credit union · NCUA 68685 · MN
How big is CENTRICITY?
CENTRICITY (MN, NCUA charter 68685) reported total assets of $340.5M, 21,518 members and a net worth ratio of 13.97% in its Call Report for 2026Q2. That ranks 975 of 4,299 federally insured credit unions by assets, 216 of 1,061 among credit unions with $100m-$500m in assets, 19 of 80 credit unions in minnesota.
What stands out
CENTRICITY (MN, NCUA charter 68685) reported total assets of $340.5M, 21,518 members and a net worth ratio of 13.97% in its Call Report for 2026Q2. That ranks 975 of 4,299 federally insured credit unions by assets, 216 of 1,061 among credit unions with $100m-$500m in assets, 19 of 80 credit unions in minnesota. Against its size class: net worth ratio 13.97%, above the peer median of 11.65%; loan-to-share ratio 90.58%, above the peer median of 73.15%; return on assets 2.13%, above the peer median of 0.74%. At 13.97% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $340.5M | $198.1M | $117.2M | $68.3M | record → |
| Shares and deposits | $277.4M | $172.3M | $102.2M | $58.3M | record → |
| Loans outstanding | $251.3M | $125.2M | $84.3M | $34.4M | record → |
| Net income (year to date) | $3.6M | $766.3k | $350.3k | $222.2k | record → |
| Net worth | $47.6M | $24.5M | $13.1M | $9.0M | record → |
| Net worth ratio | 13.97% | 11.65% | 12.56% | 12.65% | record → |
| Loan-to-share ratio | 90.58% | 73.15% | 77.94% | 68.70% | computed |
| Return on assets | 2.13% | 0.74% | 0.86% | 0.71% | computed |
| Members | 21,518 | 13,230 | 5,954 | 4,818 | record → |
Quarter by quarter
36 Call Reports on record, 2017Q3–2026Q2; the 36 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $340.5M | $277.4M | $251.3M | $3.6M | 13.97% | 21,518 | 975 |
| 2026Q1 | $337.9M | $276.9M | $253.5M | $1.4M | 13.42% | 21,757 | 979 |
| 2025Q4 | $321.9M | $262.2M | $254.7M | $4.7M | 13.65% | 22,037 | 998 |
| 2025Q3 | $311.9M | $255.4M | $254.3M | $3.2M | 13.59% | 22,094 | 1013 |
| 2025Q2 | $312.4M | $254.6M | $252.5M | $1.5M | 13.03% | 22,152 | 1018 |
| 2025Q1 | $316.5M | $259.8M | $242.1M | $630.8k | 12.59% | 22,759 | 1012 |
| 2024Q4 | $243.0M | $192.1M | $184.6M | $3.7M | 13.05% | 17,086 | 1138 |
| 2024Q3 | $245.2M | $192.4M | $183.7M | $2.9M | 12.60% | 17,232 | 1136 |
| 2024Q2 | $246.8M | $195.6M | $185.4M | $1.7M | 12.05% | 17,552 | 1128 |
| 2024Q1 | $248.4M | $198.0M | $185.1M | $896.3k | 11.63% | 17,917 | 1129 |
| 2023Q4 | $243.8M | $194.2M | $190.7M | $2.4M | 11.48% | 18,282 | 1128 |
| 2023Q3 | $249.4M | $200.5M | $192.6M | $1.8M | 10.64% | 17,722 | 1113 |
| 2023Q2 | $245.8M | $200.0M | $187.8M | $1.2M | 10.53% | 18,723 | 1123 |
| 2023Q1 | $238.2M | $204.9M | $172.7M | $671.3k | 10.65% | 17,095 | 1148 |
| 2022Q4 | $236.9M | $204.4M | $171.6M | $1.6M | 10.42% | 18,645 | 1146 |
| 2022Q3 | $239.9M | $210.1M | $168.5M | $1.4M | 10.18% | 18,349 | 1139 |
| 2022Q2 | $234.9M | $205.4M | $160.9M | $933.6k | 10.22% | 18,036 | 1153 |
| 2022Q1 | $230.6M | $202.9M | $150.2M | $613.5k | 10.27% | 17,687 | 1167 |
| 2021Q4 | $227.6M | $200.3M | $156.6M | $2.6M | 10.13% | 17,648 | 1161 |
| 2021Q3 | $220.3M | $193.1M | $157.5M | $2.2M | 10.26% | 17,624 | 1171 |
| 2021Q2 | $214.0M | $188.3M | $155.2M | $1.0M | 10.04% | 17,402 | 1184 |
| 2021Q1 | $210.0M | $185.1M | $142.4M | $415.1k | 9.93% | 16,995 | 1187 |
| 2020Q4 | $196.6M | $172.0M | $141.3M | $1.7M | 10.39% | 16,828 | 1191 |
| 2020Q3 | $186.1M | $163.4M | $135.7M | $1.3M | 10.74% | 16,875 | 1214 |
| 2020Q2 | $181.2M | $159.4M | $135.5M | $664.5k | 10.69% | 16,744 | 1221 |
| 2020Q1 | $165.8M | $145.1M | $131.2M | $168.4k | 11.38% | 16,690 | 1237 |
| 2019Q4 | $161.1M | $140.9M | $128.3M | $2.0M | 11.61% | 16,579 | 1231 |
| 2019Q3 | $158.8M | $137.2M | $123.7M | $1.7M | 11.58% | 16,526 | 1234 |
| 2019Q2 | $155.6M | $134.9M | $118.9M | $893.3k | 11.29% | 16,445 | 1252 |
| 2019Q1 | $154.2M | $136.1M | $114.8M | $314.5k | 11.01% | 16,487 | 1260 |
| 2018Q4 | $149.5M | $130.8M | $112.8M | $1.4M | 11.15% | 16,491 | 1262 |
| 2018Q3 | $148.3M | $129.7M | $112.5M | $989.9k | 10.98% | 16,605 | 1271 |
| 2018Q2 | $149.6M | $130.6M | $108.0M | $839.2k | 10.78% | 16,681 | 1268 |
| 2018Q1 | $145.2M | $128.7M | $99.1M | $296.4k | 10.74% | 16,592 | 1291 |
| 2017Q4 | $139.2M | $123.2M | $96.8M | $862.8k | 10.98% | 16,664 | 1300 |
| 2017Q3 | $139.9M | $124.3M | $98.6M | $627.6k | 10.76% | 16,272 | 1292 |
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