credit union · NCUA 68316 · CA
How big is BAY CITIES?
BAY CITIES (CA, NCUA charter 68316) reported total assets of $77.6M, 6,593 members and a net worth ratio of 12.70% in its Call Report for 2026Q2. That ranks 2034 of 4,299 federally insured credit unions by assets, 214 of 573 among credit unions with $50m-$100m in assets, 166 of 239 credit unions in california.
What stands out
BAY CITIES (CA, NCUA charter 68316) reported total assets of $77.6M, 6,593 members and a net worth ratio of 12.70% in its Call Report for 2026Q2. That ranks 2034 of 4,299 federally insured credit unions by assets, 214 of 573 among credit unions with $50m-$100m in assets, 166 of 239 credit unions in california. Against its size class: net worth ratio 12.70%, below the peer median of 12.95%; loan-to-share ratio 45.46%, below the peer median of 60.93%; return on assets 0.99%, above the peer median of 0.73%. At 12.70% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $77.6M | $72.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $67.4M | $61.4M | $179.4M | $58.3M | record → |
| Loans outstanding | $30.6M | $37.6M | $125.6M | $34.4M | record → |
| Net income (year to date) | $382.6k | $269.0k | $432.9k | $222.2k | record → |
| Net worth | $9.9M | $9.2M | $25.9M | $9.0M | record → |
| Net worth ratio | 12.70% | 12.95% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 45.46% | 60.93% | 72.15% | 68.70% | computed |
| Return on assets | 0.99% | 0.73% | 0.56% | 0.71% | computed |
| Members | 6,593 | 5,030 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $77.6M | $67.4M | $30.6M | $382.6k | 12.70% | 6,593 | 2034 |
| 2026Q1 | $78.8M | $68.9M | $30.9M | $223.4k | 12.30% | 6,669 | 2026 |
| 2025Q4 | $78.0M | $68.3M | $31.2M | $1.1M | 12.14% | 6,770 | 2038 |
| 2025Q3 | $77.7M | $68.2M | $31.3M | $905.4k | 11.89% | 6,797 | 2042 |
| 2025Q2 | $78.3M | $69.0M | $30.6M | $598.8k | 11.40% | 6,933 | 2040 |
| 2025Q1 | $78.1M | $69.3M | $29.8M | $287.1k | 11.04% | 7,076 | 2048 |
| 2024Q4 | $75.5M | $66.9M | $29.2M | $996.1k | 11.03% | 7,322 | 2073 |
| 2024Q3 | $76.5M | $68.2M | $29.2M | $757.7k | 10.58% | 7,370 | 2061 |
| 2024Q2 | $76.7M | $68.4M | $29.4M | $462.9k | 10.17% | 7,436 | 2073 |
| 2024Q1 | $80.5M | $72.4M | $28.6M | $220.5k | 9.39% | 7,594 | 2036 |
| 2023Q4 | $79.7M | $71.9M | $28.7M | $653.9k | 9.21% | 7,776 | 2038 |
| 2023Q3 | $82.5M | $75.0M | $28.2M | $387.2k | 8.57% | 7,779 | 2006 |
| 2023Q2 | $83.8M | $76.6M | $27.4M | $81.0k | 8.20% | 7,831 | 1999 |
| 2023Q1 | $86.5M | $80.1M | $26.7M | $-115.9k | 7.79% | 7,918 | 1980 |
| 2022Q4 | $85.8M | $78.6M | $26.3M | $-157.6k | 7.79% | 8,568 | 1989 |
| 2022Q3 | $88.1M | $81.1M | $24.8M | $-293.5k | 7.55% | 8,565 | 1976 |
| 2022Q2 | $89.5M | $82.7M | $23.4M | $-249.3k | 7.48% | 8,529 | 1964 |
| 2022Q1 | $89.1M | $82.2M | $22.5M | $-180.5k | 7.59% | 8,498 | 1962 |
| 2021Q4 | $87.8M | $80.6M | $22.0M | $-314.5k | 7.92% | 8,488 | 1954 |
| 2021Q3 | $86.3M | $78.8M | $21.5M | $-134.9k | 8.26% | 8,507 | 1963 |
| 2021Q2 | $86.3M | $79.0M | $21.4M | $-232.7k | 8.20% | 8,534 | 1957 |
| 2021Q1 | $86.4M | $79.0M | $21.3M | $-126.5k | 8.32% | 8,634 | 1959 |
| 2020Q4 | $84.2M | $76.8M | $22.4M | $-81.6k | 8.62% | 8,707 | 1933 |
| 2020Q3 | $83.1M | $75.0M | $23.2M | $-31.7k | 8.73% | 8,760 | 1922 |
| 2020Q2 | $79.6M | $72.2M | $23.5M | $77.0k | 9.06% | 9,578 | 1949 |
| 2020Q1 | $74.3M | $66.8M | $25.3M | $75.7k | 9.82% | 9,623 | 1953 |
| 2019Q4 | $73.5M | $66.0M | $26.5M | $423.3k | 9.71% | 9,819 | 1936 |
| 2019Q3 | $73.1M | $65.6M | $26.3M | $281.1k | 9.60% | 9,851 | 1933 |
| 2019Q2 | $74.2M | $66.9M | $27.0M | $225.1k | 9.37% | 9,898 | 1922 |
| 2019Q1 | $74.9M | $67.8M | $27.4M | $100.7k | 9.12% | 10,154 | 1920 |
| 2018Q4 | $73.9M | $66.9M | $26.4M | $393.9k | 9.11% | 10,332 | 1907 |
| 2018Q3 | $74.7M | $68.0M | $26.3M | $271.7k | 8.85% | 10,277 | 1896 |
| 2018Q2 | $77.6M | $71.0M | $26.2M | $189.8k | 8.41% | 10,267 | 1873 |
| 2018Q1 | $77.8M | $71.3M | $25.8M | $43.8k | 8.20% | 10,656 | 1869 |
| 2017Q4 | $73.5M | $67.4M | $26.5M | $521.5k | 8.62% | 10,665 | 1906 |
| 2017Q3 | $74.2M | $69.5M | $26.5M | $356.3k | 8.32% | 10,647 | 1900 |
| 2017Q2 | $74.0M | $69.9M | $26.2M | $265.9k | 8.22% | 11,035 | 1916 |
| 2017Q1 | $74.6M | $68.2M | $26.5M | $122.4k | 7.96% | 11,034 | 1908 |
| 2016Q4 | $71.5M | $65.4M | $26.4M | $436.8k | 8.14% | 11,012 | 1938 |
| 2016Q3 | $72.8M | $66.8M | $26.2M | $313.7k | 7.82% | 11,135 | 1903 |
Machine access — free, no API key
Every figure shown here about How big is BAY CITIES? $77.6M in assets, 6,593 members, net worth 12.70% (2026Q2) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.
These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.