credit union · NCUA 850 · TX
How big is VALLEY?
VALLEY (TX, NCUA charter 850) reported total assets of $119.1M, 9,421 members and a net worth ratio of 12.61% in its Call Report for 2026Q2. That ranks 1689 of 4,299 federally insured credit unions by assets, 930 of 1,061 among credit unions with $100m-$500m in assets, 133 of 380 credit unions in texas.
What stands out
VALLEY (TX, NCUA charter 850) reported total assets of $119.1M, 9,421 members and a net worth ratio of 12.61% in its Call Report for 2026Q2. That ranks 1689 of 4,299 federally insured credit unions by assets, 930 of 1,061 among credit unions with $100m-$500m in assets, 133 of 380 credit unions in texas. Against its size class: net worth ratio 12.61%, above the peer median of 11.65%; loan-to-share ratio 70.49%, below the peer median of 73.15%; return on assets 0.29%, below the peer median of 0.74%. At 12.61% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $119.1M | $198.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $102.9M | $172.3M | $40.8M | $58.3M | record → |
| Loans outstanding | $72.6M | $125.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $172.8k | $766.3k | $141.6k | $222.2k | record → |
| Net worth | $15.0M | $24.5M | $7.4M | $9.0M | record → |
| Net worth ratio | 12.61% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 70.49% | 73.15% | 70.24% | 68.70% | computed |
| Return on assets | 0.29% | 0.74% | 0.59% | 0.71% | computed |
| Members | 9,421 | 13,230 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $119.1M | $102.9M | $72.6M | $172.8k | 12.61% | 9,421 | 1689 |
| 2026Q1 | $118.8M | $102.5M | $72.7M | $105.4k | 12.58% | 9,380 | 1691 |
| 2025Q4 | $112.4M | $96.6M | $71.0M | $859.8k | 13.20% | 9,380 | 1731 |
| 2025Q3 | $113.8M | $98.3M | $70.3M | $577.4k | 12.88% | 9,371 | 1721 |
| 2025Q2 | $112.9M | $97.5M | $69.0M | $281.2k | 12.73% | 9,324 | 1719 |
| 2025Q1 | $112.6M | $97.1M | $65.8M | $119.5k | 12.62% | 9,279 | 1732 |
| 2024Q4 | $105.3M | $90.5M | $64.3M | $712.6k | 13.37% | 9,247 | 1772 |
| 2024Q3 | $108.2M | $93.7M | $61.4M | $397.7k | 12.83% | 9,249 | 1748 |
| 2024Q2 | $107.5M | $93.1M | $60.2M | $272.4k | 12.80% | 9,262 | 1754 |
| 2024Q1 | $107.5M | $93.2M | $60.5M | $135.5k | 12.67% | 9,307 | 1763 |
| 2023Q4 | $101.9M | $88.3M | $61.3M | $416.9k | 13.23% | 9,346 | 1801 |
| 2023Q3 | $102.0M | $88.3M | $60.4M | $250.5k | 13.17% | 9,335 | 1794 |
| 2023Q2 | $103.5M | $89.3M | $59.1M | $210.1k | 12.94% | 9,318 | 1786 |
| 2023Q1 | $104.3M | $90.5M | $58.6M | $78.3k | 12.71% | 9,359 | 1787 |
| 2022Q4 | $101.6M | $87.3M | $58.7M | $450.5k | 13.03% | 9,364 | 1806 |
| 2022Q3 | $104.9M | $91.1M | $57.4M | $259.0k | 12.42% | 9,385 | 1785 |
| 2022Q2 | $108.3M | $94.3M | $56.6M | $159.9k | 11.95% | 9,353 | 1767 |
| 2022Q1 | $109.2M | $95.4M | $54.8M | $103.2k | 11.79% | 9,383 | 1763 |
| 2021Q4 | $103.8M | $89.9M | $53.6M | $513.2k | 12.32% | 9,425 | 1786 |
| 2021Q3 | $107.9M | $94.3M | $50.9M | $384.2k | 11.73% | 9,448 | 1748 |
| 2021Q2 | $107.1M | $93.3M | $48.5M | $223.2k | 11.66% | 9,410 | 1746 |
| 2021Q1 | $107.5M | $94.2M | $46.0M | $81.0k | 11.48% | 9,455 | 1745 |
| 2020Q4 | $95.7M | $82.5M | $46.5M | $567.9k | 12.81% | 9,477 | 1795 |
| 2020Q3 | $93.5M | $80.3M | $45.6M | $376.8k | 12.90% | 9,484 | 1797 |
| 2020Q2 | $91.7M | $78.5M | $44.8M | $48.8k | 12.81% | 9,517 | 1804 |
| 2020Q1 | $82.0M | $69.2M | $42.1M | $41.1k | 14.31% | 9,549 | 1842 |
| 2019Q4 | $78.7M | $66.3M | $41.7M | $445.9k | 14.85% | 9,627 | 1868 |
| 2019Q3 | $78.1M | $65.7M | $41.8M | $254.8k | 14.73% | 9,717 | 1862 |
| 2019Q2 | $77.3M | $65.0M | $41.6M | $78.9k | 14.65% | 9,765 | 1878 |
| 2019Q1 | $77.6M | $65.5M | $41.1M | $46.7k | 14.55% | 9,863 | 1874 |
| 2018Q4 | $75.1M | $62.8M | $42.3M | $820.9k | 14.99% | 9,940 | 1886 |
| 2018Q3 | $74.7M | $62.8M | $41.8M | $558.9k | 14.71% | 9,985 | 1894 |
| 2018Q2 | $75.6M | $64.0M | $40.7M | $299.2k | 14.18% | 10,029 | 1899 |
| 2018Q1 | $76.4M | $65.2M | $40.5M | $161.6k | 13.87% | 10,120 | 1891 |
| 2017Q4 | $72.1M | $61.3M | $40.9M | $606.2k | 14.47% | 10,197 | 1931 |
| 2017Q3 | $71.9M | $61.3M | $41.0M | $427.3k | 14.32% | 10,236 | 1945 |
| 2017Q2 | $71.5M | $60.8M | $41.0M | $250.4k | 14.17% | 10,269 | 1966 |
| 2017Q1 | $69.4M | $59.0M | $40.8M | $164.4k | 14.47% | 10,316 | 1997 |
| 2016Q4 | $65.5M | $55.3M | $42.4M | $727.3k | 15.07% | 10,370 | 2031 |
| 2016Q3 | $66.4M | $56.3M | $42.2M | $572.2k | 14.62% | 10,417 | 2016 |
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