credit union · NCUA 8943 · ND
How big is MINOT AREA SCHOOLS?
MINOT AREA SCHOOLS (ND, NCUA charter 8943) reported total assets of $14.8M, 1,177 members and a net worth ratio of 9.04% in its Call Report for 2026Q2. That ranks 3301 of 4,299 federally insured credit unions by assets, 908 of 1,135 among credit unions with $10m-$50m in assets, 23 of 29 credit unions in north dakota.
What stands out
MINOT AREA SCHOOLS (ND, NCUA charter 8943) reported total assets of $14.8M, 1,177 members and a net worth ratio of 9.04% in its Call Report for 2026Q2. That ranks 3301 of 4,299 federally insured credit unions by assets, 908 of 1,135 among credit unions with $10m-$50m in assets, 23 of 29 credit unions in north dakota. Against its size class: net worth ratio 9.04%, below the peer median of 13.88%; loan-to-share ratio 42.25%, below the peer median of 57.77%; return on assets 0.36%, below the peer median of 0.70%. At 9.04% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $14.8M | $25.2M | $58.2M | $68.3M | record → |
| Shares and deposits | $13.4M | $21.4M | $50.8M | $58.3M | record → |
| Loans outstanding | $5.7M | $11.2M | $26.0M | $34.4M | record → |
| Net income (year to date) | $26.8k | $82.1k | $342.1k | $222.2k | record → |
| Net worth | $1.3M | $3.4M | $7.3M | $9.0M | record → |
| Net worth ratio | 9.04% | 13.88% | 13.49% | 12.65% | record → |
| Loan-to-share ratio | 42.25% | 57.77% | 69.90% | 68.70% | computed |
| Return on assets | 0.36% | 0.70% | 0.91% | 0.71% | computed |
| Members | 1,177 | 2,092 | 2,543 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $14.8M | $13.4M | $5.7M | $26.8k | 9.04% | 1,177 | 3301 |
| 2026Q1 | $15.0M | $13.6M | $5.4M | $6.6k | 8.79% | 1,175 | 3308 |
| 2025Q4 | $14.4M | $13.1M | $5.6M | $90.2k | 9.05% | 1,176 | 3343 |
| 2025Q3 | $14.0M | $12.7M | $5.7M | $68.3k | 9.15% | 1,177 | 3381 |
| 2025Q2 | $13.7M | $12.4M | $5.9M | $49.0k | 9.19% | 1,169 | 3418 |
| 2025Q1 | $14.0M | $12.8M | $6.0M | $20.1k | 8.77% | 1,166 | 3432 |
| 2024Q4 | $13.6M | $12.3M | $6.2M | $184.4k | 8.93% | 1,160 | 3474 |
| 2024Q3 | $12.6M | $11.4M | $6.5M | $157.0k | 9.38% | 1,159 | 3538 |
| 2024Q2 | $12.2M | $11.0M | $6.7M | $116.7k | 9.36% | 1,158 | 3581 |
| 2024Q1 | $12.2M | $11.0M | $6.6M | $83.0k | 9.12% | 1,156 | 3614 |
| 2023Q4 | $12.2M | $11.2M | $6.7M | $88.7k | 8.38% | 1,538 | 3623 |
| 2023Q3 | $12.0M | $11.0M | $6.7M | $62.0k | 8.31% | 1,148 | 3665 |
| 2023Q2 | $12.3M | $11.3M | $6.1M | $27.9k | 7.95% | 1,128 | 3678 |
| 2023Q1 | $11.9M | $10.9M | $5.6M | $19.2k | 8.00% | 1,113 | 3737 |
| 2022Q4 | $12.3M | $11.3M | $5.6M | $46.6k | 7.59% | 1,117 | 3739 |
| 2022Q3 | $12.1M | $11.1M | $5.3M | $42.8k | 7.68% | 1,124 | 3789 |
| 2022Q2 | $12.3M | $11.3M | $4.9M | $28.3k | 7.53% | 1,120 | 3795 |
| 2022Q1 | $12.2M | $11.2M | $4.6M | $30.4k | 7.63% | 1,737 | 3839 |
| 2021Q4 | $12.4M | $11.4M | $4.7M | $-13.9k | 7.16% | 1,081 | 3824 |
| 2021Q3 | $12.1M | $11.1M | $4.8M | $-17.1k | 7.31% | 1,103 | 3864 |
| 2021Q2 | $12.3M | $11.3M | $4.6M | $-15.2k | 7.21% | 1,102 | 3867 |
| 2021Q1 | $12.2M | $11.2M | $4.3M | $-6.4k | 7.32% | 1,107 | 3887 |
| 2020Q4 | $11.5M | $10.5M | $4.3M | $4.9k | 7.80% | 1,122 | 3908 |
| 2020Q3 | $11.7M | $10.8M | $4.5M | $7.7k | 7.68% | 1,127 | 3893 |
| 2020Q2 | $11.7M | $10.7M | $4.5M | $6.3k | 7.69% | 1,135 | 3893 |
| 2020Q1 | $10.9M | $9.9M | $4.4M | $5.1k | 8.25% | 1,130 | 3921 |
| 2019Q4 | $11.3M | $10.3M | $4.4M | $43.2k | 7.91% | 1,128 | 3896 |
| 2019Q3 | $10.8M | $9.9M | $4.4M | $32.6k | 8.17% | 1,144 | 3946 |
| 2019Q2 | $10.8M | $9.9M | $4.4M | $18.1k | 8.05% | 1,157 | 3958 |
| 2019Q1 | $10.6M | $9.7M | $4.4M | $5.4k | 8.10% | 1,168 | 3996 |
| 2018Q4 | $10.5M | $9.6M | $4.4M | $41.5k | 8.08% | 1,165 | 3998 |
| 2018Q3 | $10.4M | $9.5M | $4.3M | $29.1k | 8.05% | 1,161 | 4039 |
| 2018Q2 | $10.9M | $10.0M | $4.1M | $8.5k | 7.51% | 1,192 | 4025 |
| 2018Q1 | $10.4M | $9.6M | $3.7M | $172 | 7.76% | 1,191 | 4088 |
| 2017Q4 | $10.5M | $9.6M | $3.9M | $17.6k | 7.70% | 1,194 | 4080 |
| 2017Q3 | $9.9M | $9.0M | $4.0M | $12.1k | 8.15% | 1,197 | 4183 |
| 2017Q2 | $9.9M | $9.0M | $4.0M | $7.1k | 8.08% | 1,194 | 4210 |
| 2017Q1 | $9.9M | $9.1M | $4.0M | $1.2k | 7.97% | 1,195 | 4228 |
| 2016Q4 | $9.9M | $9.0M | $3.9M | $15.1k | 8.01% | 1,208 | 4232 |
| 2016Q3 | $9.5M | $8.6M | $4.0M | $9.7k | 8.29% | 1,236 | 4302 |
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