credit union · NCUA 68531 · NC
How big is MOUNTAIN?
MOUNTAIN (NC, NCUA charter 68531) reported total assets of $372.4M, 31,379 members and a net worth ratio of 11.22% in its Call Report for 2026Q2. That ranks 917 of 4,299 federally insured credit unions by assets, 158 of 1,061 among credit unions with $100m-$500m in assets, 16 of 57 credit unions in north carolina.
What stands out
MOUNTAIN (NC, NCUA charter 68531) reported total assets of $372.4M, 31,379 members and a net worth ratio of 11.22% in its Call Report for 2026Q2. That ranks 917 of 4,299 federally insured credit unions by assets, 158 of 1,061 among credit unions with $100m-$500m in assets, 16 of 57 credit unions in north carolina. Against its size class: net worth ratio 11.22%, below the peer median of 11.65%; loan-to-share ratio 65.40%, below the peer median of 73.15%; return on assets 0.59%, below the peer median of 0.74%. At 11.22% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $372.4M | $198.1M | $85.1M | $68.3M | record → |
| Shares and deposits | $327.2M | $172.3M | $75.2M | $58.3M | record → |
| Loans outstanding | $214.0M | $125.2M | $53.2M | $34.4M | record → |
| Net income (year to date) | $1.1M | $766.3k | $205.3k | $222.2k | record → |
| Net worth | $41.8M | $24.5M | $10.0M | $9.0M | record → |
| Net worth ratio | 11.22% | 11.65% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 65.40% | 73.15% | 76.67% | 68.70% | computed |
| Return on assets | 0.59% | 0.74% | 0.58% | 0.71% | computed |
| Members | 31,379 | 13,230 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $372.4M | $327.2M | $214.0M | $1.1M | 11.22% | 31,379 | 917 |
| 2026Q1 | $370.2M | $325.5M | $208.0M | $441.1k | 11.11% | 31,225 | 917 |
| 2025Q4 | $365.9M | $322.8M | $203.7M | $2.9M | 11.12% | 31,129 | 916 |
| 2025Q3 | $359.6M | $317.2M | $201.9M | $2.3M | 11.24% | 31,082 | 921 |
| 2025Q2 | $362.3M | $320.9M | $203.2M | $1.5M | 10.93% | 31,032 | 915 |
| 2025Q1 | $356.1M | $318.0M | $204.5M | $646.5k | 10.88% | 30,923 | 927 |
| 2024Q4 | $348.0M | $309.8M | $208.4M | $2.8M | 10.96% | 30,856 | 931 |
| 2024Q3 | $339.7M | $303.5M | $210.7M | $2.0M | 11.09% | 30,784 | 945 |
| 2024Q2 | $345.0M | $305.5M | $215.4M | $1.4M | 10.74% | 30,759 | 933 |
| 2024Q1 | $341.8M | $303.0M | $221.6M | $686.3k | 10.63% | 30,602 | 942 |
| 2023Q4 | $341.0M | $303.2M | $222.7M | $4.4M | 10.40% | 30,368 | 934 |
| 2023Q3 | $340.0M | $303.5M | $220.2M | $3.7M | 10.27% | 30,133 | 931 |
| 2023Q2 | $338.8M | $304.9M | $215.9M | $2.4M | 9.91% | 29,931 | 933 |
| 2023Q1 | $333.8M | $300.6M | $214.5M | $1.0M | 9.78% | 29,758 | 948 |
| 2022Q4 | $333.1M | $299.8M | $208.2M | $5.0M | 9.52% | 29,508 | 938 |
| 2022Q3 | $331.3M | $299.7M | $198.7M | $3.9M | 9.23% | 29,323 | 936 |
| 2022Q2 | $331.4M | $302.5M | $191.0M | $1.5M | 8.50% | 29,112 | 935 |
| 2022Q1 | $327.5M | $299.7M | $183.8M | $673.3k | 8.28% | 28,866 | 944 |
| 2021Q4 | $320.7M | $293.6M | $174.8M | $2.5M | 8.24% | 28,550 | 943 |
| 2021Q3 | $302.3M | $276.1M | $172.3M | $1.8M | 8.51% | 28,382 | 965 |
| 2021Q2 | $292.9M | $267.5M | $166.3M | $1.1M | 8.40% | 28,005 | 976 |
| 2021Q1 | $280.6M | $256.0M | $150.1M | $436.9k | 8.52% | 27,560 | 1003 |
| 2020Q4 | $264.6M | $240.4M | $142.6M | $879.5k | 8.87% | 27,245 | 999 |
| 2020Q3 | $248.6M | $225.0M | $140.1M | $446.7k | 9.26% | 27,190 | 1020 |
| 2020Q2 | $241.5M | $217.0M | $138.0M | $72.7k | 9.37% | 26,945 | 1024 |
| 2020Q1 | $221.1M | $197.0M | $136.9M | $39.6k | 10.22% | 26,744 | 1036 |
| 2019Q4 | $223.4M | $198.6M | $138.1M | $851.1k | 10.08% | 26,608 | 1013 |
| 2019Q3 | $220.4M | $195.3M | $138.1M | $672.9k | 10.14% | 26,577 | 1018 |
| 2019Q2 | $219.5M | $194.3M | $139.0M | $354.3k | 10.03% | 25,302 | 1022 |
| 2019Q1 | $223.2M | $198.4M | $138.4M | $184.0k | 9.82% | 24,953 | 1007 |
| 2018Q4 | $211.2M | $186.5M | $140.1M | $1.2M | 10.32% | 24,346 | 1029 |
| 2018Q3 | $210.8M | $177.6M | $139.2M | $862.1k | 10.19% | 24,501 | 1025 |
| 2018Q2 | $210.8M | $179.0M | $131.9M | $480.5k | 10.00% | 24,481 | 1027 |
| 2018Q1 | $204.8M | $180.9M | $119.3M | $212.8k | 10.17% | 23,326 | 1039 |
| 2017Q4 | $203.3M | $179.8M | $113.0M | $680.7k | 10.14% | 23,421 | 1033 |
| 2017Q3 | $202.2M | $178.8M | $106.3M | $355.0k | 10.03% | 23,108 | 1029 |
| 2017Q2 | $202.8M | $180.4M | $100.0M | $223.5k | 10.20% | 22,755 | 1025 |
| 2017Q1 | $190.8M | $168.3M | $101.2M | $325.6k | 10.88% | 23,105 | 1062 |
| 2016Q4 | $185.5M | $162.8M | $102.8M | $749.5k | 10.80% | 23,053 | 1057 |
| 2016Q3 | $182.9M | $161.4M | $103.2M | $727.1k | 10.94% | 22,685 | 1061 |
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