credit union · NCUA 68658 · IN
How big is FINANCIAL CENTER FIRST?
FINANCIAL CENTER FIRST (IN, NCUA charter 68658) reported total assets of $961.8M, 56,404 members and a net worth ratio of 11.13% in its Call Report for 2026Q2. That ranks 489 of 4,299 federally insured credit unions by assets, 10 of 280 among credit unions with $500m-$1b in assets, 16 of 121 credit unions in indiana.
What stands out
FINANCIAL CENTER FIRST (IN, NCUA charter 68658) reported total assets of $961.8M, 56,404 members and a net worth ratio of 11.13% in its Call Report for 2026Q2. That ranks 489 of 4,299 federally insured credit unions by assets, 10 of 280 among credit unions with $500m-$1b in assets, 16 of 121 credit unions in indiana. Against its size class: net worth ratio 11.13%, above the peer median of 10.59%; loan-to-share ratio 82.61%, below the peer median of 83.51%; return on assets 0.33%, below the peer median of 0.75%. At 11.13% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $961.8M | $714.8M | $59.4M | $68.3M | record → |
| Shares and deposits | $817.0M | $614.6M | $49.8M | $58.3M | record → |
| Loans outstanding | $675.0M | $502.2M | $31.4M | $34.4M | record → |
| Net income (year to date) | $1.6M | $2.5M | $269.0k | $222.2k | record → |
| Net worth | $107.0M | $74.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 11.13% | 10.59% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 82.61% | 83.51% | 68.92% | 68.70% | computed |
| Return on assets | 0.33% | 0.75% | 0.82% | 0.71% | computed |
| Members | 56,404 | 41,964 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $961.8M | $817.0M | $675.0M | $1.6M | 11.13% | 56,404 | 489 |
| 2026Q1 | $952.6M | $820.7M | $647.1M | $647.6k | 11.14% | 56,289 | 492 |
| 2025Q4 | $952.2M | $808.5M | $641.2M | $775.5k | 11.07% | 58,129 | 487 |
| 2025Q3 | $889.3M | $777.1M | $577.8M | $980.2k | 12.08% | 59,008 | 506 |
| 2025Q2 | $920.6M | $793.9M | $553.7M | $275.6k | 11.58% | 60,309 | 488 |
| 2025Q1 | $901.4M | $783.3M | $528.6M | $131.2k | 10.67% | 58,212 | 491 |
| 2024Q4 | $883.6M | $767.8M | $505.1M | $1.5M | 10.87% | 62,768 | 491 |
| 2024Q3 | $880.4M | $765.1M | $716.4M | $761.2k | 11.04% | 63,043 | 493 |
| 2024Q2 | $872.9M | $760.0M | $711.8M | $-25.9k | 11.04% | 63,401 | 497 |
| 2024Q1 | $873.0M | $759.5M | $680.1M | $36.9k | 11.05% | 66,355 | 504 |
| 2023Q4 | $841.9M | $728.2M | $685.6M | $7.9M | 11.45% | 68,375 | 507 |
| 2023Q3 | $833.9M | $726.9M | $691.2M | $3.1M | 11.20% | 68,289 | 504 |
| 2023Q2 | $827.1M | $719.2M | $688.3M | $2.5M | 11.22% | 68,375 | 510 |
| 2023Q1 | $849.2M | $742.5M | $681.7M | $1.4M | 10.78% | 68,528 | 496 |
| 2022Q4 | $839.9M | $728.4M | $681.6M | $4.9M | 10.81% | 78,251 | 499 |
| 2022Q3 | $846.4M | $737.8M | $650.3M | $5.9M | 10.84% | 77,145 | 494 |
| 2022Q2 | $819.6M | $712.7M | $634.5M | $2.5M | 10.79% | 77,663 | 501 |
| 2022Q1 | $830.9M | $723.4M | $616.5M | $1.6M | 10.54% | 77,070 | 495 |
| 2021Q4 | $817.3M | $708.2M | $625.6M | $4.4M | 10.51% | 76,690 | 490 |
| 2021Q3 | $804.3M | $695.1M | $637.5M | $3.4M | 10.56% | 76,718 | 491 |
| 2021Q2 | $791.4M | $683.9M | $632.1M | $1.4M | 10.48% | 79,146 | 493 |
| 2021Q1 | $801.0M | $695.3M | $612.1M | $321.4k | 10.21% | 80,684 | 489 |
| 2020Q4 | $760.8M | $655.3M | $595.3M | $3.0M | 10.71% | 80,872 | 480 |
| 2020Q3 | $647.1M | $546.9M | $521.5M | $1.9M | 11.85% | 70,460 | 531 |
| 2020Q2 | $632.5M | $533.8M | $505.5M | $735.1k | 11.94% | 69,463 | 533 |
| 2020Q1 | $609.9M | $511.5M | $481.0M | $775.7k | 12.39% | 68,778 | 517 |
| 2019Q4 | $585.5M | $489.7M | $479.3M | $2.8M | 12.60% | 67,879 | 521 |
| 2019Q3 | $573.1M | $478.4M | $458.4M | $1.5M | 12.54% | 64,574 | 520 |
| 2019Q2 | $571.3M | $477.5M | $445.7M | $1.5M | 12.58% | 63,364 | 521 |
| 2019Q1 | $576.7M | $484.0M | $447.3M | $762.4k | 12.33% | 62,993 | 517 |
| 2018Q4 | $560.2M | $468.6M | $460.0M | $3.7M | 12.56% | 62,236 | 512 |
| 2018Q3 | $557.6M | $465.7M | $460.3M | $3.1M | 12.51% | 61,261 | 511 |
| 2018Q2 | $564.5M | $473.5M | $463.7M | $2.2M | 12.19% | 60,883 | 504 |
| 2018Q1 | $570.4M | $480.8M | $455.3M | $1.2M | 11.89% | 60,132 | 497 |
| 2017Q4 | $542.3M | $454.2M | $452.3M | $2.8M | 12.29% | 59,056 | 506 |
| 2017Q3 | $537.4M | $449.5M | $439.4M | $2.1M | 12.27% | 58,201 | 506 |
| 2017Q2 | $538.2M | $451.0M | $436.3M | $1.4M | 12.13% | 57,225 | 500 |
| 2017Q1 | $536.1M | $449.9M | $422.4M | $450.4k | 12.00% | 56,190 | 502 |
| 2016Q4 | $520.0M | $434.5M | $417.7M | $2.5M | 12.28% | 55,106 | 497 |
| 2016Q3 | $525.9M | $440.9M | $406.0M | $1.8M | 12.02% | 53,725 | 488 |
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