credit union · NCUA 6870 · NY
How big is FINANCIAL TRUST?
FINANCIAL TRUST (NY, NCUA charter 6870) reported total assets of $203.4M, 13,730 members and a net worth ratio of 15.02% in its Call Report for 2026Q2. That ranks 1274 of 4,299 federally insured credit unions by assets, 515 of 1,061 among credit unions with $100m-$500m in assets, 59 of 268 credit unions in new york.
What stands out
FINANCIAL TRUST (NY, NCUA charter 6870) reported total assets of $203.4M, 13,730 members and a net worth ratio of 15.02% in its Call Report for 2026Q2. That ranks 1274 of 4,299 federally insured credit unions by assets, 515 of 1,061 among credit unions with $100m-$500m in assets, 59 of 268 credit unions in new york. Against its size class: net worth ratio 15.02%, above the peer median of 11.65%; loan-to-share ratio 64.13%, below the peer median of 73.15%; return on assets 1.24%, above the peer median of 0.74%. At 15.02% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $203.4M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $172.2M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $110.5M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $1.3M | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $30.6M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 15.02% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 64.13% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 1.24% | 0.74% | 0.77% | 0.71% | computed |
| Members | 13,730 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $203.4M | $172.2M | $110.5M | $1.3M | 15.02% | 13,730 | 1274 |
| 2026Q1 | $198.3M | $167.9M | $105.7M | $636.3k | 15.09% | 13,676 | 1285 |
| 2025Q4 | $190.7M | $161.0M | $107.1M | $3.0M | 15.36% | 13,650 | 1298 |
| 2025Q3 | $187.2M | $158.1M | $108.3M | $2.3M | 15.27% | 13,738 | 1319 |
| 2025Q2 | $185.4M | $157.1M | $106.9M | $1.5M | 14.98% | 13,782 | 1328 |
| 2025Q1 | $183.2M | $155.6M | $102.2M | $694.8k | 14.73% | 13,735 | 1339 |
| 2024Q4 | $177.2M | $150.3M | $100.0M | $3.0M | 14.84% | 13,699 | 1354 |
| 2024Q3 | $175.4M | $149.3M | $99.6M | $2.2M | 14.56% | 13,774 | 1357 |
| 2024Q2 | $174.4M | $148.7M | $96.6M | $1.5M | 14.19% | 13,728 | 1362 |
| 2024Q1 | $170.3M | $145.4M | $89.1M | $675.5k | 14.07% | 13,602 | 1384 |
| 2023Q4 | $167.0M | $142.9M | $90.8M | $2.6M | 13.95% | 13,586 | 1395 |
| 2023Q3 | $167.8M | $144.2M | $90.5M | $2.0M | 13.53% | 13,609 | 1385 |
| 2023Q2 | $170.8M | $148.3M | $89.4M | $1.3M | 12.86% | 13,622 | 1377 |
| 2023Q1 | $171.4M | $149.6M | $85.4M | $603.8k | 12.41% | 13,622 | 1390 |
| 2022Q4 | $169.7M | $148.3M | $83.5M | $1.5M | 12.18% | 13,595 | 1383 |
| 2022Q3 | $168.9M | $148.0M | $81.5M | $1.1M | 12.01% | 13,645 | 1391 |
| 2022Q2 | $167.9M | $147.8M | $78.0M | $666.3k | 11.58% | 13,364 | 1402 |
| 2022Q1 | $164.1M | $144.2M | $75.9M | $340.1k | 11.66% | 13,440 | 1415 |
| 2021Q4 | $159.3M | $139.8M | $76.4M | $1.7M | 11.79% | 13,502 | 1430 |
| 2021Q3 | $159.2M | $139.9M | $76.3M | $1.5M | 11.64% | 13,621 | 1416 |
| 2021Q2 | $158.4M | $139.9M | $75.2M | $743.8k | 11.24% | 13,711 | 1414 |
| 2021Q1 | $156.4M | $138.4M | $74.9M | $281.5k | 11.08% | 13,735 | 1416 |
| 2020Q4 | $144.3M | $126.9M | $75.0M | $1.2M | 11.85% | 13,794 | 1434 |
| 2020Q3 | $140.9M | $123.7M | $74.3M | $842.3k | 11.88% | 14,025 | 1434 |
| 2020Q2 | $140.1M | $123.2M | $71.8M | $567.4k | 11.74% | 13,979 | 1424 |
| 2020Q1 | $125.5M | $108.9M | $71.2M | $333.4k | 12.98% | 13,924 | 1481 |
| 2019Q4 | $121.9M | $105.6M | $72.3M | $1.2M | 13.06% | 13,920 | 1466 |
| 2019Q3 | $84.3M | $72.7M | $53.9M | $782.1k | 13.27% | 8,778 | 1782 |
| 2019Q2 | $82.7M | $71.4M | $52.3M | $507.2k | 13.20% | 8,778 | 1815 |
| 2019Q1 | $80.9M | $69.9M | $51.5M | $238.1k | 13.16% | 8,800 | 1831 |
| 2018Q4 | $79.1M | $68.5M | $52.0M | $1.0M | 13.16% | 8,806 | 1841 |
| 2018Q3 | $78.9M | $68.5M | $51.8M | $682.5k | 12.78% | 8,821 | 1842 |
| 2018Q2 | $80.6M | $70.4M | $51.5M | $391.0k | 12.15% | 8,816 | 1831 |
| 2018Q1 | $78.3M | $68.4M | $49.6M | $174.3k | 12.22% | 8,801 | 1857 |
| 2017Q4 | $76.2M | $66.5M | $49.9M | $523.0k | 12.33% | 8,785 | 1860 |
| 2017Q3 | $75.2M | $65.6M | $49.3M | $368.7k | 12.30% | 8,786 | 1884 |
| 2017Q2 | $76.6M | $67.3M | $47.6M | $221.8k | 11.87% | 8,741 | 1872 |
| 2017Q1 | $75.7M | $66.6M | $46.1M | $83.2k | 11.83% | 8,730 | 1889 |
| 2016Q4 | $73.2M | $64.0M | $45.1M | $370.2k | 12.13% | 8,685 | 1910 |
| 2016Q3 | $70.8M | $61.9M | $44.5M | $246.5k | 12.37% | 8,711 | 1949 |
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