credit union · NCUA 8715 · TX
How big is 1ST COMMUNITY?
1ST COMMUNITY (TX, NCUA charter 8715) reported total assets of $421.8M, 23,475 members and a net worth ratio of 13.63% in its Call Report for 2026Q2. That ranks 850 of 4,299 federally insured credit unions by assets, 91 of 1,061 among credit unions with $100m-$500m in assets, 71 of 380 credit unions in texas.
What stands out
1ST COMMUNITY (TX, NCUA charter 8715) reported total assets of $421.8M, 23,475 members and a net worth ratio of 13.63% in its Call Report for 2026Q2. That ranks 850 of 4,299 federally insured credit unions by assets, 91 of 1,061 among credit unions with $100m-$500m in assets, 71 of 380 credit unions in texas. Against its size class: net worth ratio 13.63%, above the peer median of 11.65%; loan-to-share ratio 76.54%, above the peer median of 73.15%; return on assets 1.14%, above the peer median of 0.74%. At 13.63% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $421.8M | $198.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $361.9M | $172.3M | $40.8M | $58.3M | record → |
| Loans outstanding | $277.0M | $125.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $2.4M | $766.3k | $141.6k | $222.2k | record → |
| Net worth | $57.5M | $24.5M | $7.4M | $9.0M | record → |
| Net worth ratio | 13.63% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 76.54% | 73.15% | 70.24% | 68.70% | computed |
| Return on assets | 1.14% | 0.74% | 0.59% | 0.71% | computed |
| Members | 23,475 | 13,230 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $421.8M | $361.9M | $277.0M | $2.4M | 13.63% | 23,475 | 850 |
| 2026Q1 | $422.2M | $363.7M | $276.7M | $1.4M | 13.58% | 23,575 | 845 |
| 2025Q4 | $408.1M | $351.6M | $281.4M | $3.7M | 13.71% | 23,627 | 855 |
| 2025Q3 | $408.5M | $350.8M | $283.3M | $3.1M | 13.54% | 23,746 | 853 |
| 2025Q2 | $412.8M | $356.3M | $278.3M | $2.2M | 13.20% | 23,583 | 840 |
| 2025Q1 | $412.8M | $359.4M | $277.4M | $1.2M | 13.18% | 22,764 | 841 |
| 2024Q4 | $397.2M | $345.7M | $279.1M | $4.3M | 13.39% | 22,741 | 853 |
| 2024Q3 | $397.1M | $340.6M | $277.9M | $3.5M | 13.20% | 23,643 | 853 |
| 2024Q2 | $396.9M | $339.2M | $283.2M | $2.4M | 12.94% | 22,877 | 850 |
| 2024Q1 | $390.1M | $334.7M | $283.5M | $1.3M | 13.13% | 22,850 | 866 |
| 2023Q4 | $382.4M | $327.2M | $284.0M | $4.1M | 13.05% | 23,483 | 865 |
| 2023Q3 | $377.5M | $324.2M | $282.2M | $3.3M | 13.02% | 22,606 | 869 |
| 2023Q2 | $371.0M | $319.5M | $274.7M | $2.2M | 13.04% | 22,416 | 878 |
| 2023Q1 | $369.5M | $319.5M | $266.8M | $1.2M | 12.95% | 23,009 | 891 |
| 2022Q4 | $362.0M | $312.1M | $261.2M | $3.5M | 12.77% | 22,233 | 887 |
| 2022Q3 | $367.0M | $321.1M | $252.1M | $2.8M | 12.41% | 22,082 | 876 |
| 2022Q2 | $361.9M | $316.4M | $237.2M | $1.9M | 12.34% | 22,697 | 884 |
| 2022Q1 | $363.0M | $317.5M | $234.2M | $917.4k | 14.79% | 22,507 | 877 |
| 2021Q4 | $357.0M | $310.6M | $228.5M | $3.8M | 11.98% | 22,405 | 877 |
| 2021Q3 | $342.4M | $305.6M | $230.3M | $2.6M | 9.21% | 22,324 | 894 |
| 2021Q2 | $341.1M | $304.2M | $229.9M | $1.4M | 8.91% | 22,201 | 890 |
| 2021Q1 | $342.3M | $306.1M | $228.1M | $561.8k | 8.63% | 22,110 | 877 |
| 2020Q4 | $323.7M | $289.0M | $230.4M | $2.5M | 8.95% | 21,311 | 872 |
| 2020Q3 | $327.0M | $292.8M | $230.9M | $1.8M | 8.63% | 21,918 | 854 |
| 2020Q2 | $322.1M | $293.5M | $232.9M | $1.2M | 8.58% | 21,077 | 855 |
| 2020Q1 | $292.7M | $266.2M | $224.3M | $585.2k | 9.24% | 21,557 | 863 |
| 2019Q4 | $281.4M | $252.1M | $222.5M | $2.3M | 9.40% | 20,932 | 867 |
| 2019Q3 | $275.4M | $244.2M | $216.5M | $2.0M | 9.48% | 20,761 | 866 |
| 2019Q2 | $267.3M | $236.1M | $209.1M | $1.3M | 9.51% | 20,453 | 884 |
| 2019Q1 | $265.9M | $235.6M | $198.6M | $557.5k | 9.29% | 20,894 | 891 |
| 2018Q4 | $258.9M | $231.5M | $196.2M | $1.6M | 9.64% | 21,393 | 887 |
| 2018Q3 | $251.9M | $224.2M | $189.7M | $1.3M | 9.79% | 21,180 | 898 |
| 2018Q2 | $257.7M | $230.2M | $187.7M | $890.0k | 9.41% | 20,922 | 885 |
| 2018Q1 | $256.7M | $231.3M | $183.8M | $581.4k | 9.33% | 21,190 | 883 |
| 2017Q4 | $246.2M | $220.9M | $177.5M | $815.7k | 9.49% | 21,120 | 893 |
| 2017Q3 | $247.2M | $221.9M | $177.3M | $908.5k | 9.49% | 21,044 | 883 |
| 2017Q2 | $246.3M | $221.8M | $172.0M | $580.0k | 9.39% | 21,386 | 883 |
| 2017Q1 | $246.0M | $221.1M | $170.6M | $108.8k | 9.21% | 21,897 | 884 |
| 2016Q4 | $238.5M | $214.1M | $164.8M | $250.4k | 9.46% | 22,007 | 880 |
| 2016Q3 | $237.2M | $212.9M | $164.8M | $586.7k | 9.66% | 22,776 | 883 |
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