credit union · NCUA 7717 · NY
How big is INNER LAKES?
INNER LAKES (NY, NCUA charter 7717) reported total assets of $165.9M, 10,464 members and a net worth ratio of 9.84% in its Call Report for 2026Q2. That ranks 1431 of 4,299 federally insured credit unions by assets, 672 of 1,061 among credit unions with $100m-$500m in assets, 67 of 268 credit unions in new york.
What stands out
INNER LAKES (NY, NCUA charter 7717) reported total assets of $165.9M, 10,464 members and a net worth ratio of 9.84% in its Call Report for 2026Q2. That ranks 1431 of 4,299 federally insured credit unions by assets, 672 of 1,061 among credit unions with $100m-$500m in assets, 67 of 268 credit unions in new york. Against its size class: net worth ratio 9.84%, below the peer median of 11.65%; loan-to-share ratio 33.95%, below the peer median of 73.15%; return on assets 0.89%, above the peer median of 0.74%. At 9.84% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $165.9M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $155.5M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $52.8M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $739.8k | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $16.3M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 9.84% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 33.95% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 0.89% | 0.74% | 0.77% | 0.71% | computed |
| Members | 10,464 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $165.9M | $155.5M | $52.8M | $739.8k | 9.84% | 10,464 | 1431 |
| 2026Q1 | $162.1M | $152.3M | $54.0M | $329.1k | 9.82% | 11,069 | 1444 |
| 2025Q4 | $159.3M | $149.4M | $53.7M | $1.1M | 9.78% | 10,474 | 1453 |
| 2025Q3 | $156.9M | $147.3M | $54.2M | $897.1k | 9.84% | 10,462 | 1468 |
| 2025Q2 | $156.4M | $148.7M | $53.6M | $674.7k | 9.74% | 9,175 | 1468 |
| 2025Q1 | $153.1M | $145.4M | $53.7M | $408.2k | 9.77% | 10,521 | 1485 |
| 2024Q4 | $148.0M | $142.0M | $55.8M | $1.3M | 9.83% | 10,563 | 1495 |
| 2024Q3 | $145.7M | $137.8M | $56.9M | $1.1M | 9.87% | 10,625 | 1509 |
| 2024Q2 | $142.9M | $137.4M | $57.4M | $667.1k | 9.78% | 10,614 | 1528 |
| 2024Q1 | $139.5M | $135.1M | $56.2M | $367.2k | 9.80% | 8,535 | 1545 |
| 2023Q4 | $140.1M | $135.3M | $55.3M | $1.4M | 9.50% | 10,126 | 1535 |
| 2023Q3 | $134.4M | $132.5M | $53.1M | $1.1M | 9.84% | 9,179 | 1563 |
| 2023Q2 | $138.2M | $134.9M | $51.4M | $734.0k | 9.62% | 9,209 | 1552 |
| 2023Q1 | $137.5M | $133.4M | $51.2M | $406.7k | 9.12% | 9,193 | 1562 |
| 2022Q4 | $131.2M | $129.1M | $49.0M | $1.1M | 9.01% | 8,719 | 1595 |
| 2022Q3 | $132.2M | $130.2M | $49.5M | $818.5k | 8.75% | 9,558 | 1588 |
| 2022Q2 | $135.2M | $131.2M | $50.2M | $475.6k | 8.30% | 9,022 | 1576 |
| 2022Q1 | $135.6M | $128.0M | $44.4M | $232.8k | 8.10% | 9,006 | 1574 |
| 2021Q4 | $135.7M | $125.0M | $42.9M | $1.6M | 8.09% | 9,019 | 1552 |
| 2021Q3 | $134.6M | $123.9M | $42.4M | $966.3k | 7.86% | 9,050 | 1551 |
| 2021Q2 | $132.7M | $122.2M | $44.7M | $700.3k | 7.44% | 9,009 | 1561 |
| 2021Q1 | $128.9M | $119.0M | $44.1M | $302.9k | 7.35% | 8,992 | 1579 |
| 2020Q4 | $120.5M | $110.2M | $44.4M | $860.3k | 7.61% | 9,084 | 1585 |
| 2020Q3 | $116.8M | $106.8M | $43.7M | $620.5k | 8.15% | 9,321 | 1593 |
| 2020Q2 | $117.6M | $107.6M | $42.7M | $479.6k | 8.35% | 9,313 | 1582 |
| 2020Q1 | $103.8M | $94.4M | $41.4M | $231.4k | 8.23% | 9,278 | 1627 |
| 2019Q4 | $100.3M | $91.7M | $41.8M | $916.9k | 8.29% | 9,236 | 1632 |
| 2019Q3 | $99.4M | $90.8M | $41.1M | $680.7k | 8.12% | 9,195 | 1631 |
| 2019Q2 | $100.9M | $92.6M | $40.3M | $443.9k | 7.77% | 9,152 | 1621 |
| 2019Q1 | $94.9M | $87.5M | $39.0M | $190.2k | 7.99% | 9,164 | 1683 |
| 2018Q4 | $91.1M | $84.2M | $37.7M | $1.1M | 8.11% | 9,095 | 1695 |
| 2018Q3 | $89.1M | $82.8M | $37.6M | $775.5k | 7.98% | 9,095 | 1722 |
| 2018Q2 | $91.8M | $85.7M | $36.9M | $448.0k | 7.38% | 9,082 | 1702 |
| 2018Q1 | $88.6M | $82.6M | $35.8M | $225.5k | 7.40% | 9,119 | 1730 |
| 2017Q4 | $85.4M | $79.2M | $35.1M | $510.2k | 7.41% | 9,097 | 1741 |
| 2017Q3 | $85.1M | $78.9M | $34.4M | $346.2k | 7.24% | 9,139 | 1757 |
| 2017Q2 | $86.4M | $80.3M | $33.4M | $217.9k | 7.32% | 9,166 | 1756 |
| 2017Q1 | $83.2M | $77.4M | $32.1M | $112.2k | 7.13% | 9,126 | 1786 |
| 2016Q4 | $80.4M | $74.7M | $31.7M | $469.6k | 7.24% | 9,125 | 1797 |
| 2016Q3 | $80.1M | $74.3M | $32.3M | $340.6k | 7.22% | 9,178 | 1802 |
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