credit union · NCUA 8367 · ME
How big is GARDINER?
GARDINER (ME, NCUA charter 8367) reported total assets of $100.7M, 5,546 members and a net worth ratio of 15.92% in its Call Report for 2026Q2. That ranks 1818 of 4,299 federally insured credit unions by assets, 1059 of 1,061 among credit unions with $100m-$500m in assets, 40 of 48 credit unions in maine.
What stands out
GARDINER (ME, NCUA charter 8367) reported total assets of $100.7M, 5,546 members and a net worth ratio of 15.92% in its Call Report for 2026Q2. That ranks 1818 of 4,299 federally insured credit unions by assets, 1059 of 1,061 among credit unions with $100m-$500m in assets, 40 of 48 credit unions in maine. Against its size class: net worth ratio 15.92%, above the peer median of 11.65%; loan-to-share ratio 67.96%, below the peer median of 73.15%; return on assets 1.82%, above the peer median of 0.74%. At 15.92% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $100.7M | $198.1M | $219.9M | $68.3M | record → |
| Shares and deposits | $84.1M | $172.3M | $194.1M | $58.3M | record → |
| Loans outstanding | $57.1M | $125.2M | $138.8M | $34.4M | record → |
| Net income (year to date) | $914.3k | $766.3k | $870.1k | $222.2k | record → |
| Net worth | $16.0M | $24.5M | $23.0M | $9.0M | record → |
| Net worth ratio | 15.92% | 11.65% | 10.91% | 12.65% | record → |
| Loan-to-share ratio | 67.96% | 73.15% | 76.90% | 68.70% | computed |
| Return on assets | 1.82% | 0.74% | 0.67% | 0.71% | computed |
| Members | 5,546 | 13,230 | 12,558 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $100.7M | $84.1M | $57.1M | $914.3k | 15.92% | 5,546 | 1818 |
| 2026Q1 | $98.6M | $82.4M | $56.3M | $433.5k | 15.76% | 5,489 | 1837 |
| 2025Q4 | $93.6M | $78.1M | $57.7M | $1.7M | 16.15% | 5,452 | 1881 |
| 2025Q3 | $92.2M | $77.1M | $57.9M | $1.3M | 15.95% | 5,449 | 1897 |
| 2025Q2 | $91.4M | $76.4M | $56.5M | $902.4k | 15.62% | 5,417 | 1909 |
| 2025Q1 | $88.6M | $74.2M | $54.8M | $370.2k | 15.52% | 5,364 | 1940 |
| 2024Q4 | $84.8M | $71.0M | $53.4M | $1.7M | 15.77% | 5,284 | 1963 |
| 2024Q3 | $83.2M | $69.9M | $52.1M | $1.2M | 15.50% | 5,239 | 1982 |
| 2024Q2 | $83.1M | $70.1M | $49.4M | $789.0k | 15.02% | 5,205 | 1990 |
| 2024Q1 | $83.7M | $71.2M | $47.0M | $333.4k | 14.37% | 5,155 | 1996 |
| 2023Q4 | $81.3M | $69.2M | $45.9M | $1.7M | 14.38% | 5,143 | 2019 |
| 2023Q3 | $83.1M | $71.5M | $45.3M | $1.2M | 13.51% | 5,147 | 1994 |
| 2023Q2 | $82.9M | $71.5M | $44.7M | $831.4k | 13.05% | 5,173 | 2010 |
| 2023Q1 | $83.4M | $72.7M | $43.4M | $386.0k | 12.43% | 5,212 | 2022 |
| 2022Q4 | $80.7M | $70.3M | $43.0M | $1.0M | 12.38% | 5,160 | 2052 |
| 2022Q3 | $82.5M | $72.3M | $43.5M | $655.8k | 11.68% | 5,126 | 2041 |
| 2022Q2 | $81.4M | $71.6M | $41.4M | $405.9k | 11.54% | 5,126 | 2067 |
| 2022Q1 | $80.5M | $71.1M | $41.1M | $208.0k | 11.41% | 5,131 | 2073 |
| 2021Q4 | $78.0M | $68.5M | $40.6M | $604.5k | 11.51% | 5,134 | 2082 |
| 2021Q3 | $75.5M | $66.4M | $39.6M | $441.8k | 11.68% | 5,163 | 2111 |
| 2021Q2 | $74.6M | $64.7M | $38.1M | $295.4k | 11.62% | 5,122 | 2113 |
| 2021Q1 | $72.1M | $62.9M | $36.6M | $164.6k | 11.85% | 5,094 | 2146 |
| 2020Q4 | $65.5M | $56.7M | $37.7M | $690.6k | 12.78% | 5,094 | 2183 |
| 2020Q3 | $62.3M | $53.5M | $37.7M | $508.1k | 13.15% | 5,095 | 2217 |
| 2020Q2 | $61.1M | $52.3M | $37.6M | $340.9k | 13.14% | 5,076 | 2228 |
| 2020Q1 | $55.2M | $47.0M | $37.0M | $187.1k | 14.27% | 5,066 | 2263 |
| 2019Q4 | $52.5M | $44.6M | $37.3M | $775.2k | 14.63% | 5,037 | 2286 |
| 2019Q3 | $50.8M | $43.1M | $37.3M | $547.7k | 14.69% | 5,041 | 2311 |
| 2019Q2 | $51.1M | $43.4M | $36.4M | $373.4k | 14.25% | 5,012 | 2307 |
| 2019Q1 | $51.3M | $43.8M | $35.4M | $181.3k | 13.82% | 5,007 | 2311 |
| 2018Q4 | $50.1M | $43.0M | $35.7M | $733.4k | 13.79% | 4,991 | 2314 |
| 2018Q3 | $49.8M | $42.7M | $35.7M | $526.1k | 13.46% | 5,022 | 2328 |
| 2018Q2 | $50.4M | $43.5M | $34.9M | $348.6k | 12.95% | 5,015 | 2333 |
| 2018Q1 | $50.0M | $43.3M | $34.4M | $169.1k | 12.70% | 4,999 | 2340 |
| 2017Q4 | $47.8M | $41.3M | $34.8M | $624.5k | 12.93% | 4,999 | 2367 |
| 2017Q3 | $47.3M | $41.1M | $34.0M | $444.4k | 12.68% | 5,069 | 2389 |
| 2017Q2 | $46.8M | $40.7M | $33.3M | $267.6k | 12.44% | 5,100 | 2422 |
| 2017Q1 | $46.7M | $40.5M | $32.8M | $124.7k | 12.16% | 5,094 | 2429 |
| 2016Q4 | $44.5M | $38.6M | $32.6M | $468.4k | 12.49% | 5,103 | 2452 |
| 2016Q3 | $43.9M | $38.3M | $32.2M | $309.2k | 12.29% | 5,208 | 2463 |
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