credit union · NCUA 8709 · MI
How big is LAKESHORE?
LAKESHORE (MI, NCUA charter 8709) reported total assets of $45.2M, 2,633 members and a net worth ratio of 11.87% in its Call Report for 2026Q2. That ranks 2482 of 4,299 federally insured credit unions by assets, 89 of 1,135 among credit unions with $10m-$50m in assets, 137 of 169 credit unions in michigan.
What stands out
LAKESHORE (MI, NCUA charter 8709) reported total assets of $45.2M, 2,633 members and a net worth ratio of 11.87% in its Call Report for 2026Q2. That ranks 2482 of 4,299 federally insured credit unions by assets, 89 of 1,135 among credit unions with $10m-$50m in assets, 137 of 169 credit unions in michigan. Against its size class: net worth ratio 11.87%, below the peer median of 13.88%; loan-to-share ratio 33.08%, below the peer median of 57.77%; return on assets 0.51%, below the peer median of 0.70%. At 11.87% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $45.2M | $25.2M | $186.5M | $68.3M | record → |
| Shares and deposits | $39.9M | $21.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $13.2M | $11.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $115.7k | $82.1k | $792.8k | $222.2k | record → |
| Net worth | $5.4M | $3.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 11.87% | 13.88% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 33.08% | 57.77% | 68.71% | 68.70% | computed |
| Return on assets | 0.51% | 0.70% | 0.92% | 0.71% | computed |
| Members | 2,633 | 2,092 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $45.2M | $39.9M | $13.2M | $115.7k | 11.87% | 2,633 | 2482 |
| 2026Q1 | $45.9M | $40.3M | $13.2M | $45.4k | 11.55% | 2,628 | 2475 |
| 2025Q4 | $44.7M | $39.2M | $13.7M | $215.5k | 11.74% | 2,613 | 2498 |
| 2025Q3 | $44.5M | $39.1M | $13.4M | $127.0k | 11.59% | 2,600 | 2504 |
| 2025Q2 | $44.1M | $38.9M | $13.8M | $76.1k | 11.59% | 2,596 | 2532 |
| 2025Q1 | $42.9M | $37.7M | $13.6M | $24.8k | 11.78% | 2,583 | 2569 |
| 2024Q4 | $41.8M | $36.6M | $14.0M | $181.7k | 12.04% | 2,555 | 2583 |
| 2024Q3 | $41.5M | $36.3M | $13.9M | $142.0k | 12.04% | 2,540 | 2603 |
| 2024Q2 | $40.8M | $35.9M | $14.0M | $86.6k | 12.10% | 2,527 | 2632 |
| 2024Q1 | $39.8M | $35.0M | $13.6M | $40.9k | 12.29% | 2,510 | 2675 |
| 2023Q4 | $39.4M | $34.7M | $13.6M | $111.2k | 12.33% | 2,506 | 2682 |
| 2023Q3 | $37.8M | $33.2M | $12.7M | $128.1k | 12.88% | 2,500 | 2729 |
| 2023Q2 | $38.9M | $34.5M | $12.8M | $85.3k | 12.40% | 2,484 | 2705 |
| 2023Q1 | $39.3M | $34.9M | $12.5M | $30.6k | 12.14% | 2,465 | 2718 |
| 2022Q4 | $38.1M | $33.5M | $12.9M | $68.0k | 12.45% | 2,482 | 2764 |
| 2022Q3 | $40.3M | $36.0M | $12.5M | $32.3k | 11.67% | 2,503 | 2728 |
| 2022Q2 | $40.2M | $35.8M | $11.9M | $26.8k | 11.69% | 2,531 | 2737 |
| 2022Q1 | $40.3M | $35.7M | $11.3M | $13.8k | 11.65% | 2,538 | 2750 |
| 2021Q4 | $38.9M | $33.9M | $11.5M | $139.9k | 12.02% | 2,569 | 2764 |
| 2021Q3 | $38.4M | $33.4M | $12.2M | $104.1k | 12.08% | 2,589 | 2775 |
| 2021Q2 | $38.8M | $33.8M | $11.8M | $52.5k | 11.82% | 2,588 | 2761 |
| 2021Q1 | $38.9M | $33.7M | $11.9M | $25.9k | 11.71% | 2,585 | 2761 |
| 2020Q4 | $36.5M | $31.3M | $11.9M | $150.0k | 12.42% | 2,612 | 2782 |
| 2020Q3 | $35.5M | $30.5M | $12.0M | $98.2k | 12.63% | 2,653 | 2794 |
| 2020Q2 | $35.1M | $29.9M | $11.2M | $19.9k | 13.32% | 2,639 | 2797 |
| 2020Q1 | $31.1M | $26.3M | $11.1M | $18.8k | 15.03% | 2,642 | 2863 |
| 2019Q4 | $30.4M | $25.5M | $11.3M | $215.1k | 15.32% | 2,670 | 2866 |
| 2019Q3 | $29.7M | $25.0M | $11.2M | $156.5k | 15.45% | 2,688 | 2883 |
| 2019Q2 | $29.6M | $24.9M | $11.4M | $106.4k | 15.36% | 2,712 | 2902 |
| 2019Q1 | $29.0M | $24.4M | $11.2M | $35.0k | 15.42% | 2,731 | 2940 |
| 2018Q4 | $28.3M | $23.7M | $11.1M | $206.0k | 15.70% | 2,759 | 2947 |
| 2018Q3 | $28.3M | $24.1M | $11.0M | $150.7k | 15.49% | 2,754 | 2964 |
| 2018Q2 | $29.3M | $25.0M | $11.2M | $90.0k | 14.74% | 2,787 | 2942 |
| 2018Q1 | $29.5M | $25.1M | $11.1M | $31.9k | 14.47% | 2,782 | 2951 |
| 2017Q4 | $28.7M | $24.3M | $11.4M | $125.9k | 14.77% | 2,794 | 2958 |
| 2017Q3 | $28.5M | $24.1M | $11.6M | $67.3k | 14.67% | 2,819 | 2985 |
| 2017Q2 | $28.5M | $24.2M | $11.3M | $51.8k | 14.57% | 2,844 | 3004 |
| 2017Q1 | $28.4M | $24.1M | $10.4M | $18.6k | 14.55% | 2,824 | 3020 |
| 2016Q4 | $27.1M | $22.9M | $10.4M | $125.2k | 15.14% | 2,834 | 3054 |
| 2016Q3 | $26.8M | $22.6M | $10.6M | $80.3k | 15.18% | 2,829 | 3078 |
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