credit union · NCUA 68641 · MI
How big is CORNERSTONE COMMUNITY FINANCIAL?
CORNERSTONE COMMUNITY FINANCIAL (MI, NCUA charter 68641) reported total assets of $470.1M, 25,860 members and a net worth ratio of 12.05% in its Call Report for 2026Q2. That ranks 785 of 4,299 federally insured credit unions by assets, 26 of 1,061 among credit unions with $100m-$500m in assets, 48 of 169 credit unions in michigan.
What stands out
CORNERSTONE COMMUNITY FINANCIAL (MI, NCUA charter 68641) reported total assets of $470.1M, 25,860 members and a net worth ratio of 12.05% in its Call Report for 2026Q2. That ranks 785 of 4,299 federally insured credit unions by assets, 26 of 1,061 among credit unions with $100m-$500m in assets, 48 of 169 credit unions in michigan. Against its size class: net worth ratio 12.05%, above the peer median of 11.65%; loan-to-share ratio 104.30%, above the peer median of 73.15%; return on assets 0.66%, below the peer median of 0.74%. At 12.05% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $470.1M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $361.8M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $377.3M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $1.5M | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $56.6M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 12.05% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 104.30% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 0.66% | 0.74% | 0.92% | 0.71% | computed |
| Members | 25,860 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $470.1M | $361.8M | $377.3M | $1.5M | 12.05% | 25,860 | 785 |
| 2026Q1 | $479.6M | $372.9M | $372.3M | $820.3k | 11.66% | 25,722 | 780 |
| 2025Q4 | $467.2M | $361.7M | $376.4M | $3.9M | 12.95% | 25,607 | 785 |
| 2025Q3 | $445.0M | $334.1M | $378.7M | $2.8M | 12.81% | 25,460 | 802 |
| 2025Q2 | $442.6M | $339.3M | $375.6M | $1.5M | 12.98% | 25,210 | 804 |
| 2025Q1 | $437.7M | $335.2M | $369.9M | $731.1k | 12.41% | 25,054 | 809 |
| 2024Q4 | $425.0M | $323.2M | $361.2M | $2.3M | 12.41% | 24,772 | 816 |
| 2024Q3 | $410.6M | $308.3M | $349.5M | $1.9M | 12.76% | 24,424 | 834 |
| 2024Q2 | $416.7M | $322.8M | $337.3M | $1.6M | 12.44% | 24,124 | 828 |
| 2024Q1 | $425.3M | $332.2M | $336.6M | $523.3k | 12.32% | 24,089 | 813 |
| 2023Q4 | $407.1M | $313.8M | $344.1M | $2.3M | 12.26% | 24,038 | 828 |
| 2023Q3 | $405.2M | $312.0M | $340.7M | $2.5M | 12.67% | 23,904 | 826 |
| 2023Q2 | $400.2M | $305.9M | $339.0M | $1.7M | 12.62% | 23,887 | 836 |
| 2023Q1 | $413.1M | $330.0M | $338.8M | $875.1k | 12.03% | 24,038 | 823 |
| 2022Q4 | $410.8M | $328.4M | $345.4M | $4.7M | 11.94% | 24,248 | 820 |
| 2022Q3 | $391.9M | $318.0M | $321.8M | $4.1M | 12.35% | 23,934 | 846 |
| 2022Q2 | $372.5M | $309.0M | $303.2M | $2.7M | 12.62% | 23,359 | 867 |
| 2022Q1 | $380.8M | $316.1M | $292.7M | $1.3M | 11.97% | 23,308 | 856 |
| 2021Q4 | $372.8M | $308.9M | $294.4M | $4.2M | 11.89% | 23,526 | 857 |
| 2021Q3 | $347.8M | $284.8M | $289.2M | $3.4M | 12.51% | 23,678 | 885 |
| 2021Q2 | $353.1M | $292.0M | $275.7M | $1.7M | 11.84% | 23,574 | 871 |
| 2021Q1 | $355.3M | $295.5M | $264.9M | $651.7k | 11.46% | 23,345 | 860 |
| 2020Q4 | $329.9M | $270.5M | $263.0M | $1.9M | 12.14% | 23,552 | 861 |
| 2020Q3 | $335.8M | $277.2M | $260.6M | $1.1M | 11.69% | 23,642 | 842 |
| 2020Q2 | $324.0M | $266.5M | $253.2M | $407.5k | 11.91% | 23,537 | 851 |
| 2020Q1 | $298.9M | $242.4M | $253.0M | $299.0k | 12.87% | 23,685 | 856 |
| 2019Q4 | $289.5M | $235.7M | $258.9M | $1.5M | 13.18% | 23,771 | 855 |
| 2019Q3 | $293.2M | $239.7M | $255.5M | $1.0M | 12.85% | 23,764 | 840 |
| 2019Q2 | $295.8M | $238.8M | $248.8M | $633.3k | 12.61% | 23,571 | 833 |
| 2019Q1 | $294.2M | $237.7M | $246.8M | $381.6k | 12.59% | 23,379 | 836 |
| 2018Q4 | $285.2M | $230.1M | $249.7M | $2.0M | 12.86% | 23,335 | 839 |
| 2018Q3 | $283.8M | $227.6M | $254.0M | $2.0M | 12.92% | 23,338 | 840 |
| 2018Q2 | $283.9M | $232.9M | $248.9M | $1.2M | 12.61% | 23,055 | 839 |
| 2018Q1 | $286.1M | $236.1M | $241.6M | $471.0k | 12.27% | 22,846 | 828 |
| 2017Q4 | $270.7M | $224.2M | $239.8M | $1.9M | 12.79% | 22,752 | 839 |
| 2017Q3 | $269.9M | $224.5M | $237.1M | $1.5M | 12.66% | 22,792 | 835 |
| 2017Q2 | $278.4M | $231.9M | $236.1M | $1.0M | 12.11% | 22,808 | 813 |
| 2017Q1 | $280.9M | $235.1M | $229.0M | $332.6k | 11.76% | 27,039 | 809 |
| 2016Q4 | $273.8M | $227.4M | $239.1M | $1.3M | 11.95% | 27,511 | 807 |
| 2016Q3 | $278.2M | $224.8M | $249.0M | $1.0M | 11.66% | 27,709 | 794 |
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