credit union · NCUA 68707 · OH
How big is CARDINAL CREDIT UNION, INC.?
CARDINAL CREDIT UNION, INC. (OH, NCUA charter 68707) reported total assets of $365.7M, 24,257 members and a net worth ratio of 10.00% in its Call Report for 2026Q2. That ranks 929 of 4,299 federally insured credit unions by assets, 170 of 1,061 among credit unions with $100m-$500m in assets, 27 of 192 credit unions in ohio.
What stands out
CARDINAL CREDIT UNION, INC. (OH, NCUA charter 68707) reported total assets of $365.7M, 24,257 members and a net worth ratio of 10.00% in its Call Report for 2026Q2. That ranks 929 of 4,299 federally insured credit unions by assets, 170 of 1,061 among credit unions with $100m-$500m in assets, 27 of 192 credit unions in ohio. Against its size class: net worth ratio 10.00%, below the peer median of 11.65%; loan-to-share ratio 84.44%, above the peer median of 73.15%; return on assets 0.32%, below the peer median of 0.74%. At 10.00% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $365.7M | $198.1M | $65.8M | $68.3M | record → |
| Shares and deposits | $325.6M | $172.3M | $57.9M | $58.3M | record → |
| Loans outstanding | $274.9M | $125.2M | $30.5M | $34.4M | record → |
| Net income (year to date) | $584.6k | $766.3k | $232.8k | $222.2k | record → |
| Net worth | $36.6M | $24.5M | $8.1M | $9.0M | record → |
| Net worth ratio | 10.00% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 84.44% | 73.15% | 64.09% | 68.70% | computed |
| Return on assets | 0.32% | 0.74% | 0.73% | 0.71% | computed |
| Members | 24,257 | 13,230 | 5,106 | 4,818 | record → |
Quarter by quarter
27 Call Reports on record, 2019Q4–2026Q2; the 27 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $365.7M | $325.6M | $274.9M | $584.6k | 10.00% | 24,257 | 929 |
| 2026Q1 | $354.3M | $313.9M | $262.6M | $102.8k | 10.18% | 23,771 | 948 |
| 2025Q4 | $358.5M | $307.3M | $258.7M | $359.1k | 10.04% | 23,316 | 930 |
| 2025Q3 | $335.8M | $295.6M | $249.3M | $295.5k | 10.70% | 23,304 | 972 |
| 2025Q2 | $334.8M | $296.3M | $251.9M | $185.2k | 10.69% | 23,805 | 971 |
| 2025Q1 | $329.4M | $290.3M | $250.8M | $79.1k | 10.84% | 23,882 | 983 |
| 2024Q4 | $313.3M | $274.4M | $251.4M | $25.7k | 11.37% | 23,619 | 1001 |
| 2024Q3 | $306.8M | $265.9M | $227.1M | $211.8k | 11.67% | 23,470 | 1012 |
| 2024Q2 | $304.3M | $264.6M | $226.2M | $153.0k | 11.75% | 23,535 | 1017 |
| 2024Q1 | $307.5M | $267.4M | $222.5M | $67.8k | 11.60% | 23,537 | 1014 |
| 2023Q4 | $289.9M | $253.4M | $222.2M | $-217.6k | 12.28% | 23,248 | 1034 |
| 2023Q3 | $285.5M | $249.2M | $221.4M | $487.9k | 12.71% | 23,393 | 1037 |
| 2023Q2 | $292.6M | $255.6M | $222.2M | $309.4k | 12.34% | 23,459 | 1025 |
| 2023Q1 | $298.1M | $260.9M | $221.3M | $139.3k | 12.06% | 23,493 | 1018 |
| 2022Q4 | $288.9M | $250.8M | $224.6M | $990.1k | 12.39% | 23,402 | 1028 |
| 2022Q3 | $284.2M | $247.1M | $222.5M | $759.1k | 12.51% | 23,779 | 1033 |
| 2022Q2 | $284.9M | $248.6M | $222.2M | $525.3k | 12.40% | 23,824 | 1029 |
| 2022Q1 | $285.4M | $246.9M | $215.3M | $299.9k | 12.30% | 23,945 | 1025 |
| 2021Q4 | $282.7M | $244.0M | $209.9M | $2.8M | 12.31% | 24,140 | 1021 |
| 2021Q3 | $277.6M | $238.8M | $203.9M | $2.7M | 12.52% | 24,500 | 1022 |
| 2021Q2 | $276.1M | $239.4M | $193.6M | $2.1M | 12.36% | 25,038 | 1013 |
| 2021Q1 | $272.2M | $235.5M | $190.0M | $1.1M | 12.15% | 25,331 | 1021 |
| 2020Q4 | $262.1M | $225.5M | $192.4M | $1.7M | 12.22% | 25,858 | 1006 |
| 2020Q3 | $252.9M | $217.5M | $192.5M | $1.7M | 12.68% | 26,463 | 1006 |
| 2020Q2 | $253.2M | $218.8M | $192.0M | $1.4M | 12.53% | 27,009 | 998 |
| 2020Q1 | $239.3M | $204.9M | $188.0M | $202.4k | 12.77% | 27,331 | 986 |
| 2019Q4 | $236.2M | $201.9M | $183.1M | $862.4k | 12.85% | 28,970 | 975 |
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