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credit union · NCUA 8554 · MD

How big is FIRST FINANCIAL OF MARYLAND?

FIRST FINANCIAL OF MARYLAND (MD, NCUA charter 8554) reported total assets of $1.4B, 81,365 members and a net worth ratio of 16.73% in its Call Report for 2026Q2. That ranks 353 of 4,299 federally insured credit unions by assets, 328 of 454 among credit unions with $1b-$10b in assets, 7 of 60 credit unions in maryland.

TOTAL ASSETS: $1.4BMEMBERS: 81,365NET WORTH RATIO: 16.73%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/8554-first-financial-of-maryland

What stands out

FIRST FINANCIAL OF MARYLAND (MD, NCUA charter 8554) reported total assets of $1.4B, 81,365 members and a net worth ratio of 16.73% in its Call Report for 2026Q2. That ranks 353 of 4,299 federally insured credit unions by assets, 328 of 454 among credit unions with $1b-$10b in assets, 7 of 60 credit unions in maryland. Against its size class: net worth ratio 16.73%, above the peer median of 10.89%; loan-to-share ratio 78.59%, below the peer median of 88.03%; return on assets 0.33%, below the peer median of 0.80%. At 16.73% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$1.4B$2.1B$162.8M$68.3Mrecord →
Shares and deposits$1.2B$1.8B$141.6M$58.3Mrecord →
Loans outstanding$930.0M$1.5B$99.8M$34.4Mrecord →
Net income (year to date)$2.4M$8.3M$491.6k$222.2krecord →
Net worth$239.6M$244.6M$26.0M$9.0Mrecord →
Net worth ratio16.73%10.89%12.37%12.65%record →
Loan-to-share ratio78.59%88.03%69.60%68.70%computed
Return on assets0.33%0.80%0.52%0.71%computed
Members81,365115,18313,7944,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$1.4B$1.2B$930.0M$2.4M16.73%81,365353
2026Q1$1.4B$1.2B$884.5M$1.3M16.79%80,539356
2025Q4$1.4B$1.1B$867.5M$2.8M17.50%77,416366
2025Q3$1.3B$1.1B$862.9M$1.5M17.70%77,094369
2025Q2$1.3B$1.1B$844.5M$1.1M17.70%75,760370
2025Q1$1.3B$1.1B$830.0M$703.8k17.78%73,168369
2024Q4$1.3B$1.0B$807.3M$1.9M18.43%71,814375
2024Q3$1.3B$1.0B$784.2M$1.1M18.32%71,085374
2024Q2$1.3B$1.1B$748.0M$657.0k18.18%68,711371
2024Q1$1.3B$1.0B$727.7M$-38.7k17.92%67,625368
2023Q4$1.3B$969.5M$724.3M$3.9M18.27%66,718366
2023Q3$1.2B$961.1M$709.4M$3.5M18.56%66,513367
2023Q2$1.3B$997.0M$689.5M$2.3M17.95%65,116359
2023Q1$1.3B$1.0B$680.0M$1.3M17.24%64,820347
2022Q4$1.3B$1.0B$682.1M$4.5M17.53%65,067346
2022Q3$1.2B$1.0B$673.6M$3.0M18.21%65,364361
2022Q2$1.2B$1.0B$662.8M$2.0M17.95%64,929357
2022Q1$1.3B$1.1B$645.3M$881.3k17.42%65,153342
2021Q4$1.3B$1.0B$631.1M$3.2M17.53%64,897340
2021Q3$1.2B$1.0B$621.9M$2.2M17.63%65,565337
2021Q2$1.2B$1.0B$588.3M$1.3M17.53%65,203329
2021Q1$1.2B$995.2M$579.0M$581.6k17.77%65,545336
2020Q4$1.2B$943.0M$569.0M$552.1k18.45%65,735328
2020Q3$1.1B$900.9M$555.0M$111.0k19.10%66,091333
2020Q2$1.1B$910.6M$551.0M$-274.7k18.92%65,976325
2020Q1$1.1B$842.5M$545.5M$182.3k20.22%66,416322
2019Q4$1.0B$809.6M$530.4M$7.4M20.89%66,422317
2019Q3$1.0B$789.5M$505.5M$6.3M21.24%66,571319
2019Q2$1.0B$814.4M$481.7M$5.9M20.65%65,432311
2019Q1$1.0B$816.7M$468.1M$1.3M20.35%65,129314
2018Q4$1.0B$794.8M$465.7M$3.0M20.79%64,894308
2018Q3$997.8M$789.0M$446.0M$3.9M21.06%64,921308
2018Q2$1.0B$816.9M$423.2M$2.9M20.45%63,724297
2018Q1$1.0B$814.2M$399.8M$1.8M20.40%63,620295
2017Q4$1.0B$794.2M$395.5M$1.4M20.57%63,541290
2017Q3$996.4M$784.4M$387.2M$2.4M20.80%64,602289
2017Q2$1.0B$804.6M$378.4M$1.2M20.32%63,128283
2017Q1$1.0B$800.8M$359.0M$464.9k20.38%62,932280
2016Q4$980.5M$774.5M$347.4M$1.6M20.90%63,076280
2016Q3$976.8M$762.6M$328.8M$3.3M21.15%63,074277

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