credit union · NCUA 7910 · MI
How big is WEST MICHIGAN POSTAL SERVICE?
WEST MICHIGAN POSTAL SERVICE (MI, NCUA charter 7910) reported total assets of $7.1M, 809 members and a net worth ratio of 13.67% in its Call Report for 2026Q2. That ranks 3680 of 4,299 federally insured credit unions by assets, 152 of 771 among credit unions under $10m in assets, 168 of 169 credit unions in michigan.
What stands out
WEST MICHIGAN POSTAL SERVICE (MI, NCUA charter 7910) reported total assets of $7.1M, 809 members and a net worth ratio of 13.67% in its Call Report for 2026Q2. That ranks 3680 of 4,299 federally insured credit unions by assets, 152 of 771 among credit unions under $10m in assets, 168 of 169 credit unions in michigan. Against its size class: net worth ratio 13.67%, below the peer median of 17.92%; loan-to-share ratio 83.60%, above the peer median of 58.16%; return on assets 1.34%, above the peer median of 0.45%. At 13.67% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $7.1M | $4.0M | $186.5M | $68.3M | record → |
| Shares and deposits | $6.1M | $3.1M | $160.8M | $58.3M | record → |
| Loans outstanding | $5.1M | $1.7M | $115.9M | $34.4M | record → |
| Net income (year to date) | $47.4k | $5.3k | $792.8k | $222.2k | record → |
| Net worth | $965.8k | $672.6k | $22.8M | $9.0M | record → |
| Net worth ratio | 13.67% | 17.92% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 83.60% | 58.16% | 68.71% | 68.70% | computed |
| Return on assets | 1.34% | 0.45% | 0.92% | 0.71% | computed |
| Members | 809 | 584 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $7.1M | $6.1M | $5.1M | $47.4k | 13.67% | 809 | 3680 |
| 2026Q1 | $7.3M | $6.3M | $4.8M | $11.5k | 12.75% | 811 | 3689 |
| 2025Q4 | $7.2M | $6.3M | $4.9M | $53.8k | 12.71% | 808 | 3715 |
| 2025Q3 | $7.1M | $6.1M | $4.9M | $41.9k | 12.84% | 810 | 3753 |
| 2025Q2 | $7.1M | $6.2M | $4.9M | $31.7k | 12.55% | 810 | 3778 |
| 2025Q1 | $7.0M | $6.1M | $4.4M | $19.8k | 12.65% | 817 | 3820 |
| 2024Q4 | $6.8M | $5.9M | $4.6M | $59.2k | 12.65% | 813 | 3857 |
| 2024Q3 | $7.0M | $6.0M | $4.5M | $45.6k | 12.23% | 808 | 3878 |
| 2024Q2 | $7.0M | $6.1M | $4.4M | $25.3k | 11.94% | 809 | 3904 |
| 2024Q1 | $7.2M | $6.4M | $4.4M | $13.9k | 11.35% | 816 | 3922 |
| 2023Q4 | $6.8M | $6.0M | $4.6M | $39.6k | 11.76% | 822 | 3967 |
| 2023Q3 | $7.1M | $6.3M | $4.6M | $46.0k | 11.39% | 824 | 3989 |
| 2023Q2 | $7.1M | $6.3M | $4.6M | $31.0k | 11.21% | 826 | 4019 |
| 2023Q1 | $7.3M | $6.5M | $4.3M | $14.1k | 10.70% | 839 | 4024 |
| 2022Q4 | $7.1M | $6.2M | $4.2M | $67.6k | 10.84% | 839 | 4077 |
| 2022Q3 | $7.2M | $6.5M | $4.0M | $43.4k | 10.27% | 834 | 4114 |
| 2022Q2 | $7.4M | $6.6M | $3.9M | $28.2k | 9.84% | 833 | 4129 |
| 2022Q1 | $7.2M | $6.5M | $3.8M | $2.9k | 9.69% | 830 | 4182 |
| 2021Q4 | $7.2M | $6.5M | $3.6M | $8.7k | 9.75% | 831 | 4197 |
| 2021Q3 | $7.3M | $6.6M | $3.7M | $-4.8k | 9.41% | 839 | 4217 |
| 2021Q2 | $7.5M | $6.8M | $3.6M | $2.6k | 9.19% | 836 | 4218 |
| 2021Q1 | $7.3M | $6.6M | $3.6M | $-1.4k | 9.39% | 844 | 4251 |
| 2020Q4 | $7.1M | $6.4M | $3.6M | $11.9k | 9.73% | 845 | 4266 |
| 2020Q3 | $7.1M | $6.4M | $3.9M | $8.8k | 9.64% | 835 | 4265 |
| 2020Q2 | $7.1M | $6.6M | $3.7M | $1.7k | 9.54% | 829 | 4274 |
| 2020Q1 | $6.7M | $6.0M | $3.9M | $8.8k | 10.23% | 832 | 4301 |
| 2019Q4 | $6.6M | $5.9M | $4.0M | $62.4k | 10.33% | 844 | 4332 |
| 2019Q3 | $6.6M | $5.8M | $4.0M | $54.0k | 10.19% | 841 | 4353 |
| 2019Q2 | $6.4M | $5.7M | $4.0M | $38.2k | 10.15% | 845 | 4390 |
| 2019Q1 | $6.4M | $5.8M | $4.0M | $20.5k | 9.86% | 850 | 4403 |
| 2018Q4 | $6.2M | $5.6M | $4.1M | $95.3k | 9.86% | 853 | 4436 |
| 2018Q3 | $6.2M | $5.5M | $4.3M | $86.5k | 9.84% | 849 | 4480 |
| 2018Q2 | $6.1M | $5.5M | $4.2M | $54.2k | 9.34% | 842 | 4515 |
| 2018Q1 | $6.0M | $5.5M | $4.3M | $17.0k | 8.94% | 854 | 4564 |
| 2017Q4 | $6.0M | $5.5M | $4.4M | $19.8k | 8.59% | 853 | 4571 |
| 2017Q3 | $6.0M | $5.5M | $4.4M | $8.9k | 8.42% | 855 | 4618 |
| 2017Q2 | $6.1M | $5.5M | $4.2M | $1.6k | 8.26% | 858 | 4655 |
| 2017Q1 | $6.2M | $5.7M | $4.2M | $-5.8k | 8.00% | 868 | 4665 |
| 2016Q4 | $6.1M | $5.6M | $4.2M | $24.1k | 8.18% | 870 | 4689 |
| 2016Q3 | $6.0M | $5.5M | $4.1M | $30.1k | 8.46% | 864 | 4731 |
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