credit union · NCUA 82789 · IN
How big is WESTERN INDIANA CREDIT UNION?
WESTERN INDIANA CREDIT UNION (IN, NCUA charter 82789) reported total assets of $48.7M, 3,063 members and a net worth ratio of 12.56% in its Call Report for 2026Q2. That ranks 2415 of 4,299 federally insured credit unions by assets, 22 of 1,135 among credit unions with $10m-$50m in assets, 69 of 121 credit unions in indiana.
What stands out
WESTERN INDIANA CREDIT UNION (IN, NCUA charter 82789) reported total assets of $48.7M, 3,063 members and a net worth ratio of 12.56% in its Call Report for 2026Q2. That ranks 2415 of 4,299 federally insured credit unions by assets, 22 of 1,135 among credit unions with $10m-$50m in assets, 69 of 121 credit unions in indiana. Against its size class: net worth ratio 12.56%, below the peer median of 13.88%; loan-to-share ratio 74.53%, above the peer median of 57.77%; return on assets 0.82%, above the peer median of 0.70%. At 12.56% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $48.7M | $25.2M | $59.4M | $68.3M | record → |
| Shares and deposits | $42.3M | $21.4M | $49.8M | $58.3M | record → |
| Loans outstanding | $31.5M | $11.2M | $31.4M | $34.4M | record → |
| Net income (year to date) | $199.7k | $82.1k | $269.0k | $222.2k | record → |
| Net worth | $6.1M | $3.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 12.56% | 13.88% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 74.53% | 57.77% | 68.92% | 68.70% | computed |
| Return on assets | 0.82% | 0.70% | 0.82% | 0.71% | computed |
| Members | 3,063 | 2,092 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $48.7M | $42.3M | $31.5M | $199.7k | 12.56% | 3,063 | 2415 |
| 2026Q1 | $49.4M | $43.1M | $32.2M | $85.4k | 12.16% | 3,055 | 2412 |
| 2025Q4 | $50.5M | $44.1M | $30.9M | $353.3k | 11.74% | 3,052 | 2398 |
| 2025Q3 | $49.8M | $43.6M | $32.0M | $255.2k | 11.69% | 3,037 | 2414 |
| 2025Q2 | $47.7M | $41.4M | $31.3M | $145.7k | 11.99% | 3,018 | 2452 |
| 2025Q1 | $47.8M | $41.8M | $30.9M | $56.7k | 11.81% | 3,010 | 2462 |
| 2024Q4 | $47.4M | $41.5M | $31.8M | $331.2k | 11.75% | 3,021 | 2469 |
| 2024Q3 | $43.4M | $37.6M | $30.8M | $329.5k | 12.79% | 2,988 | 2556 |
| 2024Q2 | $40.5M | $34.7M | $31.5M | $175.5k | 13.35% | 2,974 | 2639 |
| 2024Q1 | $40.4M | $34.7M | $30.9M | $86.3k | 13.16% | 2,948 | 2660 |
| 2023Q4 | $38.9M | $33.3M | $30.7M | $320.8k | 13.47% | 2,926 | 2694 |
| 2023Q3 | $39.2M | $33.7M | $30.9M | $308.9k | 13.32% | 2,906 | 2686 |
| 2023Q2 | $38.3M | $33.2M | $29.8M | $143.1k | 9.80% | 2,876 | 2724 |
| 2023Q1 | $39.1M | $34.1M | $28.3M | $9.1k | 9.30% | 2,864 | 2720 |
| 2022Q4 | $37.3M | $32.2M | $31.9M | $208.3k | 13.21% | 2,822 | 2795 |
| 2022Q3 | $38.3M | $33.4M | $29.4M | $346.5k | 9.29% | 2,825 | 2769 |
| 2022Q2 | $44.6M | $32.0M | $34.0M | $307.6k | 7.84% | 2,794 | 2628 |
| 2022Q1 | $38.2M | $33.4M | $23.4M | $164.2k | 9.00% | 2,758 | 2798 |
| 2021Q4 | $37.4M | $32.4M | $24.7M | $680.0k | 13.41% | 2,727 | 2800 |
| 2021Q3 | $37.0M | $32.1M | $24.3M | $385.4k | 13.16% | 2,710 | 2815 |
| 2021Q2 | $37.9M | $33.3M | $22.3M | $191.6k | 11.99% | 2,683 | 2786 |
| 2021Q1 | $40.2M | $35.5M | $21.4M | $18.1k | 11.29% | 2,641 | 2731 |
| 2020Q4 | $39.3M | $34.7M | $23.5M | $335.9k | 11.53% | 2,558 | 2702 |
| 2020Q3 | $36.2M | $31.6M | $25.0M | $287.0k | 12.42% | 2,527 | 2768 |
| 2020Q2 | $35.3M | $30.8M | $24.5M | $215.1k | 12.51% | 2,477 | 2790 |
| 2020Q1 | $35.1M | $30.8M | $23.6M | $67.6k | 12.15% | 2,463 | 2709 |
| 2019Q4 | $32.5M | $28.3M | $23.6M | $235.3k | 12.93% | 2,514 | 2779 |
| 2019Q3 | $31.9M | $27.7M | $24.7M | $187.1k | 13.06% | 2,473 | 2802 |
| 2019Q2 | $29.5M | $25.4M | $23.7M | $139.7k | 13.92% | 2,442 | 2907 |
| 2019Q1 | $28.8M | $24.7M | $23.1M | $53.8k | 13.99% | 2,396 | 2954 |
| 2018Q4 | $26.5M | $22.5M | $23.1M | $221.9k | 15.02% | 2,428 | 3032 |
| 2018Q3 | $26.3M | $22.3M | $23.7M | $185.5k | 14.98% | 2,388 | 3055 |
| 2018Q2 | $26.2M | $22.2M | $22.3M | $111.2k | 14.75% | 2,313 | 3080 |
| 2018Q1 | $26.2M | $22.4M | $21.0M | $43.7k | 14.47% | 2,253 | 3089 |
| 2017Q4 | $26.5M | $22.7M | $21.1M | $108.8k | 14.15% | 2,259 | 3068 |
| 2017Q3 | $26.2M | $22.4M | $21.8M | $112.0k | 14.33% | 2,194 | 3102 |
| 2017Q2 | $25.8M | $22.0M | $20.8M | $58.2k | 14.36% | 2,150 | 3137 |
| 2017Q1 | $24.5M | $20.8M | $19.1M | $24.3k | 14.98% | 2,091 | 3204 |
| 2016Q4 | $23.5M | $19.8M | $19.7M | $146.2k | 15.50% | 2,077 | 3245 |
| 2016Q3 | $23.1M | $19.4M | $20.2M | $121.2k | 15.68% | 2,168 | 3268 |
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