credit union · NCUA 7020 · SD
How big is M O?
M O (SD, NCUA charter 7020) reported total assets of $40.9M, 1,746 members and a net worth ratio of 14.12% in its Call Report for 2026Q2. That ranks 2572 of 4,299 federally insured credit unions by assets, 179 of 1,135 among credit unions with $10m-$50m in assets, 20 of 33 credit unions in south dakota.
What stands out
M O (SD, NCUA charter 7020) reported total assets of $40.9M, 1,746 members and a net worth ratio of 14.12% in its Call Report for 2026Q2. That ranks 2572 of 4,299 federally insured credit unions by assets, 179 of 1,135 among credit unions with $10m-$50m in assets, 20 of 33 credit unions in south dakota. Against its size class: net worth ratio 14.12%, above the peer median of 13.88%; loan-to-share ratio 62.51%, above the peer median of 57.77%; return on assets 1.17%, above the peer median of 0.70%. At 14.12% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $40.9M | $25.2M | $44.9M | $68.3M | record → |
| Shares and deposits | $34.8M | $21.4M | $37.6M | $58.3M | record → |
| Loans outstanding | $21.8M | $11.2M | $27.1M | $34.4M | record → |
| Net income (year to date) | $238.3k | $82.1k | $261.6k | $222.2k | record → |
| Net worth | $5.8M | $3.4M | $7.3M | $9.0M | record → |
| Net worth ratio | 14.12% | 13.88% | 10.56% | 12.65% | record → |
| Loan-to-share ratio | 62.51% | 57.77% | 72.59% | 68.70% | computed |
| Return on assets | 1.17% | 0.70% | 0.90% | 0.71% | computed |
| Members | 1,746 | 2,092 | 3,462 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $40.9M | $34.8M | $21.8M | $238.3k | 14.12% | 1,746 | 2572 |
| 2026Q1 | $41.4M | $35.4M | $22.0M | $131.8k | 13.68% | 1,759 | 2575 |
| 2025Q4 | $42.4M | $36.5M | $22.2M | $552.3k | 13.04% | 1,774 | 2544 |
| 2025Q3 | $42.4M | $36.6M | $22.2M | $434.1k | 12.76% | 1,783 | 2553 |
| 2025Q2 | $43.3M | $37.8M | $21.8M | $279.1k | 12.13% | 1,793 | 2546 |
| 2025Q1 | $43.5M | $38.1M | $22.2M | $78.0k | 11.62% | 1,790 | 2554 |
| 2024Q4 | $42.4M | $37.2M | $22.3M | $301.6k | 11.73% | 1,798 | 2574 |
| 2024Q3 | $41.3M | $36.1M | $21.8M | $217.7k | 11.86% | 1,797 | 2609 |
| 2024Q2 | $42.6M | $37.5M | $21.9M | $130.1k | 11.29% | 1,789 | 2589 |
| 2024Q1 | $43.4M | $38.4M | $22.2M | $52.4k | 10.90% | 1,791 | 2592 |
| 2023Q4 | $40.7M | $35.8M | $22.1M | $142.1k | 11.49% | 1,788 | 2645 |
| 2023Q3 | $40.1M | $35.3M | $23.1M | $117.6k | 11.59% | 1,789 | 2664 |
| 2023Q2 | $40.7M | $35.9M | $23.3M | $66.5k | 11.31% | 1,783 | 2665 |
| 2023Q1 | $40.8M | $36.1M | $23.3M | $23.7k | 11.17% | 1,781 | 2681 |
| 2022Q4 | $39.6M | $34.9M | $23.4M | $132.1k | 11.45% | 1,788 | 2725 |
| 2022Q3 | $39.3M | $34.6M | $23.5M | $105.5k | 11.47% | 1,789 | 2749 |
| 2022Q2 | $37.7M | $33.1M | $21.4M | $57.2k | 11.84% | 1,790 | 2804 |
| 2022Q1 | $37.0M | $32.1M | $20.6M | $26.7k | 11.98% | 1,796 | 2840 |
| 2021Q4 | $36.2M | $31.6M | $20.5M | $261.9k | 12.17% | 1,811 | 2848 |
| 2021Q3 | $35.0M | $30.2M | $21.3M | $249.7k | 12.53% | 1,850 | 2879 |
| 2021Q2 | $34.5M | $30.1M | $20.1M | $122.3k | 12.34% | 2,003 | 2897 |
| 2021Q1 | $34.1M | $29.8M | $19.7M | $37.9k | 12.25% | 2,023 | 2919 |
| 2020Q4 | $33.2M | $28.9M | $19.6M | $157.3k | 12.48% | 2,042 | 2891 |
| 2020Q3 | $32.5M | $28.3M | $19.7M | $122.8k | 12.62% | 2,046 | 2895 |
| 2020Q2 | $31.3M | $27.1M | $19.1M | $72.6k | 12.94% | 2,032 | 2920 |
| 2020Q1 | $30.0M | $25.8M | $19.5M | $40.5k | 13.42% | 2,033 | 2902 |
| 2019Q4 | $29.3M | $25.2M | $20.3M | $192.1k | 13.57% | 2,033 | 2905 |
| 2019Q3 | $28.6M | $24.5M | $20.3M | $148.4k | 13.76% | 2,035 | 2938 |
| 2019Q2 | $27.7M | $23.7M | $20.0M | $95.2k | 14.02% | 2,038 | 2990 |
| 2019Q1 | $27.5M | $23.5M | $20.0M | $41.4k | 13.94% | 2,034 | 3010 |
| 2018Q4 | $27.3M | $23.2M | $19.6M | $158.8k | 13.89% | 2,037 | 3000 |
| 2018Q3 | $27.0M | $22.7M | $19.8M | $122.6k | 13.92% | 2,044 | 3030 |
| 2018Q2 | $26.6M | $22.8M | $18.9M | $52.4k | 13.84% | 2,047 | 3056 |
| 2018Q1 | $26.6M | $22.9M | $18.5M | $22.9k | 13.72% | 2,047 | 3073 |
| 2017Q4 | $25.8M | $22.1M | $18.7M | $119.5k | 14.06% | 2,031 | 3098 |
| 2017Q3 | $25.7M | $22.0M | $17.8M | $72.4k | 13.95% | 2,024 | 3117 |
| 2017Q2 | $26.2M | $22.5M | $17.6M | $37.0k | 13.56% | 2,028 | 3117 |
| 2017Q1 | $26.4M | $22.8M | $17.7M | $13.8k | 13.35% | 2,027 | 3109 |
| 2016Q4 | $26.6M | $22.9M | $17.9M | $88.6k | 13.23% | 2,020 | 3075 |
| 2016Q3 | $26.8M | $23.0M | $18.2M | $60.8k | 13.00% | 2,017 | 3077 |
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