credit union · NCUA 68718 · MI
How big is CP FINANCIAL?
CP FINANCIAL (MI, NCUA charter 68718) reported total assets of $955.0M, 82,329 members and a net worth ratio of 11.58% in its Call Report for 2026Q2. That ranks 491 of 4,299 federally insured credit unions by assets, 12 of 280 among credit unions with $500m-$1b in assets, 30 of 169 credit unions in michigan.
What stands out
CP FINANCIAL (MI, NCUA charter 68718) reported total assets of $955.0M, 82,329 members and a net worth ratio of 11.58% in its Call Report for 2026Q2. That ranks 491 of 4,299 federally insured credit unions by assets, 12 of 280 among credit unions with $500m-$1b in assets, 30 of 169 credit unions in michigan. Against its size class: net worth ratio 11.58%, above the peer median of 10.59%; loan-to-share ratio 86.66%, above the peer median of 83.51%; return on assets 1.09%, above the peer median of 0.75%. At 11.58% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $955.0M | $714.8M | $186.5M | $68.3M | record → |
| Shares and deposits | $836.1M | $614.6M | $160.8M | $58.3M | record → |
| Loans outstanding | $724.6M | $502.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $5.2M | $2.5M | $792.8k | $222.2k | record → |
| Net worth | $110.6M | $74.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 11.58% | 10.59% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 86.66% | 83.51% | 68.71% | 68.70% | computed |
| Return on assets | 1.09% | 0.75% | 0.92% | 0.71% | computed |
| Members | 82,329 | 41,964 | 13,435 | 4,818 | record → |
Quarter by quarter
24 Call Reports on record, 2020Q3–2026Q2; the 24 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $955.0M | $836.1M | $724.6M | $5.2M | 11.58% | 82,329 | 491 |
| 2026Q1 | $953.2M | $818.0M | $704.6M | $2.4M | 11.31% | 81,734 | 491 |
| 2025Q4 | $932.7M | $799.3M | $696.6M | $10.1M | 11.30% | 81,647 | 491 |
| 2025Q3 | $910.4M | $780.7M | $697.3M | $6.6M | 11.19% | 82,805 | 494 |
| 2025Q2 | $918.9M | $792.8M | $702.7M | $4.7M | 10.93% | 82,778 | 489 |
| 2025Q1 | $918.2M | $795.8M | $692.1M | $1.9M | 10.64% | 82,175 | 486 |
| 2024Q4 | $880.5M | $759.8M | $690.2M | $3.2M | 10.88% | 81,204 | 492 |
| 2024Q3 | $877.2M | $758.9M | $679.5M | $1.9M | 10.77% | 80,677 | 495 |
| 2024Q2 | $883.3M | $770.4M | $668.4M | $628.5k | 10.61% | 79,997 | 492 |
| 2024Q1 | $890.7M | $778.2M | $664.5M | $220.4k | 10.46% | 79,073 | 491 |
| 2023Q4 | $703.1M | $608.9M | $576.1M | $4.4M | 11.16% | 66,190 | 589 |
| 2023Q3 | $713.4M | $620.0M | $580.0M | $4.1M | 10.99% | 66,057 | 573 |
| 2023Q2 | $721.0M | $629.8M | $579.6M | $2.7M | 10.68% | 67,387 | 570 |
| 2023Q1 | $699.7M | $629.8M | $557.6M | $1.3M | 10.80% | 66,049 | 581 |
| 2022Q4 | $683.5M | $616.1M | $548.7M | $3.7M | 10.87% | 66,593 | 588 |
| 2022Q3 | $704.5M | $634.7M | $524.5M | $3.9M | 10.57% | 65,388 | 568 |
| 2022Q2 | $713.1M | $637.3M | $481.9M | $2.1M | 10.19% | 63,926 | 560 |
| 2022Q1 | $715.2M | $640.2M | $441.1M | $1.1M | 10.03% | 63,797 | 553 |
| 2021Q4 | $691.0M | $619.2M | $428.8M | $4.1M | 9.77% | 63,264 | 556 |
| 2021Q3 | $681.4M | $604.9M | $424.0M | $3.9M | 9.86% | 63,148 | 554 |
| 2021Q2 | $680.4M | $609.7M | $415.3M | $2.7M | 10.15% | 62,706 | 552 |
| 2021Q1 | $677.7M | $611.2M | $406.6M | $1.6M | 10.02% | 64,476 | 547 |
| 2020Q4 | $575.0M | $514.0M | $371.9M | $2.7M | 11.01% | 57,812 | 590 |
| 2020Q3 | $551.8M | $491.0M | $368.8M | $2.4M | 11.42% | 57,338 | 597 |
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