credit union · NCUA 7821 · PA
How big is WEST BRANCH VALLEY?
WEST BRANCH VALLEY (PA, NCUA charter 7821) reported total assets of $50.8M, 4,560 members and a net worth ratio of 9.57% in its Call Report for 2026Q2. That ranks 2386 of 4,299 federally insured credit unions by assets, 566 of 573 among credit unions with $50m-$100m in assets, 123 of 269 credit unions in pennsylvania.
What stands out
WEST BRANCH VALLEY (PA, NCUA charter 7821) reported total assets of $50.8M, 4,560 members and a net worth ratio of 9.57% in its Call Report for 2026Q2. That ranks 2386 of 4,299 federally insured credit unions by assets, 566 of 573 among credit unions with $50m-$100m in assets, 123 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 9.57%, below the peer median of 12.95%; loan-to-share ratio 74.26%, above the peer median of 60.93%; return on assets 1.22%, above the peer median of 0.73%. At 9.57% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $50.8M | $72.1M | $40.7M | $68.3M | record → |
| Shares and deposits | $45.4M | $61.4M | $35.9M | $58.3M | record → |
| Loans outstanding | $33.7M | $37.6M | $14.4M | $34.4M | record → |
| Net income (year to date) | $309.5k | $269.0k | $173.1k | $222.2k | record → |
| Net worth | $4.8M | $9.2M | $5.1M | $9.0M | record → |
| Net worth ratio | 9.57% | 12.95% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 74.26% | 60.93% | 52.54% | 68.70% | computed |
| Return on assets | 1.22% | 0.73% | 0.79% | 0.71% | computed |
| Members | 4,560 | 5,030 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $50.8M | $45.4M | $33.7M | $309.5k | 9.57% | 4,560 | 2386 |
| 2026Q1 | $50.7M | $45.5M | $31.9M | $80.7k | 9.16% | 4,560 | 2393 |
| 2025Q4 | $49.5M | $44.7M | $30.7M | $322.3k | 9.14% | 4,572 | 2407 |
| 2025Q3 | $49.3M | $44.2M | $30.1M | $229.3k | 8.92% | 4,641 | 2422 |
| 2025Q2 | $49.9M | $44.8M | $28.3M | $124.6k | 8.69% | 4,595 | 2425 |
| 2025Q1 | $49.5M | $45.1M | $25.6M | $108.9k | 8.71% | 4,599 | 2448 |
| 2024Q4 | $49.0M | $44.8M | $26.0M | $236.9k | 8.49% | 4,623 | 2457 |
| 2024Q3 | $49.3M | $45.1M | $26.5M | $130.0k | 8.23% | 4,646 | 2461 |
| 2024Q2 | $50.7M | $46.6M | $26.5M | $88.7k | 7.93% | 4,670 | 2447 |
| 2024Q1 | $51.2M | $47.7M | $25.6M | $17.9k | 7.79% | 4,673 | 2450 |
| 2023Q4 | $50.6M | $46.7M | $26.0M | $-33.3k | 7.76% | 4,680 | 2452 |
| 2023Q3 | $52.2M | $49.0M | $24.7M | $-6.2k | 7.63% | 4,676 | 2432 |
| 2023Q2 | $53.2M | $50.0M | $23.6M | $56.0k | 7.55% | 4,677 | 2426 |
| 2023Q1 | $55.0M | $51.8M | $22.6M | $-4.2k | 7.37% | 4,696 | 2414 |
| 2022Q4 | $53.3M | $50.2M | $21.7M | $130.6k | 7.47% | 4,696 | 2448 |
| 2022Q3 | $53.4M | $50.4M | $21.0M | $81.5k | 7.33% | 4,709 | 2464 |
| 2022Q2 | $53.9M | $50.2M | $20.8M | $40.0k | 7.33% | 4,746 | 2462 |
| 2022Q1 | $54.6M | $51.1M | $18.4M | $6.0k | 7.29% | 4,741 | 2455 |
| 2021Q4 | $51.9M | $48.0M | $18.8M | $102.3k | 7.50% | 4,775 | 2486 |
| 2021Q3 | $50.7M | $46.7M | $18.2M | $88.3k | 7.53% | 4,799 | 2504 |
| 2021Q2 | $54.7M | $50.6M | $17.8M | $31.5k | 7.24% | 4,842 | 2425 |
| 2021Q1 | $54.7M | $50.7M | $16.8M | $9.3k | 7.48% | 4,865 | 2413 |
| 2020Q4 | $50.8M | $46.7M | $17.5M | $209.8k | 7.94% | 4,889 | 2440 |
| 2020Q3 | $47.5M | $43.4M | $17.5M | $178.4k | 8.28% | 4,900 | 2494 |
| 2020Q2 | $46.7M | $42.6M | $17.6M | $143.0k | 8.50% | 4,920 | 2495 |
| 2020Q1 | $42.9M | $39.1M | $17.9M | $37.7k | 8.51% | 4,926 | 2516 |
| 2019Q4 | $41.4M | $37.7M | $18.4M | $308.4k | 8.50% | 4,977 | 2522 |
| 2019Q3 | $41.3M | $37.6M | $18.4M | $233.6k | 8.37% | 4,990 | 2525 |
| 2019Q2 | $41.6M | $38.1M | $18.3M | $139.0k | 8.21% | 4,998 | 2520 |
| 2019Q1 | $41.7M | $38.4M | $17.9M | $40.7k | 8.05% | 5,029 | 2520 |
| 2018Q4 | $39.9M | $36.7M | $17.9M | $261.6k | 8.13% | 5,075 | 2547 |
| 2018Q3 | $39.9M | $36.8M | $17.2M | $197.6k | 8.14% | 5,096 | 2565 |
| 2018Q2 | $40.1M | $37.0M | $17.3M | $109.7k | 7.92% | 5,127 | 2576 |
| 2018Q1 | $38.0M | $35.0M | $17.6M | $57.5k | 8.14% | 5,142 | 2636 |
| 2017Q4 | $36.6M | $33.6M | $18.0M | $183.5k | 8.08% | 5,159 | 2649 |
| 2017Q3 | $39.7M | $36.7M | $17.6M | $143.9k | 7.42% | 5,224 | 2578 |
| 2017Q2 | $40.7M | $37.7M | $17.4M | $92.8k | 7.39% | 5,240 | 2563 |
| 2017Q1 | $39.0M | $36.1M | $17.3M | $29.8k | 7.37% | 5,271 | 2623 |
| 2016Q4 | $37.4M | $34.5M | $18.0M | $93.4k | 7.49% | 5,306 | 2649 |
| 2016Q3 | $37.5M | $34.7M | $18.6M | $45.6k | 7.24% | 5,368 | 2647 |
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