,352 | 2205 |
| 2016Q4 | $56.5M | $51.4M | $23.8M | $76.3k | 11.63% | 6,370 | 2194 |
| 2016Q3 | $57.1M | $52.0M | $24.1M | $32.8k | 11.44% | 6,379 | 2183 |
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