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credit union · NCUA 817 · NY

How big is ROCHESTER & MONROE CO EMP?

ROCHESTER & MONROE CO EMP (NY, NCUA charter 817) reported total assets of $46.4M, 4,059 members and a net worth ratio of 10.95% in its Call Report for 2026Q2. That ranks 2454 of 4,299 federally insured credit unions by assets, 61 of 1,135 among credit unions with $10m-$50m in assets, 135 of 268 credit unions in new york.

TOTAL ASSETS: $46.4MMEMBERS: 4,059NET WORTH RATIO: 10.95%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/817-rochester-monroe-co-emp

What stands out

ROCHESTER & MONROE CO EMP (NY, NCUA charter 817) reported total assets of $46.4M, 4,059 members and a net worth ratio of 10.95% in its Call Report for 2026Q2. That ranks 2454 of 4,299 federally insured credit unions by assets, 61 of 1,135 among credit unions with $10m-$50m in assets, 135 of 268 credit unions in new york. Against its size class: net worth ratio 10.95%, below the peer median of 13.88%; loan-to-share ratio 64.27%, above the peer median of 57.77%; return on assets 0.52%, below the peer median of 0.70%. At 10.95% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$46.4M$25.2M$46.8M$68.3Mrecord →
Shares and deposits$41.3M$21.4M$40.0M$58.3Mrecord →
Loans outstanding$26.5M$11.2M$21.7M$34.4Mrecord →
Net income (year to date)$120.9k$82.1k$175.9k$222.2krecord →
Net worth$5.1M$3.4M$6.2M$9.0Mrecord →
Net worth ratio10.95%13.88%12.10%12.65%record →
Loan-to-share ratio64.27%57.77%60.91%68.70%computed
Return on assets0.52%0.70%0.77%0.71%computed
Members4,0592,0923,2124,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$46.4M$41.3M$26.5M$120.9k10.95%4,0592454
2026Q1$44.6M$39.6M$26.9M$66.0k11.27%4,1002511
2025Q4$44.0M$39.0M$26.5M$128.8k11.27%4,2092516
2025Q3$44.0M$39.1M$27.2M$61.1k11.22%4,2092513
2025Q2$44.2M$39.1M$26.9M$71.1k11.21%4,5112528
2025Q1$43.9M$38.9M$27.0M$34.4k11.33%4,5232547
2024Q4$42.9M$38.0M$28.6M$177.9k7.38%4,5712553
2024Q3$41.7M$36.7M$29.3M$20.2k11.83%4,5752596
2024Q2$25.8M$22.8M$21.3M$63.9k12.04%3,1063059
2024Q1$26.0M$22.6M$21.6M$27.7k11.81%3,1453083
2023Q4$26.0M$22.9M$21.1M$25.9k11.70%3,1573078
2023Q3$26.5M$23.6M$21.1M$-10.8k11.54%3,1623079
2023Q2$27.0M$24.0M$20.6M$57.5k11.54%3,2573079
2023Q1$26.8M$23.8M$20.7M$-148.2k11.50%3,3083101
2022Q4$26.9M$23.7M$20.9M$8.4k11.47%3,3273121
2022Q3$27.4M$24.2M$20.7M$26.9k11.33%3,3293131
2022Q2$28.3M$25.1M$20.2M$16.5k10.93%3,4313118
2022Q1$28.1M$25.0M$19.4M$46.5k11.08%3,4943132
2021Q4$27.6M$24.5M$18.8M$27.4k11.15%3,5173146
2021Q3$28.3M$25.1M$18.6M$110.1k11.15%3,5493122
2021Q2$28.2M$25.0M$18.2M$97.3k11.15%3,6813124
2021Q1$27.9M$24.8M$17.7M$-3.5k10.92%3,6963147
2020Q4$26.9M$23.8M$18.2M$19.7k11.30%3,7223125
2020Q3$27.1M$24.0M$18.8M$-11.6k11.13%3,7573106
2020Q2$27.0M$23.9M$19.6M$-17.7k11.13%3,9123088
2020Q1$25.1M$22.0M$20.0M$-64212.05%3,9953102
2019Q4$24.8M$21.7M$20.3M$135.2k12.21%3,9963100
2019Q3$25.0M$21.9M$20.8M$106.0k11.99%3,9973094
2019Q2$25.2M$22.1M$20.0M$68.6k11.76%4,1103094
2019Q1$25.2M$22.2M$20.4M$22.6k11.56%4,1703106
2018Q4$25.1M$22.1M$20.2M$112.2k11.53%4,1093095
2018Q3$25.2M$22.2M$20.4M$60.6k11.26%4,1073102
2018Q2$25.5M$22.5M$19.7M$41.5k11.07%4,2503104
2018Q1$25.2M$22.3M$19.4M$5.5k11.03%4,2643131
2017Q4$25.0M$22.1M$19.2M$5.0k11.12%4,2793121
2017Q3$25.1M$22.3M$19.5M$-26.1k10.94%4,3053141
2017Q2$25.6M$22.8M$19.4M$-52.2k10.62%4,4243142
2017Q1$25.5M$22.6M$19.0M$-10.7k10.85%4,4823153
2016Q4$24.5M$21.6M$19.5M$-65.5k11.33%4,4453175
2016Q3$25.1M$21.9M$19.5M$1.2k11.33%4,4753164

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