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credit union · NCUA 8141 · MI

How big is MUSKEGON ST JOSEPH?

MUSKEGON ST JOSEPH (MI, NCUA charter 8141) reported total assets of $12.4M, 1,268 members and a net worth ratio of 11.06% in its Call Report for 2026Q2. That ranks 3398 of 4,299 federally insured credit unions by assets, 1005 of 1,135 among credit unions with $10m-$50m in assets, 164 of 169 credit unions in michigan.

TOTAL ASSETS: $12.4MMEMBERS: 1,268NET WORTH RATIO: 11.06%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/8141-muskegon-st-joseph

What stands out

MUSKEGON ST JOSEPH (MI, NCUA charter 8141) reported total assets of $12.4M, 1,268 members and a net worth ratio of 11.06% in its Call Report for 2026Q2. That ranks 3398 of 4,299 federally insured credit unions by assets, 1005 of 1,135 among credit unions with $10m-$50m in assets, 164 of 169 credit unions in michigan. Against its size class: net worth ratio 11.06%, below the peer median of 13.88%; loan-to-share ratio 79.78%, above the peer median of 57.77%; return on assets 0.72%, above the peer median of 0.70%. At 11.06% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$12.4M$25.2M$186.5M$68.3Mrecord →
Shares and deposits$11.0M$21.4M$160.8M$58.3Mrecord →
Loans outstanding$8.8M$11.2M$115.9M$34.4Mrecord →
Net income (year to date)$44.6k$82.1k$792.8k$222.2krecord →
Net worth$1.4M$3.4M$22.8M$9.0Mrecord →
Net worth ratio11.06%13.88%12.03%12.65%record →
Loan-to-share ratio79.78%57.77%68.71%68.70%computed
Return on assets0.72%0.70%0.92%0.71%computed
Members1,2682,09213,4354,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$12.4M$11.0M$8.8M$44.6k11.06%1,2683398
2026Q1$13.0M$11.6M$8.5M$-77110.31%1,2953398
2025Q4$13.4M$12.0M$8.4M$95.7k9.94%1,3233392
2025Q3$13.0M$11.6M$8.5M$104.6k10.23%1,3463429
2025Q2$13.2M$11.9M$8.7M$73.6k9.98%1,3663446
2025Q1$13.4M$12.1M$8.9M$21.1k9.40%1,4053461
2024Q4$13.6M$12.4M$9.4M$-95.0k9.10%1,4483471
2024Q3$14.2M$12.9M$9.6M$-143.6k8.41%1,4763473
2024Q2$14.7M$13.5M$9.9M$-158.9k8.04%1,5113473
2024Q1$15.5M$14.1M$9.7M$-45.6k8.37%1,5173456
2023Q4$16.1M$14.7M$10.1M$-412.2k8.31%1,5213440
2023Q3$18.2M$14.8M$9.9M$1.8k9.57%1,5243388
2023Q2$18.0M$16.0M$9.6M$-4.4k9.62%1,5323416
2023Q1$17.7M$15.8M$9.0M$47.7k10.13%1,5213451
2022Q4$17.8M$16.0M$8.8M$-111.0k9.79%1,5183466
2022Q3$18.0M$16.0M$8.7M$-13.5k10.23%1,5113489
2022Q2$17.8M$16.0M$8.1M$-24.8k10.25%1,5093506
2022Q1$17.6M$15.7M$7.7M$-16.5k10.42%1,4943540
2021Q4$17.4M$15.5M$7.6M$23.5k10.65%1,5053553
2021Q3$16.7M$14.8M$7.7M$40.0k11.17%1,4963592
2021Q2$16.1M$14.2M$7.6M$14.3k11.48%1,5143624
2021Q1$16.0M$14.1M$7.1M$-15.6k11.30%1,5233649
2020Q4$14.8M$12.9M$7.2M$9.3k12.37%1,5203688
2020Q3$13.8M$11.8M$7.1M$20.4k13.36%1,5143745
2020Q2$13.2M$11.3M$6.8M$-13.3k13.90%1,5263786
2020Q1$12.3M$10.3M$7.2M$-1.7k14.85%1,5163821
2019Q4$12.2M$10.4M$7.2M$33.4k14.89%1,5143804
2019Q3$11.7M$9.7M$7.1M$44.3k15.70%1,5093878
2019Q2$11.6M$9.8M$7.1M$23.8k15.61%1,5133893
2019Q1$11.6M$9.7M$7.0M$17.4k15.54%1,5113908
2018Q4$11.8M$10.0M$7.1M$100.1k15.19%1,5033901
2018Q3$11.6M$9.7M$7.0M$70.1k15.21%1,4903943
2018Q2$12.0M$10.2M$6.7M$35.8k14.42%1,4813930
2018Q1$12.0M$10.2M$6.2M$24.7k14.30%1,4733944
2017Q4$11.8M$10.1M$6.2M$51.0k14.32%1,4673962
2017Q3$11.6M$9.9M$6.0M$35.9k14.42%1,4734014
2017Q2$11.7M$10.0M$6.0M$16.4k14.17%1,4654038
2017Q1$11.5M$9.7M$5.9M$19.9k14.47%1,4594079
2016Q4$11.1M$9.4M$5.9M$81.8k14.80%1,4554106
2016Q3$11.0M$9.3M$5.9M$75.9k14.85%1,4534134

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