credit union · NCUA 7504 · NY
How big is CONCORD?
CONCORD (NY, NCUA charter 7504) reported total assets of $6.9M, 431 members and a net worth ratio of 11.14% in its Call Report for 2026Q2. That ranks 3694 of 4,299 federally insured credit unions by assets, 166 of 771 among credit unions under $10m in assets, 220 of 268 credit unions in new york.
What stands out
CONCORD (NY, NCUA charter 7504) reported total assets of $6.9M, 431 members and a net worth ratio of 11.14% in its Call Report for 2026Q2. That ranks 3694 of 4,299 federally insured credit unions by assets, 166 of 771 among credit unions under $10m in assets, 220 of 268 credit unions in new york. Against its size class: net worth ratio 11.14%, below the peer median of 17.92%; loan-to-share ratio 7.15%, below the peer median of 58.16%; return on assets -2.08%, below the peer median of 0.45%. At 11.14% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $6.9M | $4.0M | $46.8M | $68.3M | record → |
| Shares and deposits | $6.1M | $3.1M | $40.0M | $58.3M | record → |
| Loans outstanding | $436.0k | $1.7M | $21.7M | $34.4M | record → |
| Net income (year to date) | $-71.5k | $5.3k | $175.9k | $222.2k | record → |
| Net worth | $766.1k | $672.6k | $6.2M | $9.0M | record → |
| Net worth ratio | 11.14% | 17.92% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 7.15% | 58.16% | 60.91% | 68.70% | computed |
| Return on assets | -2.08% | 0.45% | 0.77% | 0.71% | computed |
| Members | 431 | 584 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $6.9M | $6.1M | $436.0k | $-71.5k | 11.14% | 431 | 3694 |
| 2026Q1 | $7.0M | $6.2M | $504.9k | $-16.5k | 11.74% | 439 | 3710 |
| 2025Q4 | $7.2M | $6.3M | $581.2k | $-31.6k | 11.68% | 436 | 3720 |
| 2025Q3 | $7.4M | $6.5M | $678.2k | $4.8k | 11.82% | 440 | 3728 |
| 2025Q2 | $7.6M | $6.7M | $703.1k | $54.3k | 12.14% | 483 | 3744 |
| 2025Q1 | $8.2M | $7.2M | $767.1k | $92.4k | 11.79% | 493 | 3749 |
| 2024Q4 | $8.1M | $7.2M | $830.9k | $566.0k | 10.70% | 502 | 3772 |
| 2024Q3 | $8.5M | $7.5M | $935.3k | $591.6k | 10.55% | 591 | 3784 |
| 2024Q2 | $8.6M | $7.6M | $957.9k | $618.3k | 10.73% | 563 | 3800 |
| 2024Q1 | $8.9M | $7.9M | $1.0M | $667.9k | 10.90% | 630 | 3813 |
| 2023Q4 | $8.6M | $8.0M | $1.1M | $-1.1M | 6.42% | 649 | 3854 |
| 2023Q3 | $8.9M | $8.3M | $1.1M | $-1.1M | 6.70% | 662 | 3870 |
| 2023Q2 | $9.0M | $8.7M | $1.2M | $-1.4M | 2.64% | 604 | 3890 |
| 2023Q1 | $9.2M | $8.9M | $1.3M | $-1.5M | 2.12% | 664 | 3908 |
| 2022Q4 | $10.6M | $8.8M | $2.9M | $-4.2k | 15.88% | 699 | 3845 |
| 2022Q3 | $10.9M | $9.0M | $3.0M | $-40.9k | 15.13% | 717 | 3869 |
| 2022Q2 | $10.8M | $9.0M | $3.2M | $-96.7k | 14.69% | 746 | 3889 |
| 2022Q1 | $10.7M | $8.7M | $3.4M | $80.0k | 16.43% | 747 | 3928 |
| 2021Q4 | $10.5M | $8.7M | $3.3M | $35.4k | 15.98% | 747 | 3948 |
| 2021Q3 | $10.9M | $8.7M | $2.7M | $10.0k | 15.21% | 728 | 3938 |
| 2021Q2 | $10.7M | $8.8M | $1.7M | $-13.4k | 15.36% | 758 | 3977 |
| 2021Q1 | $10.7M | $8.8M | $1.6M | $21.7k | 15.68% | 756 | 3998 |
| 2020Q4 | $10.5M | $8.7M | $1.1M | $-13.7k | 15.72% | 727 | 3986 |
| 2020Q3 | $10.0M | $8.3M | $1.0M | $5.0k | 16.68% | 730 | 4026 |
| 2020Q2 | $9.9M | $8.2M | $913.7k | $-16.6k | 16.61% | 703 | 4026 |
| 2020Q1 | $9.7M | $7.9M | $688.5k | $-3.1k | 17.16% | 713 | 4020 |
| 2019Q4 | $9.4M | $7.7M | $657.0k | $21.4k | 17.62% | 705 | 4042 |
| 2019Q3 | $9.5M | $7.8M | $663.1k | $17.6k | 17.39% | 798 | 4056 |
| 2019Q2 | $9.6M | $7.9M | $622.7k | $17.0k | 17.27% | 892 | 4066 |
| 2019Q1 | $9.5M | $7.8M | $594.7k | $10.7k | 17.40% | 851 | 4098 |
| 2018Q4 | $9.6M | $8.0M | $629.4k | $14.4k | 17.03% | 889 | 4088 |
| 2018Q3 | $9.8M | $8.1M | $582.2k | $10.8k | 16.68% | 910 | 4097 |
| 2018Q2 | $9.7M | $8.0M | $543.4k | $834 | 16.79% | 907 | 4142 |
| 2018Q1 | $9.6M | $7.9M | $625.3k | $920 | 16.98% | 896 | 4175 |
| 2017Q4 | $9.4M | $7.7M | $629.5k | $4.8k | 17.35% | 899 | 4203 |
| 2017Q3 | $9.3M | $7.7M | $549.4k | $784 | 17.38% | 877 | 4248 |
| 2017Q2 | $9.1M | $7.4M | $424.2k | $-2.0k | 17.87% | 865 | 4308 |
| 2017Q1 | $9.1M | $7.4M | $447.0k | $2.2k | 17.91% | 862 | 4332 |
| 2016Q4 | $8.7M | $7.0M | $451.1k | $12.8k | 18.68% | 862 | 4362 |
| 2016Q3 | $8.8M | $7.2M | $465.3k | $9.6k | 18.31% | 856 | 4370 |
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