credit union · NCUA 6918 · PR
How big is VAPR?
VAPR (PR, NCUA charter 6918) reported total assets of $315.6M, 20,961 members and a net worth ratio of 11.04% in its Call Report for 2026Q2. That ranks 1025 of 4,299 federally insured credit unions by assets, 266 of 1,061 among credit unions with $100m-$500m in assets, 2 of 4 credit unions in puerto rico.
What stands out
VAPR (PR, NCUA charter 6918) reported total assets of $315.6M, 20,961 members and a net worth ratio of 11.04% in its Call Report for 2026Q2. That ranks 1025 of 4,299 federally insured credit unions by assets, 266 of 1,061 among credit unions with $100m-$500m in assets, 2 of 4 credit unions in puerto rico. Against its size class: net worth ratio 11.04%, below the peer median of 11.65%; loan-to-share ratio 78.67%, above the peer median of 73.15%; return on assets 1.18%, above the peer median of 0.74%. At 11.04% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $315.6M | $198.1M | — | $68.3M | record → |
| Shares and deposits | $283.0M | $172.3M | — | $58.3M | record → |
| Loans outstanding | $222.6M | $125.2M | — | $34.4M | record → |
| Net income (year to date) | $1.9M | $766.3k | — | $222.2k | record → |
| Net worth | $34.8M | $24.5M | — | $9.0M | record → |
| Net worth ratio | 11.04% | 11.65% | — | 12.65% | record → |
| Loan-to-share ratio | 78.67% | 73.15% | — | 68.70% | computed |
| Return on assets | 1.18% | 0.74% | — | 0.71% | computed |
| Members | 20,961 | 13,230 | — | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $315.6M | $283.0M | $222.6M | $1.9M | 11.04% | 20,961 | 1025 |
| 2026Q1 | $310.6M | $278.8M | $212.3M | $881.7k | 10.90% | 20,707 | 1030 |
| 2025Q4 | $304.9M | $274.2M | $203.7M | $3.1M | 10.82% | 20,593 | 1031 |
| 2025Q3 | $298.2M | $269.3M | $196.0M | $2.6M | 10.71% | 20,568 | 1040 |
| 2025Q2 | $291.3M | $263.6M | $191.8M | $2.2M | 10.09% | 20,568 | 1053 |
| 2025Q1 | $286.8M | $259.7M | $173.5M | $962.3k | 10.58% | 20,240 | 1060 |
| 2024Q4 | $277.2M | $253.0M | $153.9M | $2.4M | 10.60% | 19,902 | 1064 |
| 2024Q3 | $271.8M | $246.9M | $145.6M | $1.7M | 10.68% | 19,843 | 1077 |
| 2024Q2 | $263.2M | $241.5M | $136.6M | $1.1M | 10.79% | 19,731 | 1090 |
| 2024Q1 | $257.3M | $236.4M | $130.0M | $419.4k | 10.78% | 19,500 | 1106 |
| 2023Q4 | $248.6M | $228.5M | $127.5M | $2.7M | 10.83% | 19,285 | 1114 |
| 2023Q3 | $239.8M | $222.4M | $123.7M | $2.2M | 11.11% | 19,285 | 1137 |
| 2023Q2 | $234.7M | $217.5M | $121.4M | $1.2M | 10.94% | 19,144 | 1154 |
| 2023Q1 | $237.4M | $219.8M | $116.4M | $611.1k | 10.57% | 18,952 | 1152 |
| 2022Q4 | $238.9M | $222.3M | $114.1M | $1.7M | 10.28% | 18,862 | 1139 |
| 2022Q3 | $235.5M | $218.9M | $111.1M | $937.7k | 10.10% | 18,937 | 1153 |
| 2022Q2 | $239.0M | $220.2M | $102.1M | $466.5k | 9.75% | 18,809 | 1144 |
| 2022Q1 | $246.8M | $223.8M | $96.6M | $43.3k | 9.60% | 18,810 | 1127 |
| 2021Q4 | $243.4M | $219.2M | $94.3M | $1.2M | 9.72% | 18,837 | 1120 |
| 2021Q3 | $242.6M | $218.4M | $95.2M | $1.0M | 9.66% | 18,999 | 1107 |
| 2021Q2 | $242.9M | $218.7M | $96.4M | $687.9k | 9.51% | 19,301 | 1097 |
| 2021Q1 | $240.7M | $216.8M | $97.7M | $430.3k | 9.49% | 19,416 | 1099 |
| 2020Q4 | $235.2M | $211.6M | $99.8M | $1.5M | 9.52% | 19,534 | 1065 |
| 2020Q3 | $233.0M | $209.7M | $102.1M | $822.7k | 9.32% | 19,678 | 1054 |
| 2020Q2 | $225.7M | $202.8M | $105.4M | $550.5k | 9.51% | 19,932 | 1065 |
| 2020Q1 | $210.3M | $187.8M | $111.8M | $237.5k | 10.06% | 20,065 | 1065 |
| 2019Q4 | $207.4M | $185.4M | $114.7M | $2.3M | 10.08% | 20,273 | 1054 |
| 2019Q3 | $207.2M | $185.7M | $117.0M | $1.9M | 9.86% | 20,323 | 1043 |
| 2019Q2 | $210.0M | $189.4M | $119.8M | $1.1M | 9.35% | 20,600 | 1039 |
| 2019Q1 | $213.9M | $194.0M | $120.9M | $403.2k | 8.87% | 20,529 | 1031 |
| 2018Q4 | $214.1M | $194.8M | $122.8M | $1.9M | 8.67% | 20,588 | 1018 |
| 2018Q3 | $217.2M | $198.5M | $128.1M | $1.2M | 8.25% | 20,669 | 1002 |
| 2018Q2 | $221.6M | $203.6M | $134.8M | $442.6k | 7.73% | 21,379 | 998 |
| 2018Q1 | $227.4M | $209.8M | $139.0M | $44.0k | 7.36% | 21,503 | 976 |
| 2017Q4 | $227.7M | $209.6M | $136.4M | $24.1k | 7.61% | 21,309 | 949 |
| 2017Q3 | $224.3M | $206.1M | $137.7M | $-8.5k | 7.71% | 21,382 | 964 |
| 2017Q2 | $223.5M | $205.3M | $137.0M | $-56.3k | 7.71% | 21,330 | 967 |
| 2017Q1 | $223.8M | $205.2M | $136.4M | $136.3k | 7.79% | 21,340 | 962 |
| 2016Q4 | $216.5M | $198.2M | $131.4M | $359.4k | 7.91% | 19,720 | 961 |
| 2016Q3 | $214.4M | $195.8M | $132.9M | $425.2k | 8.02% | 19,686 | 964 |
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