credit union · NCUA 68404 · CA
How big is FIRST FINANCIAL?
FIRST FINANCIAL (CA, NCUA charter 68404) reported total assets of $510.0M, 30,886 members and a net worth ratio of 8.44% in its Call Report for 2016Q4. That ranks 505 of 5,909 federally insured credit unions by assets, 230 of 236 among credit unions with $500m-$1b in assets, 74 of 328 credit unions in california.
What stands out
FIRST FINANCIAL (CA, NCUA charter 68404) reported total assets of $510.0M, 30,886 members and a net worth ratio of 8.44% in its Call Report for 2016Q4. That ranks 505 of 5,909 federally insured credit unions by assets, 230 of 236 among credit unions with $500m-$1b in assets, 74 of 328 credit unions in california. Against its size class: net worth ratio 8.44%, below the peer median of 10.49%; loan-to-share ratio 88.35%, above the peer median of 82.23%; return on assets 0.60%, above the peer median of 0.59%. At 8.44% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2016Q4
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2016Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $510.0M | $690.6M | $86.0M | $29.0M | record → |
| Shares and deposits | $464.7M | $585.9M | $76.4M | $25.6M | record → |
| Loans outstanding | $410.6M | $473.5M | $42.0M | $14.2M | record → |
| Net income (year to date) | $3.0M | $4.0M | $304.1k | $72.0k | record → |
| Net worth | $41.5M | $73.4M | $9.4M | $3.5M | record → |
| Net worth ratio | 8.44% | 10.49% | 10.40% | 11.45% | record → |
| Loan-to-share ratio | 88.35% | 82.23% | 59.57% | 63.66% | computed |
| Return on assets | 0.60% | 0.59% | 0.46% | 0.34% | computed |
| Members | 30,886 | 57,706 | 6,519 | 3,433 | record → |
Quarter by quarter
7 Call Reports on record, 2015Q2–2016Q4; the 7 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2016Q4 | $510.0M | $464.7M | $410.6M | $3.0M | 8.44% | 30,886 | 505 |
| 2016Q3 | $507.9M | $464.8M | $407.9M | $2.6M | 8.64% | 31,165 | 504 |
| 2016Q2 | $493.2M | $426.0M | $415.2M | $2.1M | 8.85% | 31,054 | 507 |
| 2016Q1 | $455.5M | $413.7M | $401.9M | $1.2M | 8.91% | 31,026 | 538 |
| 2015Q4 | $446.2M | $404.3M | $385.2M | $1.9M | 8.71% | 31,167 | 532 |
| 2015Q3 | $437.7M | $396.8M | $370.2M | $1.4M | 8.70% | 31,392 | 531 |
| 2015Q2 | $443.7M | $404.1M | $347.6M | $474.9k | 8.55% | 31,439 | 515 |
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