credit union · NCUA 8693 · NY
How big is NIAGARA'S CHOICE?
NIAGARA'S CHOICE (NY, NCUA charter 8693) reported total assets of $265.4M, 21,803 members and a net worth ratio of 10.89% in its Call Report for 2026Q2. That ranks 1113 of 4,299 federally insured credit unions by assets, 354 of 1,061 among credit unions with $100m-$500m in assets, 52 of 268 credit unions in new york.
What stands out
NIAGARA'S CHOICE (NY, NCUA charter 8693) reported total assets of $265.4M, 21,803 members and a net worth ratio of 10.89% in its Call Report for 2026Q2. That ranks 1113 of 4,299 federally insured credit unions by assets, 354 of 1,061 among credit unions with $100m-$500m in assets, 52 of 268 credit unions in new york. Against its size class: net worth ratio 10.89%, below the peer median of 11.65%; loan-to-share ratio 64.36%, below the peer median of 73.15%; return on assets 0.77%, above the peer median of 0.74%. At 10.89% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $265.4M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $239.1M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $153.9M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $1.0M | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $28.9M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 10.89% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 64.36% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 0.77% | 0.74% | 0.77% | 0.71% | computed |
| Members | 21,803 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $265.4M | $239.1M | $153.9M | $1.0M | 10.89% | 21,803 | 1113 |
| 2026Q1 | $263.7M | $237.9M | $150.6M | $404.8k | 10.73% | 21,796 | 1114 |
| 2025Q4 | $257.3M | $234.3M | $151.9M | $1.9M | 10.84% | 21,992 | 1120 |
| 2025Q3 | $256.0M | $231.6M | $148.7M | $1.6M | 10.94% | 22,101 | 1116 |
| 2025Q2 | $258.8M | $234.4M | $148.0M | $1.1M | 10.62% | 22,233 | 1108 |
| 2025Q1 | $259.2M | $236.2M | $147.3M | $506.9k | 10.37% | 22,267 | 1111 |
| 2024Q4 | $251.3M | $228.3M | $147.4M | $2.0M | 10.49% | 22,301 | 1115 |
| 2024Q3 | $251.5M | $229.5M | $146.7M | $1.1M | 10.27% | 22,390 | 1114 |
| 2024Q2 | $258.5M | $240.0M | $150.1M | $648.9k | 9.81% | 22,676 | 1097 |
| 2024Q1 | $259.7M | $241.6M | $154.3M | $75.5k | 9.55% | 22,670 | 1101 |
| 2023Q4 | $255.7M | $236.4M | $157.8M | $757.6k | 9.67% | 22,880 | 1100 |
| 2023Q3 | $259.8M | $243.7M | $159.2M | $526.7k | 9.57% | 22,870 | 1087 |
| 2023Q2 | $264.6M | $250.5M | $155.9M | $340.9k | 9.32% | 22,892 | 1077 |
| 2023Q1 | $269.0M | $255.0M | $156.9M | $82.2k | 9.07% | 22,861 | 1078 |
| 2022Q4 | $269.1M | $250.3M | $158.5M | $1.1M | 9.08% | 22,843 | 1071 |
| 2022Q3 | $263.0M | $242.7M | $150.6M | $1.1M | 9.31% | 22,770 | 1076 |
| 2022Q2 | $262.4M | $242.1M | $137.9M | $888.5k | 9.24% | 23,568 | 1078 |
| 2022Q1 | $262.3M | $241.6M | $129.5M | $583.4k | 9.13% | 23,623 | 1082 |
| 2021Q4 | $260.7M | $235.8M | $126.4M | $2.3M | 8.96% | 23,673 | 1066 |
| 2021Q3 | $257.4M | $231.9M | $127.2M | $1.9M | 8.96% | 23,820 | 1067 |
| 2021Q2 | $256.4M | $230.6M | $127.0M | $1.6M | 8.86% | 23,890 | 1057 |
| 2021Q1 | $252.3M | $228.7M | $126.8M | $223.5k | 8.45% | 23,946 | 1062 |
| 2020Q4 | $231.1M | $207.5M | $126.9M | $1.3M | 9.13% | 23,903 | 1083 |
| 2020Q3 | $225.5M | $201.6M | $128.1M | $1.0M | 9.23% | 24,090 | 1078 |
| 2020Q2 | $224.0M | $200.8M | $128.9M | $593.7k | 9.09% | 24,159 | 1068 |
| 2020Q1 | $204.1M | $182.2M | $129.0M | $503.6k | 9.93% | 24,356 | 1087 |
| 2019Q4 | $196.3M | $174.5M | $130.8M | $1.9M | 10.07% | 24,248 | 1086 |
| 2019Q3 | $193.5M | $171.6M | $128.4M | $1.8M | 10.13% | 24,235 | 1086 |
| 2019Q2 | $198.5M | $177.0M | $123.8M | $1.0M | 9.50% | 24,165 | 1074 |
| 2019Q1 | $198.3M | $177.4M | $120.6M | $617.7k | 9.31% | 24,261 | 1073 |
| 2018Q4 | $191.0M | $170.3M | $119.0M | $1.9M | 9.34% | 24,222 | 1081 |
| 2018Q3 | $191.3M | $172.6M | $116.4M | $1.5M | 9.11% | 24,265 | 1074 |
| 2018Q2 | $192.2M | $173.6M | $112.3M | $994.0k | 8.81% | 24,490 | 1078 |
| 2018Q1 | $186.0M | $168.6M | $107.7M | $539.5k | 8.67% | 23,597 | 1104 |
| 2017Q4 | $177.5M | $160.2M | $107.6M | $1.0M | 8.78% | 23,687 | 1116 |
| 2017Q3 | $178.4M | $160.4M | $101.9M | $798.1k | 8.61% | 24,017 | 1113 |
| 2017Q2 | $177.2M | $160.1M | $98.6M | $542.1k | 8.52% | 23,880 | 1118 |
| 2017Q1 | $173.0M | $157.1M | $92.8M | $256.6k | 8.56% | 22,782 | 1133 |
| 2016Q4 | $164.8M | $148.8M | $92.2M | $688.5k | 8.83% | 24,122 | 1150 |
| 2016Q3 | $162.0M | $145.5M | $89.0M | $507.8k | 8.87% | 22,684 | 1159 |
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