credit union · NCUA 8905 · MS
How big is CENTRAL SUNBELT?
CENTRAL SUNBELT (MS, NCUA charter 8905) reported total assets of $366.4M, 34,960 members and a net worth ratio of 16.22% in its Call Report for 2026Q2. That ranks 927 of 4,299 federally insured credit unions by assets, 168 of 1,061 among credit unions with $100m-$500m in assets, 6 of 55 credit unions in mississippi.
What stands out
CENTRAL SUNBELT (MS, NCUA charter 8905) reported total assets of $366.4M, 34,960 members and a net worth ratio of 16.22% in its Call Report for 2026Q2. That ranks 927 of 4,299 federally insured credit unions by assets, 168 of 1,061 among credit unions with $100m-$500m in assets, 6 of 55 credit unions in mississippi. Against its size class: net worth ratio 16.22%, above the peer median of 11.65%; loan-to-share ratio 77.88%, above the peer median of 73.15%; return on assets 0.90%, above the peer median of 0.74%. At 16.22% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $366.4M | $198.1M | $16.5M | $68.3M | record → |
| Shares and deposits | $305.2M | $172.3M | $13.9M | $58.3M | record → |
| Loans outstanding | $237.7M | $125.2M | $8.4M | $34.4M | record → |
| Net income (year to date) | $1.6M | $766.3k | $69.9k | $222.2k | record → |
| Net worth | $59.5M | $24.5M | $3.5M | $9.0M | record → |
| Net worth ratio | 16.22% | 11.65% | 16.23% | 12.65% | record → |
| Loan-to-share ratio | 77.88% | 73.15% | 62.36% | 68.70% | computed |
| Return on assets | 0.90% | 0.74% | 0.72% | 0.71% | computed |
| Members | 34,960 | 13,230 | 2,304 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $366.4M | $305.2M | $237.7M | $1.6M | 16.22% | 34,960 | 927 |
| 2026Q1 | $370.1M | $309.4M | $231.0M | $637.6k | 15.78% | 35,226 | 918 |
| 2025Q4 | $348.3M | $289.1M | $221.6M | $3.6M | 16.58% | 35,545 | 947 |
| 2025Q3 | $337.3M | $278.9M | $214.8M | $2.6M | 16.82% | 35,775 | 968 |
| 2025Q2 | $333.5M | $276.3M | $202.9M | $1.4M | 16.85% | 36,101 | 976 |
| 2025Q1 | $332.5M | $276.1M | $192.6M | $756.1k | 16.70% | 36,190 | 979 |
| 2024Q4 | $314.5M | $260.7M | $183.3M | $1.9M | 17.41% | 36,190 | 1000 |
| 2024Q3 | $305.6M | $250.7M | $179.2M | $1.5M | 17.79% | 36,343 | 1015 |
| 2024Q2 | $296.1M | $239.8M | $173.6M | $957.9k | 18.37% | 36,781 | 1032 |
| 2024Q1 | $297.2M | $236.2M | $166.2M | $477.6k | 18.14% | 37,284 | 1029 |
| 2023Q4 | $277.8M | $213.8M | $161.2M | $3.8M | 19.23% | 38,120 | 1052 |
| 2023Q3 | $274.9M | $211.1M | $157.8M | $2.6M | 19.15% | 38,120 | 1057 |
| 2023Q2 | $270.7M | $212.0M | $152.9M | $1.9M | 19.19% | 38,120 | 1060 |
| 2023Q1 | $275.0M | $218.6M | $146.8M | $677.3k | 18.45% | 38,043 | 1060 |
| 2022Q4 | $273.5M | $219.8M | $142.2M | $2.9M | 18.31% | 38,282 | 1059 |
| 2022Q3 | $277.5M | $225.9M | $130.0M | $2.0M | 17.70% | 38,282 | 1047 |
| 2022Q2 | $289.2M | $240.1M | $121.4M | $1.4M | 16.77% | 38,520 | 1021 |
| 2022Q1 | $299.3M | $249.0M | $111.4M | $591.1k | 15.94% | 38,886 | 1004 |
| 2021Q4 | $284.1M | $232.1M | $107.5M | $2.4M | 16.59% | 39,026 | 1019 |
| 2021Q3 | $288.1M | $237.4M | $102.3M | $1.7M | 16.12% | 39,342 | 1003 |
| 2021Q2 | $291.2M | $240.2M | $97.6M | $1.4M | 15.85% | 39,524 | 983 |
| 2021Q1 | $297.3M | $246.4M | $96.1M | $454.8k | 15.20% | 38,875 | 960 |
| 2020Q4 | $267.5M | $216.8M | $96.9M | $1.2M | 16.72% | 38,040 | 990 |
| 2020Q3 | $267.3M | $217.3M | $97.8M | $1.2M | 16.73% | 37,601 | 970 |
| 2020Q2 | $262.2M | $213.1M | $99.0M | $831.2k | 16.92% | 36,900 | 972 |
| 2020Q1 | $237.3M | $192.7M | $102.8M | $421.4k | 18.53% | 37,532 | 989 |
| 2019Q4 | $226.2M | $178.8M | $104.3M | $5.0M | 19.25% | 37,129 | 1002 |
| 2019Q3 | $227.6M | $181.0M | $102.1M | $4.0M | 18.69% | 37,532 | 995 |
| 2019Q2 | $229.4M | $182.3M | $100.9M | $2.4M | 17.98% | 37,694 | 991 |
| 2019Q1 | $226.3M | $181.6M | $94.8M | $1.4M | 17.49% | 36,028 | 997 |
| 2018Q4 | $211.8M | $171.5M | $94.2M | $4.7M | 18.03% | 35,734 | 1027 |
| 2018Q3 | $214.2M | $174.5M | $90.9M | $3.3M | 17.17% | 36,157 | 1012 |
| 2018Q2 | $217.1M | $178.6M | $87.4M | $2.2M | 16.44% | 36,298 | 1007 |
| 2018Q1 | $223.9M | $185.7M | $84.1M | $1.1M | 15.44% | 35,446 | 988 |
| 2017Q4 | $212.3M | $174.2M | $82.6M | $2.7M | 15.75% | 34,824 | 1002 |
| 2017Q3 | $212.7M | $176.0M | $81.7M | $1.9M | 15.37% | 34,902 | 1000 |
| 2017Q2 | $212.8M | $178.1M | $80.1M | $1.2M | 15.02% | 34,904 | 995 |
| 2017Q1 | $216.5M | $182.5M | $80.3M | $507.9k | 14.45% | 33,834 | 982 |
| 2016Q4 | $202.5M | $168.6M | $79.9M | $1.8M | 15.20% | 33,834 | 1005 |
| 2016Q3 | $208.4M | $174.0M | $80.1M | $1.4M | 14.61% | 33,811 | 984 |
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