credit union · NCUA 68450 · IL
How big is FIRST FINANCIAL?
FIRST FINANCIAL (IL, NCUA charter 68450) reported total assets of $221.7M, 11,801 members and a net worth ratio of 6.93% in its Call Report for 2024Q1. That ranks 1203 of 4,670 federally insured credit unions by assets, 475 of 1,104 among credit unions with $100m-$500m in assets, 39 of 209 credit unions in illinois.
What stands out
FIRST FINANCIAL (IL, NCUA charter 68450) reported total assets of $221.7M, 11,801 members and a net worth ratio of 6.93% in its Call Report for 2024Q1. That ranks 1203 of 4,670 federally insured credit unions by assets, 475 of 1,104 among credit unions with $100m-$500m in assets, 39 of 209 credit unions in illinois. Against its size class: net worth ratio 6.93%, below the peer median of 10.87%; loan-to-share ratio 124.02%, above the peer median of 74.50%; return on assets -1.29%, below the peer median of 0.54%. At 6.93% its net worth ratio is below the 7% NCUA threshold, which puts it in the "adequately capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2024Q1
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2024Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $221.7M | $198.3M | $24.8M | $58.0M | record → |
| Shares and deposits | $156.7M | $169.8M | $21.5M | $50.2M | record → |
| Loans outstanding | $194.3M | $124.2M | $11.3M | $30.8M | record → |
| Net income (year to date) | $-713.3k | $264.1k | $16.9k | $57.4k | record → |
| Net worth | $15.4M | $22.4M | $3.1M | $7.1M | record → |
| Net worth ratio | 6.93% | 10.87% | 12.66% | 11.69% | record → |
| Loan-to-share ratio | 124.02% | 74.50% | 65.61% | 70.18% | computed |
| Return on assets | -1.29% | 0.54% | 0.57% | 0.55% | computed |
| Members | 11,801 | 13,757 | 2,293 | 4,502 | record → |
Quarter by quarter
36 Call Reports on record, 2015Q2–2024Q1; the 36 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2024Q1 | $221.7M | $156.7M | $194.3M | $-713.3k | 6.93% | 11,801 | 1203 |
| 2023Q4 | $220.9M | $161.7M | $193.5M | $-400.3k | 7.28% | 11,746 | 1192 |
| 2023Q3 | $221.6M | $167.7M | $191.2M | $-219.7k | 7.40% | 11,321 | 1190 |
| 2023Q2 | $197.3M | $164.7M | $169.3M | $110.8k | 7.21% | 13,440 | 1272 |
| 2023Q1 | $181.3M | $163.9M | $153.0M | $56.5k | 7.55% | 13,375 | 1337 |
| 2022Q4 | $180.3M | $137.7M | $153.4M | $780.2k | 7.58% | 13,058 | 1332 |
| 2022Q3 | $150.3M | $123.7M | $122.1M | $644.4k | 9.00% | 12,951 | 1488 |
| 2022Q2 | $142.6M | $112.1M | $104.1M | $263.8k | 9.21% | 13,350 | 1532 |
| 2022Q1 | $123.0M | $104.9M | $89.5M | $199.8k | 10.63% | 14,651 | 1655 |
| 2021Q4 | $124.7M | $105.9M | $88.9M | $1.2M | 10.33% | 13,327 | 1630 |
| 2021Q3 | $119.5M | $103.0M | $90.1M | $804.6k | 8.81% | 11,655 | 1650 |
| 2021Q2 | $120.9M | $103.3M | $88.6M | $270.0k | 8.26% | 11,705 | 1637 |
| 2021Q1 | $116.0M | $102.0M | $75.5M | $87.7k | 8.45% | 11,577 | 1666 |
| 2020Q4 | $104.6M | $95.8M | $65.1M | $839.0k | 9.21% | 11,555 | 1720 |
| 2020Q3 | $101.7M | $90.7M | $60.2M | $660.8k | 9.30% | 11,435 | 1726 |
| 2020Q2 | $101.2M | $86.6M | $54.0M | $28.9k | 8.52% | 9,844 | 1712 |
| 2020Q1 | $91.3M | $80.8M | $56.7M | $-332.0k | 8.94% | 9,511 | 1748 |
| 2019Q4 | $91.9M | $80.0M | $56.3M | $434.3k | 9.24% | 9,446 | 1711 |
| 2019Q3 | $88.3M | $75.0M | $61.1M | $182.1k | 9.33% | 9,360 | 1743 |
| 2019Q2 | $91.7M | $79.2M | $66.6M | $54.4k | 8.84% | 9,187 | 1709 |
| 2019Q1 | $99.7M | $84.6M | $70.7M | $169.8k | 9.30% | 9,103 | 1636 |
| 2018Q4 | $96.7M | $83.0M | $70.1M | $950.5k | 9.42% | 9,095 | 1642 |
| 2018Q3 | $91.2M | $82.6M | $68.6M | $360.3k | 9.34% | 9,198 | 1699 |
| 2018Q2 | $94.0M | $79.1M | $67.0M | $236.2k | 8.76% | 9,068 | 1683 |
| 2018Q1 | $88.3M | $79.3M | $62.4M | $87.9k | 9.17% | 8,937 | 1734 |
| 2017Q4 | $86.6M | $77.8M | $58.8M | $439.0k | 9.24% | 8,909 | 1728 |
| 2017Q3 | $83.3M | $74.1M | $57.7M | $327.1k | 9.48% | 8,762 | 1780 |
| 2017Q2 | $78.4M | $69.5M | $58.0M | $151.3k | 9.83% | 8,587 | 1852 |
| 2017Q1 | $77.1M | $68.8M | $50.4M | $115.3k | 9.96% | 8,597 | 1871 |
| 2016Q4 | $73.7M | $65.5M | $50.2M | $106.6k | 10.26% | 8,398 | 1895 |
| 2016Q3 | $72.6M | $64.8M | $51.0M | $71.9k | 10.37% | 8,403 | 1905 |
| 2016Q2 | $72.2M | $64.1M | $48.0M | $79.7k | 10.44% | 8,382 | 1907 |
| 2016Q1 | $71.4M | $63.2M | $49.5M | $63.5k | 10.53% | 8,227 | 1918 |
| 2015Q4 | $70.3M | $62.5M | $50.9M | $90.3k | 10.76% | 8,339 | 1910 |
| 2015Q3 | $69.4M | $61.4M | $47.4M | $136.3k | 10.96% | 8,338 | 1911 |
| 2015Q2 | $70.6M | $62.7M | $47.5M | $98.4k | 10.73% | 8,276 | 1909 |
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