credit union · NCUA 68668 · CA
How big is 1ST NORTHERN CALIFORNIA?
1ST NORTHERN CALIFORNIA (CA, NCUA charter 68668) reported total assets of $829.0M, 32,174 members and a net worth ratio of 11.81% in its Call Report for 2026Q2. That ranks 548 of 4,299 federally insured credit unions by assets, 69 of 280 among credit unions with $500m-$1b in assets, 76 of 239 credit unions in california.
What stands out
1ST NORTHERN CALIFORNIA (CA, NCUA charter 68668) reported total assets of $829.0M, 32,174 members and a net worth ratio of 11.81% in its Call Report for 2026Q2. That ranks 548 of 4,299 federally insured credit unions by assets, 69 of 280 among credit unions with $500m-$1b in assets, 76 of 239 credit unions in california. Against its size class: net worth ratio 11.81%, above the peer median of 10.59%; loan-to-share ratio 58.29%, below the peer median of 83.51%; return on assets 0.55%, below the peer median of 0.75%. At 11.81% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $829.0M | $714.8M | $205.9M | $68.3M | record → |
| Shares and deposits | $720.1M | $614.6M | $179.4M | $58.3M | record → |
| Loans outstanding | $419.7M | $502.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $2.3M | $2.5M | $432.9k | $222.2k | record → |
| Net worth | $97.9M | $74.4M | $25.9M | $9.0M | record → |
| Net worth ratio | 11.81% | 10.59% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 58.29% | 83.51% | 72.15% | 68.70% | computed |
| Return on assets | 0.55% | 0.75% | 0.56% | 0.71% | computed |
| Members | 32,174 | 41,964 | 11,423 | 4,818 | record → |
Quarter by quarter
43 Call Reports on record, 2015Q4–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $829.0M | $720.1M | $419.7M | $2.3M | 11.81% | 32,174 | 548 |
| 2026Q1 | $825.4M | $718.3M | $403.6M | $1.1M | 11.71% | 32,353 | 551 |
| 2025Q4 | $807.7M | $701.5M | $399.2M | $4.7M | 11.83% | 33,640 | 549 |
| 2025Q3 | $800.0M | $693.5M | $394.3M | $4.1M | 11.88% | 33,325 | 552 |
| 2025Q2 | $788.7M | $686.4M | $377.6M | $2.7M | 11.87% | 32,647 | 553 |
| 2025Q1 | $782.6M | $682.3M | $350.7M | $1.2M | 11.78% | 32,618 | 551 |
| 2024Q4 | $822.3M | $671.5M | $336.9M | $4.1M | 11.06% | 32,346 | 524 |
| 2024Q3 | $823.8M | $674.2M | $344.3M | $2.9M | 10.89% | 32,319 | 525 |
| 2024Q2 | $834.0M | $685.0M | $347.3M | $1.7M | 10.62% | 32,137 | 516 |
| 2024Q1 | $837.2M | $689.6M | $348.5M | $862.0k | 10.48% | 32,393 | 517 |
| 2023Q4 | $798.8M | $701.5M | $349.6M | $3.0M | 10.88% | 32,351 | 533 |
| 2023Q3 | $824.3M | $729.8M | $343.2M | $2.4M | 10.46% | 32,003 | 511 |
| 2023Q2 | $840.5M | $747.6M | $336.9M | $945.4k | 10.09% | 31,653 | 500 |
| 2023Q1 | $861.9M | $769.2M | $330.3M | $430.0k | 9.78% | 31,722 | 489 |
| 2022Q4 | $878.4M | $785.3M | $328.3M | $1.1M | 9.55% | 31,646 | 481 |
| 2022Q3 | $897.1M | $807.1M | $321.3M | $740.2k | 9.32% | 31,368 | 467 |
| 2022Q2 | $909.5M | $819.9M | $315.9M | $465.9k | 9.16% | 31,084 | 458 |
| 2022Q1 | $907.1M | $817.5M | $301.5M | $362.0k | 9.17% | 31,089 | 458 |
| 2021Q4 | $896.0M | $807.1M | $294.1M | $1.6M | 9.24% | 31,099 | 452 |
| 2021Q3 | $885.6M | $798.1M | $291.0M | $1.2M | 9.31% | 31,064 | 453 |
| 2021Q2 | $865.4M | $777.3M | $288.3M | $885.8k | 9.49% | 30,968 | 455 |
| 2021Q1 | $854.4M | $767.1M | $285.9M | $360.9k | 9.56% | 31,400 | 453 |
| 2020Q4 | $829.1M | $742.0M | $286.8M | $2.2M | 9.80% | 31,615 | 444 |
| 2020Q3 | $809.0M | $723.0M | $269.9M | $1.5M | 9.90% | 31,472 | 443 |
| 2020Q2 | $776.4M | $691.6M | $261.3M | $420.1k | 10.18% | 30,371 | 452 |
| 2020Q1 | $732.9M | $649.1M | $247.9M | $373.3k | 10.77% | 30,517 | 446 |
| 2019Q4 | $728.2M | $644.2M | $247.2M | $2.3M | 10.79% | 30,353 | 437 |
| 2019Q3 | $717.8M | $635.2M | $247.4M | $1.8M | 10.88% | 30,233 | 438 |
| 2019Q2 | $707.1M | $624.1M | $253.2M | $1.3M | 10.98% | 30,054 | 439 |
| 2019Q1 | $713.4M | $631.2M | $250.8M | $658.9k | 10.79% | 30,082 | 431 |
| 2018Q4 | $696.8M | $615.9M | $244.6M | $3.2M | 10.95% | 29,656 | 425 |
| 2018Q3 | $709.2M | $628.7M | $236.1M | $2.5M | 10.67% | 29,273 | 421 |
| 2018Q2 | $710.3M | $631.4M | $228.8M | $1.9M | 10.57% | 28,836 | 421 |
| 2018Q1 | $711.7M | $633.7M | $220.3M | $1.2M | 10.44% | 28,735 | 415 |
| 2017Q4 | $702.5M | $625.3M | $218.8M | $2.3M | 10.41% | 28,624 | 410 |
| 2017Q3 | $705.9M | $630.2M | $218.6M | $1.5M | 10.24% | 28,358 | 405 |
| 2017Q2 | $701.3M | $625.9M | $214.0M | $906.8k | 10.23% | 27,978 | 400 |
| 2017Q1 | $701.9M | $627.7M | $205.0M | $435.8k | 10.16% | 27,815 | 397 |
| 2016Q4 | $691.4M | $617.2M | $201.0M | $2.3M | 10.25% | 27,687 | 393 |
| 2016Q3 | $684.3M | $611.0M | $199.5M | $1.8M | 10.27% | 27,506 | 391 |
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