credit union · NCUA 68690 · MI
How big is PFCU?
PFCU (MI, NCUA charter 68690) reported total assets of $873.2M, 57,165 members and a net worth ratio of 11.29% in its Call Report for 2026Q2. That ranks 528 of 4,299 federally insured credit unions by assets, 49 of 280 among credit unions with $500m-$1b in assets, 34 of 169 credit unions in michigan.
What stands out
PFCU (MI, NCUA charter 68690) reported total assets of $873.2M, 57,165 members and a net worth ratio of 11.29% in its Call Report for 2026Q2. That ranks 528 of 4,299 federally insured credit unions by assets, 49 of 280 among credit unions with $500m-$1b in assets, 34 of 169 credit unions in michigan. Against its size class: net worth ratio 11.29%, above the peer median of 10.59%; loan-to-share ratio 73.24%, below the peer median of 83.51%; return on assets 1.15%, above the peer median of 0.75%. At 11.29% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $873.2M | $714.8M | $186.5M | $68.3M | record → |
| Shares and deposits | $770.3M | $614.6M | $160.8M | $58.3M | record → |
| Loans outstanding | $564.2M | $502.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $5.0M | $2.5M | $792.8k | $222.2k | record → |
| Net worth | $98.6M | $74.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 11.29% | 10.59% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 73.24% | 83.51% | 68.71% | 68.70% | computed |
| Return on assets | 1.15% | 0.75% | 0.92% | 0.71% | computed |
| Members | 57,165 | 41,964 | 13,435 | 4,818 | record → |
Quarter by quarter
33 Call Reports on record, 2018Q2–2026Q2; the 33 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $873.2M | $770.3M | $564.2M | $5.0M | 11.29% | 57,165 | 528 |
| 2026Q1 | $858.9M | $759.2M | $553.7M | $1.9M | 11.12% | 57,192 | 533 |
| 2025Q4 | $834.9M | $737.6M | $553.0M | $7.5M | 11.20% | 57,035 | 536 |
| 2025Q3 | $819.9M | $727.1M | $541.9M | $4.9M | 11.17% | 56,814 | 538 |
| 2025Q2 | $822.1M | $732.9M | $526.8M | $2.2M | 10.81% | 56,388 | 537 |
| 2025Q1 | $832.5M | $744.4M | $511.5M | $1.3M | 10.57% | 56,128 | 529 |
| 2024Q4 | $817.1M | $731.7M | $502.6M | $5.3M | 10.61% | 55,780 | 528 |
| 2024Q3 | $800.8M | $717.0M | $502.9M | $3.4M | 10.66% | 55,863 | 538 |
| 2024Q2 | $808.7M | $729.8M | $505.9M | $1.6M | 10.34% | 55,877 | 530 |
| 2024Q1 | $819.3M | $742.4M | $499.6M | $222.3k | 10.04% | 55,673 | 530 |
| 2023Q4 | $803.3M | $727.5M | $503.3M | $3.7M | 10.21% | 55,449 | 528 |
| 2023Q3 | $794.8M | $722.0M | $504.3M | $2.9M | 10.30% | 55,287 | 529 |
| 2023Q2 | $801.7M | $730.2M | $497.8M | $2.1M | 10.11% | 54,912 | 526 |
| 2023Q1 | $794.9M | $723.8M | $494.7M | $1.1M | 10.08% | 54,780 | 527 |
| 2022Q4 | $786.8M | $716.5M | $493.0M | $5.8M | 10.07% | 54,443 | 525 |
| 2022Q3 | $791.4M | $722.7M | $491.0M | $4.1M | 9.79% | 54,272 | 522 |
| 2022Q2 | $795.0M | $726.0M | $478.8M | $2.4M | 9.54% | 54,216 | 517 |
| 2022Q1 | $790.9M | $719.3M | $466.1M | $1.2M | 9.43% | 54,147 | 512 |
| 2021Q4 | $776.9M | $702.2M | $467.0M | $6.3M | 9.45% | 54,051 | 511 |
| 2021Q3 | $757.9M | $682.8M | $460.3M | $4.5M | 9.46% | 53,883 | 511 |
| 2021Q2 | $754.4M | $680.9M | $448.1M | $2.8M | 9.27% | 53,432 | 510 |
| 2021Q1 | $749.6M | $677.1M | $436.2M | $1.4M | 9.14% | 52,907 | 511 |
| 2020Q4 | $690.0M | $618.2M | $435.4M | $2.5M | 9.73% | 52,698 | 517 |
| 2020Q3 | $666.7M | $595.8M | $432.7M | $1.3M | 9.88% | 52,602 | 520 |
| 2020Q2 | $656.7M | $587.1M | $420.0M | $226.2k | 9.87% | 52,143 | 520 |
| 2020Q1 | $594.2M | $525.2M | $419.3M | $6.9k | 10.87% | 52,418 | 528 |
| 2019Q4 | $577.2M | $498.8M | $411.9M | $2.3M | 11.19% | 52,154 | 525 |
| 2019Q3 | $567.7M | $492.3M | $399.7M | $1.1M | 11.14% | 51,688 | 525 |
| 2019Q2 | $558.9M | $493.5M | $372.2M | $1.1M | 11.31% | 50,923 | 529 |
| 2019Q1 | $552.5M | $488.6M | $356.7M | $563.4k | 11.34% | 50,551 | 530 |
| 2018Q4 | $533.4M | $470.4M | $350.8M | $2.4M | 11.64% | 50,219 | 528 |
| 2018Q3 | $535.0M | $472.3M | $344.7M | $2.4M | 11.60% | 49,757 | 525 |
| 2018Q2 | $327.5M | $292.9M | $259.1M | $1.3M | 10.34% | 30,370 | 762 |
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