credit union · NCUA 7770 · CA
How big is SAN BERNARDINO SCHOOL EMPLOYEES?
SAN BERNARDINO SCHOOL EMPLOYEES (CA, NCUA charter 7770) reported total assets of $122.8M, 6,271 members and a net worth ratio of 8.59% in its Call Report for 2026Q2. That ranks 1669 of 4,299 federally insured credit unions by assets, 910 of 1,061 among credit unions with $100m-$500m in assets, 139 of 239 credit unions in california.
What stands out
SAN BERNARDINO SCHOOL EMPLOYEES (CA, NCUA charter 7770) reported total assets of $122.8M, 6,271 members and a net worth ratio of 8.59% in its Call Report for 2026Q2. That ranks 1669 of 4,299 federally insured credit unions by assets, 910 of 1,061 among credit unions with $100m-$500m in assets, 139 of 239 credit unions in california. Against its size class: net worth ratio 8.59%, below the peer median of 11.65%; loan-to-share ratio 51.17%, below the peer median of 73.15%; return on assets -0.63%, below the peer median of 0.74%. At 8.59% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $122.8M | $198.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $109.6M | $172.3M | $179.4M | $58.3M | record → |
| Loans outstanding | $56.1M | $125.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $-387.2k | $766.3k | $432.9k | $222.2k | record → |
| Net worth | $10.6M | $24.5M | $25.9M | $9.0M | record → |
| Net worth ratio | 8.59% | 11.65% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 51.17% | 73.15% | 72.15% | 68.70% | computed |
| Return on assets | -0.63% | 0.74% | 0.56% | 0.71% | computed |
| Members | 6,271 | 13,230 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $122.8M | $109.6M | $56.1M | $-387.2k | 8.59% | 6,271 | 1669 |
| 2026Q1 | $121.2M | $107.8M | $52.3M | $-375.0k | 8.71% | 6,196 | 1677 |
| 2025Q4 | $119.8M | $106.3M | $53.9M | $310.1k | 9.13% | 6,177 | 1677 |
| 2025Q3 | $119.2M | $105.5M | $54.6M | $394.6k | 9.29% | 6,147 | 1686 |
| 2025Q2 | $117.3M | $105.8M | $55.5M | $162.8k | 9.25% | 6,077 | 1696 |
| 2025Q1 | $116.9M | $105.7M | $57.8M | $84.7k | 9.21% | 6,009 | 1699 |
| 2024Q4 | $115.5M | $104.1M | $59.6M | $-177.8k | 9.25% | 6,040 | 1695 |
| 2024Q3 | $111.1M | $99.8M | $61.8M | $-37.9k | 9.79% | 6,033 | 1718 |
| 2024Q2 | $110.4M | $99.3M | $63.9M | $-202.3k | 9.71% | 5,980 | 1730 |
| 2024Q1 | $113.5M | $101.7M | $66.4M | $60.1k | 9.67% | 5,930 | 1718 |
| 2023Q4 | $111.3M | $99.9M | $64.8M | $-900.0k | 9.81% | 6,041 | 1725 |
| 2023Q3 | $111.8M | $100.2M | $66.2M | $-299.6k | 10.35% | 6,013 | 1720 |
| 2023Q2 | $110.5M | $98.6M | $65.7M | $-285.2k | 10.49% | 5,927 | 1738 |
| 2023Q1 | $111.8M | $100.0M | $59.6M | $-126.0k | 10.51% | 5,702 | 1743 |
| 2022Q4 | $109.7M | $97.9M | $59.7M | $-105.0k | 10.67% | 5,638 | 1744 |
| 2022Q3 | $112.4M | $100.4M | $61.1M | $-125.2k | 10.40% | 5,606 | 1727 |
| 2022Q2 | $112.7M | $101.0M | $58.0M | $-160.9k | 10.34% | 5,622 | 1729 |
| 2022Q1 | $114.6M | $102.5M | $59.2M | $-111.6k | 10.21% | 5,656 | 1712 |
| 2021Q4 | $111.2M | $98.9M | $44.0M | $132.1k | 10.62% | 5,646 | 1729 |
| 2021Q3 | $110.3M | $97.9M | $45.4M | $-42.5k | 10.55% | 5,602 | 1728 |
| 2021Q2 | $107.4M | $95.5M | $46.7M | $-32.8k | 10.84% | 5,560 | 1744 |
| 2021Q1 | $110.7M | $93.9M | $48.1M | $-37.8k | 10.51% | 5,591 | 1720 |
| 2020Q4 | $104.3M | $87.4M | $49.3M | $-71.8k | 11.20% | 5,532 | 1722 |
| 2020Q3 | $102.4M | $85.4M | $49.4M | $11.4k | 11.48% | 5,510 | 1718 |
| 2020Q2 | $99.6M | $82.7M | $48.8M | $-294.4k | 11.50% | 5,435 | 1732 |
| 2020Q1 | $90.0M | $78.0M | $43.8M | $-106.4k | 12.93% | 5,418 | 1759 |
| 2019Q4 | $87.1M | $75.0M | $45.7M | $-27.6k | 13.48% | 5,319 | 1764 |
| 2019Q3 | $85.8M | $73.8M | $46.3M | $-323.0k | 13.35% | 5,602 | 1767 |
| 2019Q2 | $84.9M | $72.7M | $46.0M | $265.9k | 14.18% | 5,612 | 1780 |
| 2019Q1 | $86.1M | $73.4M | $46.2M | $177.6k | 13.88% | 5,607 | 1772 |
| 2018Q4 | $81.9M | $69.5M | $46.3M | $680.8k | 14.37% | 5,577 | 1799 |
| 2018Q3 | $84.8M | $72.3M | $45.8M | $798.7k | 14.02% | 5,541 | 1770 |
| 2018Q2 | $84.9M | $72.8M | $44.7M | $374.6k | 13.50% | 5,501 | 1776 |
| 2018Q1 | $84.7M | $72.4M | $42.3M | $121.1k | 13.24% | 5,386 | 1782 |
| 2017Q4 | $81.0M | $69.2M | $40.0M | $109.4k | 13.70% | 5,295 | 1803 |
| 2017Q3 | $80.7M | $69.0M | $40.7M | $111.1k | 13.75% | 5,373 | 1812 |
| 2017Q2 | $80.5M | $68.9M | $41.1M | $83.2k | 13.76% | 5,379 | 1825 |
| 2017Q1 | $81.0M | $69.4M | $40.3M | $27.0k | 13.65% | 5,362 | 1818 |
| 2016Q4 | $78.4M | $67.1M | $40.4M | $193.2k | 14.06% | 5,369 | 1823 |
| 2016Q3 | $77.7M | $66.3M | $40.7M | $136.0k | 14.13% | 5,337 | 1837 |
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