credit union · NCUA 68639 · MD
How big is HAR-CO?
HAR-CO (MD, NCUA charter 68639) reported total assets of $286.4M, 13,597 members and a net worth ratio of 9.74% in its Call Report for 2026Q2. That ranks 1065 of 4,299 federally insured credit unions by assets, 306 of 1,061 among credit unions with $100m-$500m in assets, 26 of 60 credit unions in maryland.
What stands out
HAR-CO (MD, NCUA charter 68639) reported total assets of $286.4M, 13,597 members and a net worth ratio of 9.74% in its Call Report for 2026Q2. That ranks 1065 of 4,299 federally insured credit unions by assets, 306 of 1,061 among credit unions with $100m-$500m in assets, 26 of 60 credit unions in maryland. Against its size class: net worth ratio 9.74%, below the peer median of 11.65%; loan-to-share ratio 74.79%, above the peer median of 73.15%; return on assets 0.64%, below the peer median of 0.74%. At 9.74% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $286.4M | $198.1M | $162.8M | $68.3M | record → |
| Shares and deposits | $257.0M | $172.3M | $141.6M | $58.3M | record → |
| Loans outstanding | $192.3M | $125.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $923.0k | $766.3k | $491.6k | $222.2k | record → |
| Net worth | $27.0M | $24.5M | $26.0M | $9.0M | record → |
| Net worth ratio | 9.74% | 11.65% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 74.79% | 73.15% | 69.60% | 68.70% | computed |
| Return on assets | 0.64% | 0.74% | 0.52% | 0.71% | computed |
| Members | 13,597 | 13,230 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $286.4M | $257.0M | $192.3M | $923.0k | 9.74% | 13,597 | 1065 |
| 2026Q1 | $285.5M | $256.6M | $190.9M | $361.6k | 9.65% | 13,626 | 1068 |
| 2025Q4 | $271.9M | $243.0M | $190.1M | $2.0M | 9.80% | 13,601 | 1086 |
| 2025Q3 | $264.8M | $236.5M | $187.3M | $1.5M | 9.65% | 13,773 | 1098 |
| 2025Q2 | $273.0M | $244.5M | $185.2M | $985.6k | 9.19% | 13,803 | 1083 |
| 2025Q1 | $271.9M | $244.5M | $182.1M | $474.5k | 9.44% | 13,789 | 1085 |
| 2024Q4 | $260.6M | $233.9M | $182.1M | $1.7M | 9.48% | 13,725 | 1093 |
| 2024Q3 | $252.6M | $226.2M | $183.7M | $1.2M | 9.38% | 13,769 | 1112 |
| 2024Q2 | $256.7M | $230.3M | $179.0M | $887.8k | 9.26% | 13,745 | 1103 |
| 2024Q1 | $255.5M | $230.0M | $172.5M | $349.7k | 9.12% | 13,731 | 1111 |
| 2023Q4 | $247.8M | $222.2M | $172.5M | $2.2M | 9.17% | 13,713 | 1119 |
| 2023Q3 | $246.5M | $221.6M | $172.7M | $1.8M | 8.99% | 13,846 | 1117 |
| 2023Q2 | $250.2M | $226.1M | $169.0M | $1.2M | 8.70% | 13,859 | 1114 |
| 2023Q1 | $250.8M | $227.0M | $159.5M | $580.1k | 8.47% | 13,881 | 1116 |
| 2022Q4 | $245.2M | $222.0M | $155.2M | $1.4M | 8.29% | 13,946 | 1123 |
| 2022Q3 | $246.9M | $226.1M | $142.4M | $862.7k | 8.03% | 14,067 | 1120 |
| 2022Q2 | $252.4M | $231.8M | $134.8M | $372.2k | 7.89% | 14,301 | 1111 |
| 2022Q1 | $248.1M | $228.6M | $122.6M | $-147.8k | 7.84% | 14,360 | 1119 |
| 2021Q4 | $238.8M | $219.0M | $122.7M | $104.1k | 8.09% | 14,428 | 1134 |
| 2021Q3 | $234.3M | $214.6M | $127.6M | $53.7k | 8.27% | 14,592 | 1135 |
| 2021Q2 | $232.0M | $212.5M | $131.0M | $-32.4k | 8.50% | 14,486 | 1135 |
| 2021Q1 | $226.2M | $206.7M | $131.6M | $-58.0k | 8.72% | 14,450 | 1149 |
| 2020Q4 | $216.1M | $195.9M | $133.8M | $-171.1k | 9.11% | 14,511 | 1136 |
| 2020Q3 | $207.4M | $187.7M | $129.4M | $-189.6k | 9.38% | 14,589 | 1141 |
| 2020Q2 | $208.1M | $188.5M | $131.8M | $-228.6k | 9.63% | 14,577 | 1123 |
| 2020Q1 | $192.3M | $172.7M | $134.1M | $1.3k | 10.02% | 14,618 | 1123 |
| 2019Q4 | $189.3M | $169.1M | $135.8M | $112.1k | 10.10% | 14,741 | 1109 |
| 2019Q3 | $185.6M | $165.7M | $136.9M | $276.5k | 10.26% | 14,952 | 1117 |
| 2019Q2 | $192.3M | $172.6M | $128.4M | $133.2k | 9.97% | 14,958 | 1092 |
| 2019Q1 | $191.9M | $172.5M | $122.1M | $78.6k | 10.05% | 14,974 | 1096 |
| 2018Q4 | $188.0M | $168.1M | $124.0M | $313.1k | 10.14% | 15,312 | 1094 |
| 2018Q3 | $186.6M | $167.0M | $121.8M | $676.9k | 10.25% | 15,392 | 1093 |
| 2018Q2 | $195.8M | $176.3M | $119.0M | $416.9k | 9.92% | 15,257 | 1065 |
| 2018Q1 | $191.5M | $173.1M | $119.2M | $149.1k | 9.97% | 15,314 | 1084 |
| 2017Q4 | $187.8M | $169.3M | $119.0M | $584.6k | 10.04% | 15,308 | 1077 |
| 2017Q3 | $186.2M | $167.6M | $119.6M | $420.3k | 9.87% | 15,545 | 1079 |
| 2017Q2 | $192.3M | $173.4M | $119.2M | $214.8k | 9.47% | 15,608 | 1057 |
| 2017Q1 | $193.0M | $174.4M | $117.6M | $61.9k | 9.50% | 15,775 | 1055 |
| 2016Q4 | $190.1M | $171.6M | $117.4M | $304.6k | 9.54% | 15,971 | 1042 |
| 2016Q3 | $188.9M | $169.9M | $115.5M | $183.3k | 9.40% | 16,183 | 1041 |
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