credit union · NCUA 68448 · IL
How big is CITIZENS EQUITY FIRST?
CITIZENS EQUITY FIRST (IL, NCUA charter 68448) reported total assets of $8.5B, 423,526 members and a net worth ratio of 11.65% in its Call Report for 2026Q2. That ranks 47 of 4,299 federally insured credit unions by assets, 22 of 454 among credit unions with $1b-$10b in assets, 2 of 188 credit unions in illinois.
What stands out
CITIZENS EQUITY FIRST (IL, NCUA charter 68448) reported total assets of $8.5B, 423,526 members and a net worth ratio of 11.65% in its Call Report for 2026Q2. That ranks 47 of 4,299 federally insured credit unions by assets, 22 of 454 among credit unions with $1b-$10b in assets, 2 of 188 credit unions in illinois. Against its size class: net worth ratio 11.65%, above the peer median of 10.89%; loan-to-share ratio 87.42%, below the peer median of 88.03%; return on assets 1.33%, above the peer median of 0.80%. At 11.65% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $8.5B | $2.1B | $23.9M | $68.3M | record → |
| Shares and deposits | $7.4B | $1.8B | $20.3M | $58.3M | record → |
| Loans outstanding | $6.5B | $1.5B | $11.9M | $34.4M | record → |
| Net income (year to date) | $56.7M | $8.3M | $75.2k | $222.2k | record → |
| Net worth | $989.9M | $244.6M | $3.4M | $9.0M | record → |
| Net worth ratio | 11.65% | 10.89% | 13.93% | 12.65% | record → |
| Loan-to-share ratio | 87.42% | 88.03% | 62.03% | 68.70% | computed |
| Return on assets | 1.33% | 0.80% | 0.75% | 0.71% | computed |
| Members | 423,526 | 115,183 | 2,288 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $8.5B | $7.4B | $6.5B | $56.7M | 11.65% | 423,526 | 47 |
| 2026Q1 | $8.6B | $7.5B | $6.4B | $27.0M | 11.16% | 421,142 | 44 |
| 2025Q4 | $8.3B | $7.2B | $6.4B | $62.5M | 11.45% | 418,324 | 48 |
| 2025Q3 | $8.1B | $7.0B | $6.3B | $84.6M | 12.10% | 416,558 | 47 |
| 2025Q2 | $8.2B | $7.1B | $6.3B | $56.2M | 11.61% | 414,092 | 47 |
| 2025Q1 | $8.3B | $7.2B | $6.2B | $24.3M | 11.01% | 410,618 | 43 |
| 2024Q4 | $7.9B | $6.9B | $6.1B | $77.9M | 11.49% | 404,974 | 46 |
| 2024Q3 | $7.8B | $6.7B | $6.0B | $102.4M | 12.10% | 402,409 | 46 |
| 2024Q2 | $7.8B | $6.7B | $5.9B | $75.8M | 11.69% | 398,025 | 45 |
| 2024Q1 | $8.1B | $6.8B | $5.8B | $46.4M | 10.96% | 395,943 | 42 |
| 2023Q4 | $7.5B | $6.5B | $5.8B | $59.8M | 11.38% | 392,986 | 45 |
| 2023Q3 | $7.4B | $6.5B | $5.8B | $70.8M | 11.65% | 391,451 | 43 |
| 2023Q2 | $7.6B | $6.7B | $5.7B | $45.7M | 11.09% | 388,307 | 43 |
| 2023Q1 | $7.8B | $6.9B | $5.6B | $23.2M | 10.55% | 385,428 | 39 |
| 2022Q4 | $7.7B | $6.8B | $5.5B | $58.1M | 10.54% | 381,490 | 39 |
| 2022Q3 | $7.7B | $6.9B | $5.4B | $68.1M | 10.59% | 379,387 | 39 |
| 2022Q2 | $7.8B | $7.0B | $5.2B | $44.1M | 10.13% | 375,835 | 35 |
| 2022Q1 | $8.0B | $7.1B | $4.9B | $19.7M | 9.65% | 372,305 | 33 |
| 2021Q4 | $7.7B | $6.9B | $4.9B | $59.3M | 9.87% | 369,866 | 34 |
| 2021Q3 | $7.6B | $6.8B | $5.0B | $55.2M | 9.97% | 368,516 | 34 |
| 2021Q2 | $7.6B | $6.8B | $4.9B | $35.0M | 9.73% | 365,356 | 31 |
| 2021Q1 | $7.7B | $6.8B | $4.9B | $17.9M | 9.39% | 361,652 | 30 |
| 2020Q4 | $7.1B | $6.3B | $4.9B | $49.6M | 9.99% | 356,407 | 31 |
| 2020Q3 | $6.8B | $6.0B | $4.9B | $58.1M | 10.50% | 354,874 | 31 |
| 2020Q2 | $6.8B | $6.0B | $4.8B | $37.5M | 10.27% | 351,742 | 30 |
| 2020Q1 | $6.5B | $5.7B | $4.7B | $18.3M | 10.40% | 349,979 | 27 |
| 2019Q4 | $6.3B | $5.5B | $4.7B | $36.1M | 10.68% | 347,687 | 28 |
| 2019Q3 | $6.2B | $5.4B | $4.6B | $64.3M | 11.31% | 345,894 | 26 |
| 2019Q2 | $6.2B | $5.5B | $4.5B | $43.9M | 10.91% | 343,021 | 25 |
| 2019Q1 | $6.3B | $5.6B | $4.4B | $20.5M | 10.38% | 340,408 | 25 |
| 2018Q4 | $6.0B | $5.2B | $4.4B | $30.4M | 10.76% | 337,569 | 26 |
| 2018Q3 | $5.9B | $5.2B | $4.4B | $58.8M | 11.32% | 337,156 | 26 |
| 2018Q2 | $6.0B | $5.3B | $4.3B | $40.1M | 10.89% | 334,317 | 24 |
| 2018Q1 | $6.1B | $5.4B | $4.3B | $21.2M | 10.35% | 331,342 | 22 |
| 2017Q4 | $5.8B | $5.1B | $4.2B | $30.3M | 10.66% | 328,767 | 24 |
| 2017Q3 | $5.8B | $5.1B | $4.2B | $50.9M | 11.11% | 327,585 | 24 |
| 2017Q2 | $5.8B | $5.1B | $4.1B | $31.6M | 10.72% | 325,442 | 23 |
| 2017Q1 | $5.8B | $5.2B | $4.1B | $15.4M | 10.36% | 323,102 | 22 |
| 2016Q4 | $5.6B | $5.0B | $4.0B | $30.8M | 10.60% | 320,684 | 22 |
| 2016Q3 | $5.5B | $4.8B | $4.0B | $48.4M | 11.12% | 319,754 | 22 |
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