credit union · NCUA 8642 · MD
How big is HOWARD COUNTY EDUCATION?
HOWARD COUNTY EDUCATION (MD, NCUA charter 8642) reported total assets of $25.0M, 4,062 members and a net worth ratio of 11.14% in its Call Report for 2026Q2. That ranks 2965 of 4,299 federally insured credit unions by assets, 572 of 1,135 among credit unions with $10m-$50m in assets, 47 of 60 credit unions in maryland.
What stands out
HOWARD COUNTY EDUCATION (MD, NCUA charter 8642) reported total assets of $25.0M, 4,062 members and a net worth ratio of 11.14% in its Call Report for 2026Q2. That ranks 2965 of 4,299 federally insured credit unions by assets, 572 of 1,135 among credit unions with $10m-$50m in assets, 47 of 60 credit unions in maryland. Against its size class: net worth ratio 11.14%, below the peer median of 13.88%; loan-to-share ratio 69.48%, above the peer median of 57.77%; return on assets 0.78%, above the peer median of 0.70%. At 11.14% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $25.0M | $25.2M | $162.8M | $68.3M | record → |
| Shares and deposits | $22.1M | $21.4M | $141.6M | $58.3M | record → |
| Loans outstanding | $15.4M | $11.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $97.9k | $82.1k | $491.6k | $222.2k | record → |
| Net worth | $2.8M | $3.4M | $26.0M | $9.0M | record → |
| Net worth ratio | 11.14% | 13.88% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 69.48% | 57.77% | 69.60% | 68.70% | computed |
| Return on assets | 0.78% | 0.70% | 0.52% | 0.71% | computed |
| Members | 4,062 | 2,092 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $25.0M | $22.1M | $15.4M | $97.9k | 11.14% | 4,062 | 2965 |
| 2026Q1 | $25.2M | $22.4M | $15.5M | $65.8k | 10.93% | 3,906 | 2981 |
| 2025Q4 | $24.9M | $22.1M | $15.8M | $179.8k | 10.78% | 3,891 | 3002 |
| 2025Q3 | $25.0M | $22.2M | $16.0M | $159.0k | 10.75% | 3,976 | 3013 |
| 2025Q2 | $25.2M | $22.5M | $16.3M | $111.1k | 10.47% | 3,956 | 3021 |
| 2025Q1 | $25.6M | $22.9M | $16.3M | $79.7k | 10.19% | 3,946 | 3032 |
| 2024Q4 | $24.7M | $22.2M | $16.6M | $101.2k | 10.21% | 3,934 | 3064 |
| 2024Q3 | $25.2M | $22.6M | $16.1M | $113.4k | 10.16% | 4,020 | 3065 |
| 2024Q2 | $25.5M | $23.0M | $16.0M | $48.3k | 9.77% | 4,003 | 3071 |
| 2024Q1 | $26.0M | $23.6M | $15.5M | $33.0k | 9.52% | 3,970 | 3080 |
| 2023Q4 | $25.0M | $22.5M | $15.5M | $111.1k | 9.80% | 3,942 | 3111 |
| 2023Q3 | $25.4M | $23.0M | $15.1M | $108.8k | 9.70% | 4,025 | 3116 |
| 2023Q2 | $25.8M | $23.3M | $15.1M | $74.4k | 9.45% | 4,001 | 3127 |
| 2023Q1 | $26.6M | $24.2M | $14.9M | $31.8k | 8.99% | 3,962 | 3113 |
| 2022Q4 | $26.3M | $23.9M | $14.6M | $46.0k | 9.01% | 3,934 | 3144 |
| 2022Q3 | $27.1M | $24.7M | $13.9M | $35.8k | 8.69% | 3,961 | 3138 |
| 2022Q2 | $27.2M | $24.8M | $13.6M | $22.2k | 8.60% | 3,957 | 3149 |
| 2022Q1 | $27.4M | $25.0M | $12.8M | $-2.6k | 8.46% | 3,932 | 3158 |
| 2021Q4 | $26.9M | $24.6M | $12.5M | $28.0k | 8.60% | 3,928 | 3167 |
| 2021Q3 | $26.5M | $24.2M | $12.0M | $-12.1k | 8.58% | 4,033 | 3187 |
| 2021Q2 | $26.7M | $24.4M | $11.8M | $-11.5k | 8.54% | 4,049 | 3183 |
| 2021Q1 | $26.1M | $23.7M | $12.3M | $2.0k | 8.79% | 4,051 | 3210 |
| 2020Q4 | $25.1M | $22.8M | $12.8M | $78.0k | 9.10% | 4,043 | 3195 |
| 2020Q3 | $24.4M | $22.1M | $13.3M | $42.0k | 9.25% | 4,134 | 3217 |
| 2020Q2 | $24.0M | $21.7M | $13.7M | $18.6k | 9.32% | 4,132 | 3221 |
| 2020Q1 | $22.1M | $19.8M | $14.9M | $-4.2k | 10.01% | 4,121 | 3243 |
| 2019Q4 | $22.0M | $19.7M | $15.5M | $19.2k | 10.08% | 4,093 | 3231 |
| 2019Q3 | $21.7M | $19.4M | $15.9M | $31.6k | 10.26% | 4,162 | 3252 |
| 2019Q2 | $22.2M | $19.9M | $15.8M | $33.7k | 10.04% | 4,150 | 3236 |
| 2019Q1 | $21.5M | $19.2M | $16.5M | $21.7k | 10.30% | 4,127 | 3279 |
| 2018Q4 | $21.3M | $18.8M | $16.9M | $126.8k | 10.30% | 4,084 | 3274 |
| 2018Q3 | $21.2M | $18.5M | $16.1M | $110.0k | 10.30% | 4,143 | 3298 |
| 2018Q2 | $21.4M | $19.2M | $15.2M | $76.0k | 10.00% | 4,075 | 3314 |
| 2018Q1 | $21.3M | $19.1M | $15.3M | $44.3k | 9.92% | 4,051 | 3336 |
| 2017Q4 | $21.0M | $18.9M | $15.0M | $114.5k | 9.84% | 4,011 | 3331 |
| 2017Q3 | $20.7M | $18.6M | $14.4M | $49.0k | 9.69% | 4,016 | 3375 |
| 2017Q2 | $21.7M | $19.6M | $14.1M | $14.6k | 9.08% | 3,972 | 3347 |
| 2017Q1 | $21.4M | $19.4M | $13.7M | $-4.8k | 9.09% | 3,943 | 3374 |
| 2016Q4 | $21.2M | $19.1M | $13.8M | $-1.1k | 9.24% | 3,922 | 3364 |
| 2016Q3 | $21.0M | $18.9M | $13.6M | $-22.0k | 9.20% | 4,039 | 3379 |
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