credit union · NCUA 68646 · MI
How big is FINANCIAL PLUS?
FINANCIAL PLUS (MI, NCUA charter 68646) reported total assets of $1.7B, 81,851 members and a net worth ratio of 11.71% in its Call Report for 2026Q2. That ranks 301 of 4,299 federally insured credit unions by assets, 276 of 454 among credit unions with $1b-$10b in assets, 16 of 169 credit unions in michigan.
What stands out
FINANCIAL PLUS (MI, NCUA charter 68646) reported total assets of $1.7B, 81,851 members and a net worth ratio of 11.71% in its Call Report for 2026Q2. That ranks 301 of 4,299 federally insured credit unions by assets, 276 of 454 among credit unions with $1b-$10b in assets, 16 of 169 credit unions in michigan. Against its size class: net worth ratio 11.71%, above the peer median of 10.89%; loan-to-share ratio 89.56%, above the peer median of 88.03%; return on assets 0.90%, above the peer median of 0.80%. At 11.71% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.7B | $2.1B | $186.5M | $68.3M | record → |
| Shares and deposits | $1.4B | $1.8B | $160.8M | $58.3M | record → |
| Loans outstanding | $1.2B | $1.5B | $115.9M | $34.4M | record → |
| Net income (year to date) | $7.5M | $8.3M | $792.8k | $222.2k | record → |
| Net worth | $195.5M | $244.6M | $22.8M | $9.0M | record → |
| Net worth ratio | 11.71% | 10.89% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 89.56% | 88.03% | 68.71% | 68.70% | computed |
| Return on assets | 0.90% | 0.80% | 0.92% | 0.71% | computed |
| Members | 81,851 | 115,183 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.7B | $1.4B | $1.2B | $7.5M | 11.71% | 81,851 | 301 |
| 2026Q1 | $1.6B | $1.3B | $1.2B | $3.7M | 11.66% | 80,867 | 303 |
| 2025Q4 | $1.6B | $1.3B | $1.2B | $16.2M | 11.82% | 80,502 | 309 |
| 2025Q3 | $1.5B | $1.2B | $1.1B | $11.6M | 12.01% | 83,014 | 310 |
| 2025Q2 | $1.5B | $1.2B | $1.1B | $6.7M | 11.86% | 82,199 | 316 |
| 2025Q1 | $1.5B | $1.2B | $1.1B | $2.7M | 11.84% | 81,260 | 320 |
| 2024Q4 | $1.4B | $1.1B | $986.9M | $12.0M | 12.29% | 80,417 | 332 |
| 2024Q3 | $1.4B | $1.1B | $940.5M | $9.9M | 12.40% | 81,195 | 336 |
| 2024Q2 | $1.4B | $1.1B | $915.9M | $6.5M | 12.34% | 81,022 | 344 |
| 2024Q1 | $1.4B | $1.1B | $914.9M | $3.1M | 11.99% | 81,166 | 341 |
| 2023Q4 | $1.3B | $1.1B | $921.7M | $9.5M | 12.59% | 81,895 | 358 |
| 2023Q3 | $1.3B | $1.1B | $907.4M | $5.3M | 12.47% | 82,014 | 358 |
| 2023Q2 | $1.3B | $1.1B | $892.5M | $2.9M | 11.91% | 81,595 | 346 |
| 2023Q1 | $1.3B | $1.1B | $852.0M | $1.4M | 12.07% | 81,345 | 358 |
| 2022Q4 | $1.2B | $1.1B | $833.4M | $7.4M | 12.55% | 81,546 | 364 |
| 2022Q3 | $1.2B | $1.1B | $820.8M | $4.8M | 12.27% | 83,181 | 357 |
| 2022Q2 | $813.3M | $709.1M | $544.4M | $4.1M | 11.31% | 58,357 | 505 |
| 2022Q1 | $831.0M | $703.5M | $510.0M | $2.0M | 10.82% | 57,891 | 493 |
| 2021Q4 | $802.7M | $680.4M | $498.2M | $8.7M | 10.94% | 57,667 | 502 |
| 2021Q3 | $786.1M | $666.8M | $485.1M | $5.9M | 10.82% | 57,314 | 503 |
| 2021Q2 | $780.2M | $667.8M | $460.8M | $3.2M | 10.56% | 56,646 | 501 |
| 2021Q1 | $753.8M | $660.5M | $418.7M | $1.6M | 10.70% | 55,566 | 507 |
| 2020Q4 | $699.1M | $605.9M | $395.4M | $1.7M | 11.32% | 55,359 | 511 |
| 2020Q3 | $675.5M | $580.9M | $377.3M | $1.2M | 11.64% | 55,377 | 513 |
| 2020Q2 | $662.3M | $569.6M | $360.8M | $140.8k | 11.71% | 55,079 | 515 |
| 2020Q1 | $603.0M | $514.5M | $349.3M | $147.8k | 12.86% | 55,728 | 523 |
| 2019Q4 | $569.7M | $486.9M | $340.7M | $2.4M | 13.59% | 55,665 | 529 |
| 2019Q3 | $563.2M | $480.5M | $343.9M | $2.2M | 13.70% | 55,750 | 527 |
| 2019Q2 | $566.7M | $483.0M | $350.0M | $1.4M | 13.48% | 55,799 | 526 |
| 2019Q1 | $556.8M | $475.2M | $359.2M | $691.5k | 13.60% | 56,051 | 529 |
| 2018Q4 | $536.8M | $459.6M | $370.7M | $3.1M | 13.97% | 56,149 | 527 |
| 2018Q3 | $530.9M | $451.8M | $374.6M | $2.7M | 14.06% | 56,228 | 529 |
| 2018Q2 | $549.9M | $472.3M | $369.5M | $1.9M | 13.42% | 55,911 | 514 |
| 2018Q1 | $541.3M | $465.0M | $365.8M | $1.1M | 13.48% | 55,725 | 519 |
| 2017Q4 | $520.5M | $443.7M | $379.0M | $2.9M | 13.81% | 55,730 | 518 |
| 2017Q3 | $515.9M | $439.0M | $383.4M | $2.7M | 13.90% | 55,765 | 519 |
| 2017Q2 | $533.6M | $458.1M | $379.1M | $1.8M | 13.25% | 55,310 | 503 |
| 2017Q1 | $529.2M | $445.7M | $369.1M | $871.6k | 13.20% | 54,611 | 507 |
| 2016Q4 | $501.3M | $418.4M | $364.4M | $2.9M | 13.76% | 53,918 | 510 |
| 2016Q3 | $489.9M | $416.7M | $354.4M | $1.7M | 13.82% | 52,952 | 516 |
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