credit union · NCUA 8349 · MI
How big is SHORE TO SHORE COMMUNITY?
SHORE TO SHORE COMMUNITY (MI, NCUA charter 8349) reported total assets of $85.1M, 5,214 members and a net worth ratio of 12.03% in its Call Report for 2026Q2. That ranks 1960 of 4,299 federally insured credit unions by assets, 140 of 573 among credit unions with $50m-$100m in assets, 117 of 169 credit unions in michigan.
What stands out
SHORE TO SHORE COMMUNITY (MI, NCUA charter 8349) reported total assets of $85.1M, 5,214 members and a net worth ratio of 12.03% in its Call Report for 2026Q2. That ranks 1960 of 4,299 federally insured credit unions by assets, 140 of 573 among credit unions with $50m-$100m in assets, 117 of 169 credit unions in michigan. Against its size class: net worth ratio 12.03%, below the peer median of 12.95%; loan-to-share ratio 38.40%, below the peer median of 60.93%; return on assets 1.61%, above the peer median of 0.73%. At 12.03% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $85.1M | $72.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $74.2M | $61.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $28.5M | $37.6M | $115.9M | $34.4M | record → |
| Net income (year to date) | $684.0k | $269.0k | $792.8k | $222.2k | record → |
| Net worth | $10.2M | $9.2M | $22.8M | $9.0M | record → |
| Net worth ratio | 12.03% | 12.95% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 38.40% | 60.93% | 68.71% | 68.70% | computed |
| Return on assets | 1.61% | 0.73% | 0.92% | 0.71% | computed |
| Members | 5,214 | 5,030 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $85.1M | $74.2M | $28.5M | $684.0k | 12.03% | 5,214 | 1960 |
| 2026Q1 | $85.2M | $74.9M | $27.9M | $326.1k | 11.59% | 5,262 | 1966 |
| 2025Q4 | $81.9M | $72.0M | $28.8M | $1.1M | 11.66% | 5,360 | 1996 |
| 2025Q3 | $81.5M | $71.9M | $28.7M | $859.3k | 11.37% | 5,398 | 2007 |
| 2025Q2 | $83.5M | $74.0M | $29.0M | $585.9k | 10.82% | 5,428 | 1986 |
| 2025Q1 | $83.9M | $74.5M | $28.8M | $296.6k | 10.41% | 5,452 | 1989 |
| 2024Q4 | $81.7M | $72.7M | $29.2M | $1.2M | 10.33% | 5,493 | 2000 |
| 2024Q3 | $81.7M | $72.8M | $29.3M | $903.5k | 10.02% | 5,528 | 2001 |
| 2024Q2 | $84.9M | $76.3M | $28.7M | $583.5k | 9.30% | 5,533 | 1972 |
| 2024Q1 | $82.7M | $74.6M | $28.6M | $255.1k | 9.16% | 5,585 | 2008 |
| 2023Q4 | $79.3M | $71.6M | $29.3M | $877.7k | 9.22% | 5,637 | 2045 |
| 2023Q3 | $81.6M | $73.7M | $29.5M | $668.4k | 8.72% | 5,709 | 2023 |
| 2023Q2 | $84.6M | $77.2M | $29.5M | $445.0k | 8.15% | 5,750 | 1989 |
| 2023Q1 | $85.6M | $78.5M | $29.2M | $156.6k | 7.71% | 5,814 | 1992 |
| 2022Q4 | $84.0M | $76.8M | $29.7M | $440.2k | 7.68% | 5,853 | 2005 |
| 2022Q3 | $85.1M | $78.0M | $28.5M | $285.8k | 7.40% | 5,882 | 2011 |
| 2022Q2 | $86.3M | $79.4M | $25.5M | $104.0k | 7.09% | 5,899 | 1995 |
| 2022Q1 | $85.8M | $79.0M | $23.5M | $72.8k | 7.09% | 5,922 | 2014 |
| 2021Q4 | $81.3M | $74.7M | $23.3M | $197.4k | 7.39% | 5,967 | 2040 |
| 2021Q3 | $80.2M | $73.4M | $22.5M | $221.8k | 7.53% | 6,036 | 2042 |
| 2021Q2 | $81.3M | $74.8M | $22.8M | $110.8k | 7.28% | 6,051 | 2021 |
| 2021Q1 | $80.0M | $73.6M | $22.2M | $32.3k | 7.30% | 6,100 | 2040 |
| 2020Q4 | $73.5M | $67.0M | $22.5M | $128.0k | 7.91% | 6,105 | 2073 |
| 2020Q3 | $71.7M | $65.2M | $22.5M | $157.1k | 8.14% | 6,128 | 2074 |
| 2020Q2 | $72.2M | $65.7M | $22.1M | $99.1k | 8.00% | 6,143 | 2051 |
| 2020Q1 | $64.0M | $57.6M | $23.1M | $46.5k | 8.95% | 6,177 | 2109 |
| 2019Q4 | $61.3M | $55.1M | $24.2M | $542.9k | 9.26% | 6,218 | 2127 |
| 2019Q3 | $60.3M | $54.1M | $24.5M | $442.7k | 9.25% | 6,268 | 2141 |
| 2019Q2 | $62.3M | $55.8M | $24.4M | $265.3k | 8.68% | 6,290 | 2107 |
| 2019Q1 | $61.8M | $55.8M | $24.0M | $131.7k | 8.52% | 6,277 | 2126 |
| 2018Q4 | $58.4M | $52.8M | $24.4M | $438.7k | 8.80% | 6,289 | 2166 |
| 2018Q3 | $60.7M | $54.7M | $23.8M | $323.4k | 8.27% | 6,320 | 2124 |
| 2018Q2 | $61.6M | $55.9M | $23.0M | $211.1k | 7.97% | 6,327 | 2118 |
| 2018Q1 | $60.9M | $55.1M | $22.5M | $100.6k | 7.88% | 6,298 | 2138 |
| 2017Q4 | $59.8M | $54.2M | $23.0M | $288.1k | 7.86% | 6,338 | 2129 |
| 2017Q3 | $59.6M | $54.2M | $22.9M | $192.8k | 7.72% | 6,399 | 2141 |
| 2017Q2 | $59.8M | $54.7M | $22.3M | $98.9k | 7.54% | 6,436 | 2149 |
| 2017Q1 | $59.2M | $54.0M | $21.9M | $38.4k | 7.51% | 6,359 | 2166 |
| 2016Q4 | $56.0M | $51.0M | $22.3M | $97.6k | 7.88% | 6,400 | 2206 |
| 2016Q3 | $56.3M | $51.3M | $22.2M | $44.6k | 7.74% | 6,443 | 2197 |
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