credit union · NCUA 7002 · IN
How big is CROSSROADS FINANCIAL?
CROSSROADS FINANCIAL (IN, NCUA charter 7002) reported total assets of $102.4M, 9,003 members and a net worth ratio of 15.12% in its Call Report for 2026Q2. That ranks 1804 of 4,299 federally insured credit unions by assets, 1045 of 1,061 among credit unions with $100m-$500m in assets, 43 of 121 credit unions in indiana.
What stands out
CROSSROADS FINANCIAL (IN, NCUA charter 7002) reported total assets of $102.4M, 9,003 members and a net worth ratio of 15.12% in its Call Report for 2026Q2. That ranks 1804 of 4,299 federally insured credit unions by assets, 1045 of 1,061 among credit unions with $100m-$500m in assets, 43 of 121 credit unions in indiana. Against its size class: net worth ratio 15.12%, above the peer median of 11.65%; loan-to-share ratio 54.40%, below the peer median of 73.15%; return on assets 2.37%, above the peer median of 0.74%. At 15.12% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $102.4M | $198.1M | $59.4M | $68.3M | record → |
| Shares and deposits | $86.4M | $172.3M | $49.8M | $58.3M | record → |
| Loans outstanding | $47.0M | $125.2M | $31.4M | $34.4M | record → |
| Net income (year to date) | $1.2M | $766.3k | $269.0k | $222.2k | record → |
| Net worth | $15.5M | $24.5M | $8.7M | $9.0M | record → |
| Net worth ratio | 15.12% | 11.65% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 54.40% | 73.15% | 68.92% | 68.70% | computed |
| Return on assets | 2.37% | 0.74% | 0.82% | 0.71% | computed |
| Members | 9,003 | 13,230 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $102.4M | $86.4M | $47.0M | $1.2M | 15.12% | 9,003 | 1804 |
| 2026Q1 | $104.3M | $89.0M | $45.9M | $544.5k | 14.22% | 9,003 | 1790 |
| 2025Q4 | $96.8M | $82.2M | $45.8M | $2.2M | 14.77% | 8,982 | 1851 |
| 2025Q3 | $96.2M | $82.3M | $45.5M | $1.6M | 14.16% | 8,987 | 1857 |
| 2025Q2 | $96.1M | $82.7M | $44.2M | $1.0M | 13.64% | 8,975 | 1864 |
| 2025Q1 | $97.8M | $85.0M | $42.6M | $498.1k | 12.88% | 8,947 | 1854 |
| 2024Q4 | $90.2M | $78.0M | $42.0M | $1.9M | 13.41% | 8,960 | 1915 |
| 2024Q3 | $89.0M | $77.1M | $42.0M | $1.4M | 13.04% | 8,978 | 1927 |
| 2024Q2 | $92.0M | $79.9M | $40.8M | $924.3k | 12.07% | 8,985 | 1902 |
| 2024Q1 | $91.9M | $80.3M | $40.0M | $432.4k | 11.57% | 8,887 | 1917 |
| 2023Q4 | $87.8M | $76.8M | $38.7M | $1.2M | 11.62% | 9,229 | 1948 |
| 2023Q3 | $85.7M | $75.3M | $38.0M | $952.8k | 11.52% | 9,224 | 1969 |
| 2023Q2 | $85.7M | $76.0M | $36.3M | $625.6k | 11.15% | 9,227 | 1974 |
| 2023Q1 | $88.9M | $79.3M | $34.8M | $336.9k | 10.42% | 9,175 | 1958 |
| 2022Q4 | $86.5M | $77.2M | $33.8M | $1.1M | 10.32% | 9,172 | 1982 |
| 2022Q3 | $86.5M | $77.8M | $33.7M | $755.8k | 9.94% | 9,203 | 1995 |
| 2022Q2 | $84.2M | $75.7M | $33.3M | $380.2k | 9.77% | 9,218 | 2024 |
| 2022Q1 | $84.5M | $76.1M | $32.3M | $204.7k | 9.53% | 9,167 | 2027 |
| 2021Q4 | $79.8M | $71.4M | $31.3M | $784.6k | 9.83% | 9,116 | 2057 |
| 2021Q3 | $79.0M | $70.8M | $30.6M | $641.2k | 9.74% | 9,066 | 2054 |
| 2021Q2 | $79.6M | $71.3M | $29.9M | $337.0k | 9.29% | 9,112 | 2041 |
| 2021Q1 | $80.9M | $72.8M | $29.3M | $144.4k | 8.91% | 9,116 | 2025 |
| 2020Q4 | $69.9M | $61.9M | $30.3M | $769.8k | 10.10% | 9,088 | 2119 |
| 2020Q3 | $67.8M | $60.0M | $31.0M | $638.1k | 10.22% | 9,126 | 2131 |
| 2020Q2 | $66.4M | $58.9M | $31.0M | $374.0k | 10.03% | 9,117 | 2134 |
| 2020Q1 | $61.0M | $53.8M | $31.2M | $176.4k | 10.59% | 9,101 | 2160 |
| 2019Q4 | $57.8M | $50.8M | $31.8M | $910.3k | 10.87% | 9,116 | 2190 |
| 2019Q3 | $57.6M | $50.7M | $32.1M | $692.0k | 10.54% | 9,130 | 2189 |
| 2019Q2 | $58.8M | $51.7M | $32.2M | $465.9k | 9.95% | 9,136 | 2178 |
| 2019Q1 | $60.0M | $53.2M | $32.4M | $192.9k | 9.29% | 9,133 | 2164 |
| 2018Q4 | $55.2M | $49.0M | $32.3M | $750.8k | 9.74% | 9,214 | 2226 |
| 2018Q3 | $57.4M | $51.1M | $32.3M | $553.4k | 9.02% | 9,276 | 2195 |
| 2018Q2 | $59.0M | $53.1M | $31.9M | $339.4k | 8.42% | 9,286 | 2176 |
| 2018Q1 | $59.6M | $53.6M | $31.3M | $201.2k | 8.11% | 9,248 | 2162 |
| 2017Q4 | $54.7M | $49.1M | $30.7M | $426.8k | 8.46% | 9,174 | 2229 |
| 2017Q3 | $54.3M | $48.8M | $30.6M | $292.4k | 8.28% | 9,163 | 2244 |
| 2017Q2 | $54.1M | $48.9M | $30.2M | $185.6k | 8.11% | 9,158 | 2254 |
| 2017Q1 | $55.3M | $50.3M | $30.3M | $113.2k | 7.80% | 9,160 | 2237 |
| 2016Q4 | $51.1M | $46.3M | $30.6M | $457.5k | 8.23% | 9,123 | 2306 |
| 2016Q3 | $51.1M | $46.5M | $30.4M | $359.9k | 8.03% | 9,146 | 2294 |
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