credit union · NCUA 68395 · CA
How big is HERITAGE COMMUNITY?
HERITAGE COMMUNITY (CA, NCUA charter 68395) reported total assets of $283.4M, 9,942 members and a net worth ratio of 9.81% in its Call Report for 2026Q2. That ranks 1073 of 4,299 federally insured credit unions by assets, 314 of 1,061 among credit unions with $100m-$500m in assets, 109 of 239 credit unions in california.
What stands out
HERITAGE COMMUNITY (CA, NCUA charter 68395) reported total assets of $283.4M, 9,942 members and a net worth ratio of 9.81% in its Call Report for 2026Q2. That ranks 1073 of 4,299 federally insured credit unions by assets, 314 of 1,061 among credit unions with $100m-$500m in assets, 109 of 239 credit unions in california. Against its size class: net worth ratio 9.81%, below the peer median of 11.65%; loan-to-share ratio 96.64%, above the peer median of 73.15%; return on assets 0.31%, below the peer median of 0.74%. At 9.81% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $283.4M | $198.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $252.3M | $172.3M | $179.4M | $58.3M | record → |
| Loans outstanding | $243.8M | $125.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $432.9k | $766.3k | $432.9k | $222.2k | record → |
| Net worth | $27.8M | $24.5M | $25.9M | $9.0M | record → |
| Net worth ratio | 9.81% | 11.65% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 96.64% | 73.15% | 72.15% | 68.70% | computed |
| Return on assets | 0.31% | 0.74% | 0.56% | 0.71% | computed |
| Members | 9,942 | 13,230 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $283.4M | $252.3M | $243.8M | $432.9k | 9.81% | 9,942 | 1073 |
| 2026Q1 | $282.6M | $252.1M | $241.1M | $202.2k | 9.76% | 10,041 | 1071 |
| 2025Q4 | $278.5M | $248.2M | $248.5M | $553.5k | 9.83% | 10,234 | 1074 |
| 2025Q3 | $277.6M | $247.1M | $228.7M | $469.8k | 9.84% | 10,274 | 1074 |
| 2025Q2 | $277.0M | $246.8M | $221.9M | $211.9k | 9.77% | 10,370 | 1076 |
| 2025Q1 | $274.0M | $244.0M | $228.9M | $124.6k | 9.84% | 10,383 | 1081 |
| 2024Q4 | $268.1M | $238.4M | $230.6M | $1.9M | 10.01% | 10,516 | 1082 |
| 2024Q3 | $266.3M | $236.3M | $222.6M | $2.0M | 10.10% | 10,558 | 1086 |
| 2024Q2 | $272.3M | $242.1M | $230.4M | $1.7M | 9.80% | 10,757 | 1075 |
| 2024Q1 | $278.5M | $247.5M | $232.3M | $1.8M | 9.60% | 10,893 | 1065 |
| 2023Q4 | $273.0M | $245.1M | $226.8M | $861.4k | 9.14% | 11,157 | 1065 |
| 2023Q3 | $266.1M | $238.4M | $220.1M | $918.6k | 9.40% | 11,131 | 1075 |
| 2023Q2 | $266.5M | $238.8M | $211.2M | $729.9k | 9.32% | 11,515 | 1073 |
| 2023Q1 | $268.3M | $240.9M | $216.4M | $494.6k | 9.17% | 11,562 | 1079 |
| 2022Q4 | $266.0M | $239.2M | $212.0M | $467.9k | 9.06% | 11,813 | 1075 |
| 2022Q3 | $258.3M | $232.7M | $203.9M | $213.3k | 9.24% | 11,784 | 1086 |
| 2022Q2 | $256.5M | $231.0M | $194.8M | $113.3k | 9.26% | 11,923 | 1098 |
| 2022Q1 | $252.0M | $226.5M | $195.3M | $59.9k | 9.40% | 11,966 | 1109 |
| 2021Q4 | $249.0M | $223.5M | $177.8M | $1.0M | 9.50% | 11,859 | 1104 |
| 2021Q3 | $249.8M | $226.5M | $182.0M | $864.6k | 8.59% | 11,857 | 1085 |
| 2021Q2 | $246.3M | $223.3M | $180.8M | $681.3k | 8.64% | 12,200 | 1087 |
| 2021Q1 | $248.2M | $221.0M | $177.3M | $296.9k | 8.41% | 12,291 | 1076 |
| 2020Q4 | $236.9M | $209.7M | $180.7M | $25.6k | 8.69% | 12,259 | 1061 |
| 2020Q3 | $234.2M | $202.0M | $158.5M | $34.6k | 8.79% | 12,584 | 1052 |
| 2020Q2 | $228.5M | $197.0M | $171.3M | $-31.1k | 8.98% | 12,915 | 1056 |
| 2020Q1 | $212.2M | $190.9M | $181.7M | $-94.4k | 9.65% | 12,935 | 1061 |
| 2019Q4 | $216.6M | $194.9M | $186.4M | $1.0M | 9.49% | 13,102 | 1029 |
| 2019Q3 | $214.7M | $193.2M | $168.8M | $896.2k | 9.51% | 13,070 | 1027 |
| 2019Q2 | $214.2M | $193.0M | $174.5M | $573.1k | 9.38% | 13,559 | 1031 |
| 2019Q1 | $215.0M | $193.4M | $179.5M | $336.0k | 9.23% | 13,323 | 1029 |
| 2018Q4 | $213.9M | $193.1M | $183.7M | $750.9k | 9.13% | 13,428 | 1020 |
| 2018Q3 | $212.5M | $192.0M | $172.9M | $649.8k | 9.14% | 13,306 | 1020 |
| 2018Q2 | $213.8M | $193.6M | $181.4M | $241.6k | 8.89% | 13,315 | 1016 |
| 2018Q1 | $211.5M | $191.3M | $168.4M | $20.0k | 8.88% | 13,178 | 1020 |
| 2017Q4 | $203.5M | $183.6M | $166.6M | $6.9k | 9.22% | 13,240 | 1031 |
| 2017Q3 | $200.3M | $177.1M | $167.7M | $212.0k | 9.47% | 13,178 | 1031 |
| 2017Q2 | $201.8M | $176.7M | $165.7M | $368.2k | 9.48% | 13,290 | 1029 |
| 2017Q1 | $204.8M | $180.6M | $161.4M | $297.1k | 9.30% | 13,248 | 1016 |
| 2016Q4 | $202.4M | $178.3M | $158.9M | $-1.3M | 9.27% | 13,253 | 1007 |
| 2016Q3 | $197.7M | $177.8M | $151.1M | $-1.4M | 9.41% | 13,339 | 1014 |
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