credit union · NCUA 68459 · CA
How big is USC?
USC (CA, NCUA charter 68459) reported total assets of $741.1M, 73,864 members and a net worth ratio of 10.28% in its Call Report for 2026Q2. That ranks 597 of 4,299 federally insured credit unions by assets, 118 of 280 among credit unions with $500m-$1b in assets, 80 of 239 credit unions in california.
What stands out
USC (CA, NCUA charter 68459) reported total assets of $741.1M, 73,864 members and a net worth ratio of 10.28% in its Call Report for 2026Q2. That ranks 597 of 4,299 federally insured credit unions by assets, 118 of 280 among credit unions with $500m-$1b in assets, 80 of 239 credit unions in california. Against its size class: net worth ratio 10.28%, below the peer median of 10.59%; loan-to-share ratio 94.43%, above the peer median of 83.51%; return on assets 0.48%, below the peer median of 0.75%. At 10.28% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $741.1M | $714.8M | $205.9M | $68.3M | record → |
| Shares and deposits | $638.3M | $614.6M | $179.4M | $58.3M | record → |
| Loans outstanding | $602.7M | $502.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $1.8M | $2.5M | $432.9k | $222.2k | record → |
| Net worth | $74.1M | $74.4M | $25.9M | $9.0M | record → |
| Net worth ratio | 10.28% | 10.59% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 94.43% | 83.51% | 72.15% | 68.70% | computed |
| Return on assets | 0.48% | 0.75% | 0.56% | 0.71% | computed |
| Members | 73,864 | 41,964 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $741.1M | $638.3M | $602.7M | $1.8M | 10.28% | 73,864 | 597 |
| 2026Q1 | $719.2M | $631.2M | $563.2M | $984.5k | 10.46% | 74,649 | 612 |
| 2025Q4 | $713.9M | $624.0M | $555.7M | $2.2M | 10.37% | 73,723 | 605 |
| 2025Q3 | $708.3M | $622.5M | $533.3M | $1.6M | 10.36% | 73,178 | 610 |
| 2025Q2 | $702.8M | $618.8M | $537.6M | $914.4k | 10.41% | 71,464 | 609 |
| 2025Q1 | $705.7M | $623.1M | $523.6M | $204.9k | 10.39% | 82,529 | 602 |
| 2024Q4 | $693.8M | $613.1M | $530.1M | $1.4M | 10.54% | 81,988 | 600 |
| 2024Q3 | $737.5M | $618.5M | $517.1M | $1.5M | 9.93% | 81,740 | 574 |
| 2024Q2 | $736.4M | $622.1M | $515.2M | $881.2k | 9.89% | 80,203 | 575 |
| 2024Q1 | $739.5M | $627.2M | $526.0M | $272.1k | 9.89% | 79,594 | 568 |
| 2023Q4 | $764.9M | $627.3M | $521.1M | $1.7M | 9.77% | 78,921 | 550 |
| 2023Q3 | $720.7M | $638.2M | $522.7M | $1.3M | 10.06% | 78,708 | 570 |
| 2023Q2 | $742.2M | $655.3M | $529.5M | $1.3M | 9.81% | 77,332 | 558 |
| 2023Q1 | $765.3M | $676.9M | $536.8M | $835.0k | 9.51% | 78,583 | 544 |
| 2022Q4 | $766.6M | $695.7M | $539.1M | $2.0M | 9.33% | 78,040 | 536 |
| 2022Q3 | $755.9M | $704.9M | $518.7M | $877.3k | 8.26% | 77,498 | 539 |
| 2022Q2 | $754.8M | $696.4M | $489.1M | $724.6k | 8.25% | 75,734 | 532 |
| 2022Q1 | $767.7M | $709.0M | $447.2M | $258.1k | 8.17% | 77,010 | 522 |
| 2021Q4 | $766.2M | $700.4M | $428.0M | $2.7M | 8.25% | 77,941 | 517 |
| 2021Q3 | $752.3M | $686.6M | $419.9M | $2.1M | 8.36% | 77,547 | 514 |
| 2021Q2 | $741.6M | $677.9M | $409.0M | $1.4M | 8.20% | 75,804 | 511 |
| 2021Q1 | $724.4M | $661.9M | $430.7M | $867.1k | 8.37% | 77,206 | 515 |
| 2020Q4 | $697.3M | $633.8M | $446.7M | $1.4M | 8.61% | 76,670 | 512 |
| 2020Q3 | $675.0M | $613.1M | $451.3M | $591.7k | 8.36% | 76,465 | 514 |
| 2020Q2 | $659.6M | $598.3M | $451.5M | $426.6k | 8.49% | 75,834 | 518 |
| 2020Q1 | $607.0M | $549.0M | $461.0M | $376.6k | 8.81% | 78,019 | 520 |
| 2019Q4 | $592.0M | $535.6M | $458.8M | $5.2M | 8.90% | 77,191 | 516 |
| 2019Q3 | $580.4M | $524.5M | $454.5M | $4.2M | 8.90% | 76,546 | 518 |
| 2019Q2 | $570.6M | $515.2M | $463.9M | $2.8M | 8.84% | 74,262 | 524 |
| 2019Q1 | $565.5M | $512.6M | $475.0M | $1.6M | 8.81% | 73,446 | 524 |
| 2018Q4 | $549.7M | $499.4M | $481.4M | $5.3M | 8.69% | 72,757 | 522 |
| 2018Q3 | $533.6M | $483.5M | $473.3M | $4.0M | 8.59% | 72,156 | 527 |
| 2018Q2 | $521.3M | $474.2M | $465.1M | $2.7M | 8.45% | 69,957 | 532 |
| 2018Q1 | $522.5M | $477.0M | $455.1M | $1.4M | 8.32% | 72,072 | 534 |
| 2017Q4 | $512.7M | $467.5M | $450.8M | $3.7M | 8.17% | 71,125 | 528 |
| 2017Q3 | $504.9M | $460.4M | $433.5M | $2.7M | 8.13% | 70,336 | 530 |
| 2017Q2 | $494.4M | $450.6M | $408.7M | $1.7M | 8.08% | 68,164 | 537 |
| 2017Q1 | $488.2M | $445.9M | $395.8M | $666.6k | 8.06% | 69,419 | 537 |
| 2016Q4 | $475.0M | $432.9M | $381.7M | $2.2M | 8.11% | 68,589 | 534 |
| 2016Q3 | $465.8M | $423.3M | $357.5M | $1.2M | 7.76% | 67,767 | 539 |
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