credit union · NCUA 68713 · AZ
How big is DESERT FINANCIAL?
DESERT FINANCIAL (AZ, NCUA charter 68713) reported total assets of $9.9B, 517,794 members and a net worth ratio of 12.10% in its Call Report for 2026Q2. That ranks 27 of 4,299 federally insured credit unions by assets, 2 of 454 among credit unions with $1b-$10b in assets, 1 of 33 credit unions in arizona.
What stands out
DESERT FINANCIAL (AZ, NCUA charter 68713) reported total assets of $9.9B, 517,794 members and a net worth ratio of 12.10% in its Call Report for 2026Q2. That ranks 27 of 4,299 federally insured credit unions by assets, 2 of 454 among credit unions with $1b-$10b in assets, 1 of 33 credit unions in arizona. Against its size class: net worth ratio 12.10%, above the peer median of 10.89%; loan-to-share ratio 59.91%, below the peer median of 88.03%; return on assets 1.11%, above the peer median of 0.80%. At 12.10% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $9.9B | $2.1B | $338.8M | $68.3M | record → |
| Shares and deposits | $8.9B | $1.8B | $259.8M | $58.3M | record → |
| Loans outstanding | $5.3B | $1.5B | $169.5M | $34.4M | record → |
| Net income (year to date) | $54.8M | $8.3M | $870.3k | $222.2k | record → |
| Net worth | $1.2B | $244.6M | $33.1M | $9.0M | record → |
| Net worth ratio | 12.10% | 10.89% | 10.97% | 12.65% | record → |
| Loan-to-share ratio | 59.91% | 88.03% | 70.71% | 68.70% | computed |
| Return on assets | 1.11% | 0.80% | 0.67% | 0.71% | computed |
| Members | 517,794 | 115,183 | 24,067 | 4,818 | record → |
Quarter by quarter
25 Call Reports on record, 2020Q2–2026Q2; the 25 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $9.9B | $8.9B | $5.3B | $54.8M | 12.10% | 517,794 | 27 |
| 2026Q1 | $9.8B | $8.8B | $5.2B | $21.2M | 12.01% | 511,369 | 28 |
| 2025Q4 | $9.5B | $8.5B | $5.0B | $74.6M | 12.01% | 504,296 | 32 |
| 2025Q3 | $9.2B | $8.3B | $4.9B | $53.9M | 12.10% | 497,868 | 35 |
| 2025Q2 | $9.1B | $8.3B | $4.6B | $35.8M | 11.99% | 489,538 | 37 |
| 2025Q1 | $9.1B | $8.3B | $4.5B | $15.0M | 11.85% | 483,885 | 36 |
| 2024Q4 | $8.8B | $8.0B | $4.3B | $72.2M | 11.82% | 476,864 | 37 |
| 2024Q3 | $8.9B | $7.7B | $4.2B | $60.6M | 11.70% | 472,620 | 35 |
| 2024Q2 | $8.8B | $7.7B | $4.1B | $39.9M | 11.65% | 465,640 | 35 |
| 2024Q1 | $8.9B | $7.6B | $4.0B | $26.2M | 11.57% | 459,909 | 35 |
| 2023Q4 | $8.7B | $7.3B | $4.0B | $85.3M | 11.43% | 453,713 | 34 |
| 2023Q3 | $8.4B | $7.4B | $4.0B | $71.4M | 11.51% | 448,776 | 37 |
| 2023Q2 | $8.5B | $7.5B | $3.9B | $51.5M | 11.30% | 439,230 | 33 |
| 2023Q1 | $8.4B | $7.6B | $3.8B | $21.4M | 10.99% | 432,168 | 33 |
| 2022Q4 | $8.2B | $7.6B | $3.8B | $86.0M | 10.91% | 425,143 | 33 |
| 2022Q3 | $8.3B | $7.7B | $3.5B | $55.1M | 10.41% | 417,710 | 32 |
| 2022Q2 | $8.4B | $7.7B | $3.3B | $39.3M | 10.35% | 408,260 | 31 |
| 2022Q1 | $8.4B | $7.6B | $3.0B | $17.1M | 10.35% | 397,180 | 31 |
| 2021Q4 | $8.2B | $7.1B | $2.7B | $87.4M | 10.51% | 386,879 | 31 |
| 2021Q3 | $7.8B | $6.7B | $2.5B | $72.7M | 10.87% | 379,097 | 32 |
| 2021Q2 | $7.5B | $6.5B | $2.4B | $58.9M | 11.28% | 368,284 | 33 |
| 2021Q1 | $7.3B | $6.2B | $2.4B | $13.8M | 11.23% | 358,888 | 33 |
| 2020Q4 | $6.6B | $5.6B | $2.4B | $42.5M | 11.85% | 349,853 | 36 |
| 2020Q3 | $6.2B | $5.2B | $2.3B | $32.2M | 12.53% | 343,367 | 36 |
| 2020Q2 | $6.0B | $5.0B | $2.3B | $17.7M | 13.10% | 334,744 | 37 |
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