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credit union · NCUA 68731 · MN

How big is TOPLINE FINANCIAL?

TOPLINE FINANCIAL (MN, NCUA charter 68731) reported total assets of $1.1B, 70,319 members and a net worth ratio of 10.16% in its Call Report for 2026Q2. That ranks 435 of 4,299 federally insured credit unions by assets, 410 of 454 among credit unions with $1b-$10b in assets, 8 of 80 credit unions in minnesota.

TOTAL ASSETS: $1.1BMEMBERS: 70,319NET WORTH RATIO: 10.16%16 quarters since 2022Q3

Cite: FACTANKER, https://factanker.com/credit-union/68731-topline-financial

What stands out

TOPLINE FINANCIAL (MN, NCUA charter 68731) reported total assets of $1.1B, 70,319 members and a net worth ratio of 10.16% in its Call Report for 2026Q2. That ranks 435 of 4,299 federally insured credit unions by assets, 410 of 454 among credit unions with $1b-$10b in assets, 8 of 80 credit unions in minnesota. Against its size class: net worth ratio 10.16%, below the peer median of 10.89%; loan-to-share ratio 93.90%, above the peer median of 88.03%; return on assets 0.68%, below the peer median of 0.80%. At 10.16% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$1.1B$2.1B$117.2M$68.3Mrecord →
Shares and deposits$966.4M$1.8B$102.2M$58.3Mrecord →
Loans outstanding$907.4M$1.5B$84.3M$34.4Mrecord →
Net income (year to date)$3.8M$8.3M$350.3k$222.2krecord →
Net worth$114.1M$244.6M$13.1M$9.0Mrecord →
Net worth ratio10.16%10.89%12.56%12.65%record →
Loan-to-share ratio93.90%88.03%77.94%68.70%computed
Return on assets0.68%0.80%0.86%0.71%computed
Members70,319115,1835,9544,818record →

Quarter by quarter

16 Call Reports on record, 2022Q3–2026Q2; the 16 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$1.1B$966.4M$907.4M$3.8M10.16%70,319435
2026Q1$1.1B$986.8M$883.3M$1.5M9.78%69,773423
2025Q4$1.1B$961.3M$877.1M$7.3M9.91%69,595428
2025Q3$1.1B$946.4M$876.1M$5.0M9.84%69,348429
2025Q2$1.1B$937.5M$864.7M$3.7M9.69%70,295425
2025Q1$1.1B$953.5M$853.6M$1.2M9.36%70,003417
2024Q4$1.1B$922.3M$859.8M$6.4M9.49%69,520413
2024Q3$1.1B$921.5M$863.5M$5.1M9.23%69,716412
2024Q2$824.9M$661.7M$702.2M$3.7M9.35%51,382519
2024Q1$836.8M$674.4M$695.2M$1.5M9.03%51,186518
2023Q4$801.3M$648.0M$703.4M$7.1M9.21%51,088529
2023Q3$792.0M$650.7M$695.9M$4.6M8.99%50,901530
2023Q2$781.2M$640.2M$679.7M$2.8M8.91%50,549535
2023Q1$770.2M$647.6M$659.7M$1.4M8.85%50,024543
2022Q4$737.4M$631.0M$647.4M$7.7M9.06%49,468555
2022Q3$734.6M$614.8M$624.1M$4.4M8.64%49,007552

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