credit union · NCUA 68661 · KY
How big is MEMBERS HERITAGE?
MEMBERS HERITAGE (KY, NCUA charter 68661) reported total assets of $590.8M, 55,277 members and a net worth ratio of 12.39% in its Call Report for 2026Q2. That ranks 697 of 4,299 federally insured credit unions by assets, 218 of 280 among credit unions with $500m-$1b in assets, 6 of 51 credit unions in kentucky.
What stands out
MEMBERS HERITAGE (KY, NCUA charter 68661) reported total assets of $590.8M, 55,277 members and a net worth ratio of 12.39% in its Call Report for 2026Q2. That ranks 697 of 4,299 federally insured credit unions by assets, 218 of 280 among credit unions with $500m-$1b in assets, 6 of 51 credit unions in kentucky. Against its size class: net worth ratio 12.39%, above the peer median of 10.59%; loan-to-share ratio 72.90%, below the peer median of 83.51%; return on assets 0.68%, below the peer median of 0.75%. At 12.39% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $590.8M | $714.8M | $56.1M | $68.3M | record → |
| Shares and deposits | $515.8M | $614.6M | $46.3M | $58.3M | record → |
| Loans outstanding | $376.0M | $502.2M | $22.8M | $34.4M | record → |
| Net income (year to date) | $2.0M | $2.5M | $184.8k | $222.2k | record → |
| Net worth | $73.2M | $74.4M | $8.2M | $9.0M | record → |
| Net worth ratio | 12.39% | 10.59% | 12.98% | 12.65% | record → |
| Loan-to-share ratio | 72.90% | 83.51% | 66.54% | 68.70% | computed |
| Return on assets | 0.68% | 0.75% | 0.64% | 0.71% | computed |
| Members | 55,277 | 41,964 | 4,475 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $590.8M | $515.8M | $376.0M | $2.0M | 12.39% | 55,277 | 697 |
| 2026Q1 | $583.6M | $509.8M | $369.4M | $723.6k | 12.32% | 54,828 | 701 |
| 2025Q4 | $564.0M | $490.8M | $363.9M | $4.7M | 12.69% | 54,440 | 703 |
| 2025Q3 | $558.5M | $485.1M | $361.9M | $3.6M | 12.63% | 54,565 | 703 |
| 2025Q2 | $559.7M | $488.4M | $361.5M | $2.0M | 12.32% | 54,997 | 702 |
| 2025Q1 | $557.6M | $487.8M | $361.8M | $904.3k | 12.16% | 54,671 | 704 |
| 2024Q4 | $536.0M | $467.8M | $365.6M | $4.7M | 12.56% | 54,391 | 706 |
| 2024Q3 | $537.1M | $468.6M | $371.8M | $3.8M | 12.36% | 54,348 | 704 |
| 2024Q2 | $538.3M | $470.7M | $367.1M | $2.4M | 12.07% | 53,940 | 703 |
| 2024Q1 | $538.4M | $472.8M | $362.0M | $1.1M | 11.83% | 53,502 | 705 |
| 2023Q4 | $522.4M | $459.0M | $363.0M | $4.7M | 12.06% | 52,942 | 711 |
| 2023Q3 | $518.9M | $456.0M | $360.6M | $3.6M | 11.92% | 52,942 | 709 |
| 2023Q2 | $516.1M | $456.7M | $361.6M | $2.4M | 11.75% | 52,680 | 711 |
| 2023Q1 | $514.7M | $455.8M | $346.3M | $1.3M | 11.61% | 51,743 | 710 |
| 2022Q4 | $509.1M | $452.2M | $328.5M | $3.5M | 11.47% | 50,742 | 714 |
| 2022Q3 | $513.9M | $458.4M | $311.5M | $1.9M | 11.06% | 50,015 | 710 |
| 2022Q2 | $521.4M | $468.0M | $292.4M | $876.1k | 10.70% | 49,358 | 701 |
| 2022Q1 | $518.3M | $465.3M | $284.5M | $319.4k | 10.66% | 49,076 | 701 |
| 2021Q4 | $502.0M | $449.6M | $284.7M | $1.5M | 10.94% | 48,830 | 702 |
| 2021Q3 | $496.9M | $444.7M | $278.7M | $819.0k | 10.91% | 48,536 | 697 |
| 2021Q2 | $490.1M | $440.5M | $267.3M | $458.7k | 10.99% | 48,110 | 697 |
| 2021Q1 | $484.9M | $435.6M | $258.8M | $259.3k | 11.06% | 47,726 | 700 |
| 2020Q4 | $459.0M | $410.4M | $256.1M | $2.1M | 12.16% | 47,650 | 697 |
| 2020Q3 | $445.8M | $397.0M | $257.9M | $1.8M | 11.91% | 47,656 | 695 |
| 2020Q2 | $437.8M | $388.7M | $260.4M | $-74.7k | 11.69% | 47,403 | 697 |
| 2020Q1 | $407.2M | $358.6M | $265.0M | $115.2k | 12.62% | 47,100 | 700 |
| 2019Q4 | $387.2M | $339.2M | $271.2M | $3.0M | 13.24% | 46,825 | 704 |
| 2019Q3 | $378.5M | $330.3M | $273.5M | $2.7M | 13.48% | 46,919 | 705 |
| 2019Q2 | $379.9M | $331.9M | $272.0M | $1.8M | 13.19% | 46,600 | 703 |
| 2019Q1 | $376.3M | $329.5M | $268.6M | $907.9k | 13.08% | 45,889 | 710 |
| 2018Q4 | $366.1M | $321.1M | $265.0M | $2.9M | 13.19% | 45,335 | 703 |
| 2018Q3 | $366.9M | $321.6M | $258.1M | $2.2M | 12.99% | 45,142 | 701 |
| 2018Q2 | $372.6M | $327.6M | $246.5M | $1.1M | 12.49% | 44,387 | 694 |
| 2018Q1 | $372.1M | $328.3M | $235.0M | $564.7k | 12.36% | 44,024 | 686 |
| 2017Q4 | $363.7M | $320.8M | $228.2M | $1.3M | 12.49% | 45,590 | 682 |
| 2017Q3 | $364.8M | $322.1M | $226.2M | $854.0k | 12.34% | 45,655 | 678 |
| 2017Q2 | $367.9M | $326.8M | $219.8M | $803.5k | 12.22% | 45,461 | 670 |
| 2017Q1 | $372.2M | $331.6M | $211.2M | $469.3k | 11.99% | 44,917 | 665 |
| 2016Q4 | $369.7M | $328.6M | $207.1M | $1.4M | 11.95% | 44,760 | 659 |
| 2016Q3 | $358.8M | $318.1M | $209.8M | $787.6k | 12.13% | 46,071 | 666 |
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