credit union · NCUA 7628 · MI
How big is SOUTHEAST MICHIGAN STATE EMPLOYEES?
SOUTHEAST MICHIGAN STATE EMPLOYEES (MI, NCUA charter 7628) reported total assets of $51.5M, 3,042 members and a net worth ratio of 12.07% in its Call Report for 2026Q2. That ranks 2374 of 4,299 federally insured credit unions by assets, 554 of 573 among credit unions with $50m-$100m in assets, 134 of 169 credit unions in michigan.
What stands out
SOUTHEAST MICHIGAN STATE EMPLOYEES (MI, NCUA charter 7628) reported total assets of $51.5M, 3,042 members and a net worth ratio of 12.07% in its Call Report for 2026Q2. That ranks 2374 of 4,299 federally insured credit unions by assets, 554 of 573 among credit unions with $50m-$100m in assets, 134 of 169 credit unions in michigan. Against its size class: net worth ratio 12.07%, below the peer median of 12.95%; loan-to-share ratio 18.02%, below the peer median of 60.93%; return on assets 1.09%, above the peer median of 0.73%. At 12.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $51.5M | $72.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $45.8M | $61.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $8.3M | $37.6M | $115.9M | $34.4M | record → |
| Net income (year to date) | $281.1k | $269.0k | $792.8k | $222.2k | record → |
| Net worth | $6.2M | $9.2M | $22.8M | $9.0M | record → |
| Net worth ratio | 12.07% | 12.95% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 18.02% | 60.93% | 68.71% | 68.70% | computed |
| Return on assets | 1.09% | 0.73% | 0.92% | 0.71% | computed |
| Members | 3,042 | 5,030 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $51.5M | $45.8M | $8.3M | $281.1k | 12.07% | 3,042 | 2374 |
| 2026Q1 | $51.5M | $46.0M | $8.2M | $152.4k | 11.80% | 3,124 | 2379 |
| 2025Q4 | $51.1M | $45.4M | $8.2M | $671.9k | 11.60% | 3,222 | 2385 |
| 2025Q3 | $50.8M | $45.1M | $8.4M | $520.5k | 11.55% | 3,288 | 2404 |
| 2025Q2 | $51.1M | $45.7M | $7.9M | $370.5k | 11.20% | 3,311 | 2407 |
| 2025Q1 | $51.1M | $46.0M | $8.1M | $206.6k | 10.86% | 3,416 | 2427 |
| 2024Q4 | $49.6M | $44.9M | $8.4M | $354.2k | 10.77% | 3,454 | 2449 |
| 2024Q3 | $49.9M | $45.0M | $8.9M | $212.6k | 10.63% | 3,485 | 2450 |
| 2024Q2 | $50.6M | $46.2M | $9.6M | $184.3k | 10.41% | 3,489 | 2449 |
| 2024Q1 | $50.0M | $45.7M | $10.3M | $100.4k | 10.38% | 3,560 | 2471 |
| 2023Q4 | $48.6M | $44.4M | $11.2M | $445.6k | 10.48% | 3,581 | 2494 |
| 2023Q3 | $48.6M | $44.5M | $11.9M | $358.3k | 10.48% | 3,620 | 2496 |
| 2023Q2 | $49.1M | $45.2M | $12.5M | $228.4k | 10.11% | 3,649 | 2501 |
| 2023Q1 | $49.9M | $46.1M | $12.9M | $145.6k | 9.79% | 3,744 | 2497 |
| 2022Q4 | $48.8M | $45.0M | $13.1M | $144.6k | 9.76% | 3,759 | 2522 |
| 2022Q3 | $49.6M | $46.0M | $13.2M | $79.3k | 9.48% | 3,784 | 2525 |
| 2022Q2 | $50.1M | $46.1M | $13.2M | $69.1k | 9.37% | 3,806 | 2531 |
| 2022Q1 | $50.2M | $46.0M | $12.8M | $42.0k | 9.29% | 3,868 | 2538 |
| 2021Q4 | $49.5M | $44.8M | $12.9M | $198.1k | 9.34% | 3,867 | 2530 |
| 2021Q3 | $48.7M | $43.8M | $12.9M | $167.7k | 9.44% | 3,882 | 2544 |
| 2021Q2 | $48.1M | $43.3M | $12.9M | $95.4k | 9.41% | 4,005 | 2553 |
| 2021Q1 | $47.6M | $42.8M | $12.2M | $75.4k | 9.46% | 3,901 | 2562 |
| 2020Q4 | $44.9M | $40.2M | $12.3M | $140.8k | 9.85% | 3,928 | 2576 |
| 2020Q3 | $43.7M | $39.0M | $12.2M | $96.8k | 10.02% | 3,944 | 2582 |
| 2020Q2 | $42.6M | $37.9M | $12.1M | $69.5k | 10.21% | 3,951 | 2591 |
| 2020Q1 | $38.7M | $34.1M | $12.6M | $53.9k | 11.20% | 3,998 | 2621 |
| 2019Q4 | $37.4M | $32.9M | $12.7M | $240.9k | 11.44% | 4,002 | 2619 |
| 2019Q3 | $37.0M | $32.6M | $12.6M | $169.7k | 11.37% | 4,008 | 2637 |
| 2019Q2 | $37.5M | $33.2M | $12.5M | $93.3k | 11.02% | 4,011 | 2635 |
| 2019Q1 | $37.1M | $32.9M | $12.1M | $12.6k | 10.92% | 4,041 | 2647 |
| 2018Q4 | $35.9M | $31.8M | $12.1M | $172.7k | 11.26% | 4,048 | 2655 |
| 2018Q3 | $36.3M | $32.3M | $11.9M | $137.7k | 11.03% | 4,052 | 2661 |
| 2018Q2 | $36.6M | $32.6M | $11.6M | $81.8k | 10.80% | 4,055 | 2667 |
| 2018Q1 | $36.0M | $32.1M | $10.8M | $38.7k | 10.84% | 4,090 | 2690 |
| 2017Q4 | $35.4M | $31.4M | $11.0M | $109.4k | 10.94% | 4,091 | 2685 |
| 2017Q3 | $34.8M | $30.8M | $10.6M | $80.0k | 11.02% | 4,083 | 2719 |
| 2017Q2 | $35.2M | $31.2M | $10.5M | $32.7k | 10.78% | 4,093 | 2723 |
| 2017Q1 | $35.4M | $31.5M | $10.0M | $10.6k | 10.65% | 4,125 | 2729 |
| 2016Q4 | $34.3M | $30.5M | $10.1M | $66.2k | 10.95% | 4,133 | 2743 |
| 2016Q3 | $34.1M | $30.2M | $9.9M | $65.2k | 11.01% | 4,138 | 2751 |
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