credit union · NCUA 7520 · AL
How big is GULF COAST?
GULF COAST (AL, NCUA charter 7520) reported total assets of $44.2M, 4,688 members and a net worth ratio of 5.93% in its Call Report for 2026Q2. That ranks 2506 of 4,299 federally insured credit unions by assets, 113 of 1,135 among credit unions with $10m-$50m in assets, 48 of 88 credit unions in alabama.
What stands out
GULF COAST (AL, NCUA charter 7520) reported total assets of $44.2M, 4,688 members and a net worth ratio of 5.93% in its Call Report for 2026Q2. That ranks 2506 of 4,299 federally insured credit unions by assets, 113 of 1,135 among credit unions with $10m-$50m in assets, 48 of 88 credit unions in alabama. Against its size class: net worth ratio 5.93%, below the peer median of 13.88%; loan-to-share ratio 43.74%, below the peer median of 57.77%; return on assets -0.99%, below the peer median of 0.70%. At 5.93% its net worth ratio is below the 7% NCUA threshold, which puts it in the "undercapitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $44.2M | $25.2M | $49.1M | $68.3M | record → |
| Shares and deposits | $41.5M | $21.4M | $42.7M | $58.3M | record → |
| Loans outstanding | $18.2M | $11.2M | $20.0M | $34.4M | record → |
| Net income (year to date) | $-219.8k | $82.1k | $218.9k | $222.2k | record → |
| Net worth | $2.6M | $3.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 5.93% | 13.88% | 14.15% | 12.65% | record → |
| Loan-to-share ratio | 43.74% | 57.77% | 58.66% | 68.70% | computed |
| Return on assets | -0.99% | 0.70% | 0.72% | 0.71% | computed |
| Members | 4,688 | 2,092 | 4,556 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $44.2M | $41.5M | $18.2M | $-219.8k | 5.93% | 4,688 | 2506 |
| 2026Q1 | $44.1M | $41.3M | $18.4M | $-145.4k | 6.12% | 4,792 | 2518 |
| 2025Q4 | $42.9M | $40.1M | $18.9M | $-603.8k | 6.62% | 4,991 | 2538 |
| 2025Q3 | $43.0M | $40.0M | $18.6M | $-375.0k | 7.15% | 6,872 | 2545 |
| 2025Q2 | $44.2M | $41.1M | $18.7M | $-208.3k | 7.24% | 5,482 | 2526 |
| 2025Q1 | $44.0M | $40.9M | $19.8M | $-137.4k | 7.44% | 5,507 | 2546 |
| 2024Q4 | $42.8M | $39.7M | $20.1M | $-911.4k | 7.96% | 5,544 | 2556 |
| 2024Q3 | $46.4M | $42.6M | $20.0M | $-837.6k | 7.83% | 5,855 | 2495 |
| 2024Q2 | $46.7M | $43.2M | $20.6M | $-676.5k | 8.13% | 8,228 | 2508 |
| 2024Q1 | $50.7M | $46.7M | $21.4M | $-209.0k | 8.41% | 8,725 | 2457 |
| 2023Q4 | $51.4M | $46.8M | $22.1M | $-599.0k | 8.70% | 5,824 | 2440 |
| 2023Q3 | $61.0M | $52.9M | $23.3M | $-527.2k | 7.45% | 5,946 | 2283 |
| 2023Q2 | $59.1M | $54.9M | $24.0M | $-255.9k | 8.29% | 6,123 | 2322 |
| 2023Q1 | $59.7M | $55.1M | $24.8M | $-98.2k | 8.46% | 6,484 | 2331 |
| 2022Q4 | $59.6M | $54.8M | $25.4M | $-331.8k | 8.64% | 6,495 | 2338 |
| 2022Q3 | $61.7M | $55.9M | $26.5M | $-229.0k | 8.52% | 6,531 | 2312 |
| 2022Q2 | $63.2M | $58.1M | $27.7M | $-273.7k | 7.36% | 6,547 | 2298 |
| 2022Q1 | $64.2M | $58.5M | $21.4M | $-199.0k | 8.23% | 6,550 | 2288 |
| 2021Q4 | $51.4M | $45.5M | $15.3M | $-199.7k | 10.66% | 6,560 | 2499 |
| 2021Q3 | $51.8M | $45.9M | $15.2M | $-98.4k | 10.78% | 6,218 | 2486 |
| 2021Q2 | $50.7M | $44.8M | $15.4M | $-33.6k | 11.13% | 6,471 | 2496 |
| 2021Q1 | $50.6M | $44.7M | $15.0M | $-25.6k | 11.16% | 6,526 | 2506 |
| 2020Q4 | $47.9M | $41.9M | $15.8M | $9.1k | 11.86% | 6,507 | 2505 |
| 2020Q3 | $45.8M | $39.7M | $16.0M | $34.6k | 12.47% | 6,174 | 2534 |
| 2020Q2 | $45.4M | $39.4M | $16.7M | $-13.0k | 12.57% | 6,147 | 2524 |
| 2020Q1 | $41.9M | $36.0M | $17.6M | $52.3k | 13.67% | 6,116 | 2539 |
| 2019Q4 | $40.3M | $34.3M | $18.3M | $81.2k | 14.10% | 6,160 | 2558 |
| 2019Q3 | $40.5M | $34.6M | $18.8M | $87.6k | 14.03% | 6,160 | 2550 |
| 2019Q2 | $41.4M | $35.4M | $19.5M | $73.3k | 15.67% | 6,092 | 2527 |
| 2019Q1 | $41.3M | $35.4M | $19.3M | $65.4k | 15.79% | 6,172 | 2534 |
| 2018Q4 | $32.6M | $27.8M | $14.6M | $76.5k | 14.19% | 5,217 | 2782 |
| 2018Q3 | $33.4M | $28.6M | $14.9M | $-4.6k | 13.64% | 5,197 | 2763 |
| 2018Q2 | $34.1M | $29.3M | $14.7M | $-86.5k | 13.12% | 5,111 | 2751 |
| 2018Q1 | $34.0M | $29.2M | $14.4M | $0 | 13.41% | 5,084 | 2766 |
| 2017Q4 | $33.1M | $28.4M | $14.8M | $-14.9k | 13.77% | 4,909 | 2768 |
| 2017Q3 | $32.9M | $28.0M | $14.5M | $42.8k | 14.10% | 4,934 | 2790 |
| 2017Q2 | $34.6M | $29.8M | $14.3M | $22.7k | 13.33% | 4,995 | 2744 |
| 2017Q1 | $34.7M | $29.8M | $13.8M | $30.3k | 13.34% | 5,033 | 2758 |
| 2016Q4 | $33.7M | $28.9M | $13.2M | $41.4k | 13.64% | 5,017 | 2763 |
| 2016Q3 | $33.9M | $29.1M | $13.1M | $67.6k | 13.62% | 4,995 | 2758 |
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