credit union · NCUA 851 · MA
How big is CHELSEA EMPLOYEES?
CHELSEA EMPLOYEES (MA, NCUA charter 851) reported total assets of $21.5M, 2,262 members and a net worth ratio of 8.65% in its Call Report for 2026Q2. That ranks 3075 of 4,299 federally insured credit unions by assets, 682 of 1,135 among credit unions with $10m-$50m in assets, 92 of 121 credit unions in massachusetts.
What stands out
CHELSEA EMPLOYEES (MA, NCUA charter 851) reported total assets of $21.5M, 2,262 members and a net worth ratio of 8.65% in its Call Report for 2026Q2. That ranks 3075 of 4,299 federally insured credit unions by assets, 682 of 1,135 among credit unions with $10m-$50m in assets, 92 of 121 credit unions in massachusetts. Against its size class: net worth ratio 8.65%, below the peer median of 13.88%; loan-to-share ratio 77.91%, above the peer median of 57.77%; return on assets 0.50%, below the peer median of 0.70%. At 8.65% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $21.5M | $25.2M | $81.8M | $68.3M | record → |
| Shares and deposits | $19.2M | $21.4M | $67.8M | $58.3M | record → |
| Loans outstanding | $15.0M | $11.2M | $42.6M | $34.4M | record → |
| Net income (year to date) | $53.8k | $82.1k | $172.3k | $222.2k | record → |
| Net worth | $1.9M | $3.4M | $9.5M | $9.0M | record → |
| Net worth ratio | 8.65% | 13.88% | 12.11% | 12.65% | record → |
| Loan-to-share ratio | 77.91% | 57.77% | 76.11% | 68.70% | computed |
| Return on assets | 0.50% | 0.70% | 0.56% | 0.71% | computed |
| Members | 2,262 | 2,092 | 4,111 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $21.5M | $19.2M | $15.0M | $53.8k | 8.65% | 2,262 | 3075 |
| 2026Q1 | $21.2M | $18.9M | $14.7M | $14.6k | 8.58% | 2,248 | 3107 |
| 2025Q4 | $20.5M | $18.3M | $14.8M | $134.1k | 8.77% | 2,154 | 3129 |
| 2025Q3 | $20.8M | $18.6M | $15.1M | $108.8k | 8.54% | 2,151 | 3143 |
| 2025Q2 | $20.8M | $18.4M | $14.8M | $82.8k | 8.43% | 2,140 | 3162 |
| 2025Q1 | $20.3M | $18.3M | $14.2M | $33.5k | 8.37% | 2,126 | 3204 |
| 2024Q4 | $19.8M | $17.9M | $13.8M | $176.5k | 8.44% | 2,119 | 3235 |
| 2024Q3 | $19.8M | $18.1M | $13.7M | $122.9k | 8.14% | 2,120 | 3250 |
| 2024Q2 | $20.2M | $18.6M | $13.5M | $77.8k | 7.78% | 2,234 | 3258 |
| 2024Q1 | $20.4M | $18.8M | $13.4M | $31.2k | 7.46% | 2,220 | 3272 |
| 2023Q4 | $20.7M | $19.1M | $13.6M | $201.4k | 7.21% | 2,240 | 3274 |
| 2023Q3 | $21.1M | $19.7M | $12.8M | $184.3k | 6.97% | 2,231 | 3280 |
| 2023Q2 | $20.7M | $19.3M | $11.9M | $67.6k | 6.55% | 2,213 | 3314 |
| 2023Q1 | $20.8M | $19.5M | $11.3M | $29.0k | 6.32% | 2,207 | 3325 |
| 2022Q4 | $20.9M | $19.6M | $10.3M | $-15.5k | 6.17% | 2,193 | 3339 |
| 2022Q3 | $21.0M | $19.5M | $9.8M | $-28.8k | 6.08% | 2,182 | 3367 |
| 2022Q2 | $21.2M | $19.9M | $9.1M | $-30.7k | 6.01% | 2,162 | 3371 |
| 2022Q1 | $20.4M | $19.1M | $8.4M | $-18.1k | 6.29% | 2,152 | 3416 |
| 2021Q4 | $19.9M | $18.6M | $8.3M | $-57.4k | 6.56% | 2,148 | 3440 |
| 2021Q3 | $19.8M | $18.4M | $8.1M | $-45.2k | 6.66% | 2,142 | 3444 |
| 2021Q2 | $19.6M | $18.3M | $7.8M | $-30.9k | 6.78% | 2,120 | 3460 |
| 2021Q1 | $18.8M | $17.4M | $7.5M | $-15.3k | 7.16% | 2,116 | 3507 |
| 2020Q4 | $17.3M | $16.0M | $7.8M | $7.9k | 7.85% | 2,128 | 3548 |
| 2020Q3 | $16.4M | $15.0M | $7.9M | $10.4k | 8.30% | 2,118 | 3587 |
| 2020Q2 | $16.2M | $14.8M | $7.6M | $9.2k | 8.41% | 2,116 | 3591 |
| 2020Q1 | $14.8M | $13.5M | $7.8M | $549 | 9.12% | 2,123 | 3630 |
| 2019Q4 | $14.2M | $12.8M | $8.1M | $57.7k | 9.54% | 2,105 | 3664 |
| 2019Q3 | $13.7M | $12.4M | $8.2M | $50.0k | 9.80% | 2,097 | 3702 |
| 2019Q2 | $14.0M | $12.7M | $7.8M | $28.1k | 9.46% | 2,116 | 3697 |
| 2019Q1 | $14.0M | $12.7M | $7.7M | $9.7k | 9.29% | 2,092 | 3707 |
| 2018Q4 | $13.4M | $12.1M | $8.1M | $37.0k | 9.64% | 2,086 | 3756 |
| 2018Q3 | $14.1M | $12.5M | $7.9M | $25.3k | 9.10% | 2,088 | 3728 |
| 2018Q2 | $14.0M | $12.7M | $7.7M | $13.3k | 9.08% | 2,092 | 3765 |
| 2018Q1 | $14.2M | $12.9M | $7.6M | $10.4k | 8.94% | 2,084 | 3765 |
| 2017Q4 | $13.9M | $12.6M | $7.5M | $13.4k | 9.08% | 2,076 | 3779 |
| 2017Q3 | $14.0M | $12.7M | $7.3M | $10.1k | 8.99% | 2,064 | 3808 |
| 2017Q2 | $14.3M | $13.1M | $7.2M | $2.3k | 8.69% | 2,048 | 3807 |
| 2017Q1 | $14.2M | $12.9M | $6.9M | $57 | 8.80% | 2,029 | 3838 |
| 2016Q4 | $13.6M | $12.3M | $7.0M | $11.8k | 9.17% | 2,033 | 3874 |
| 2016Q3 | $13.0M | $11.8M | $6.9M | $9.0k | 9.52% | 2,024 | 3946 |
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