credit union · NCUA 68304 · WA
How big is LOWER VALLEY?
LOWER VALLEY (WA, NCUA charter 68304) reported total assets of $128.4M, 18,679 members and a net worth ratio of 7.62% in its Call Report for 2020Q4. That ranks 1539 of 5,207 federally insured credit unions by assets, 880 of 1,097 among credit unions with $100m-$500m in assets, 40 of 83 credit unions in washington.
What stands out
LOWER VALLEY (WA, NCUA charter 68304) reported total assets of $128.4M, 18,679 members and a net worth ratio of 7.62% in its Call Report for 2020Q4. That ranks 1539 of 5,207 federally insured credit unions by assets, 880 of 1,097 among credit unions with $100m-$500m in assets, 40 of 83 credit unions in washington. Against its size class: net worth ratio 7.62%, below the peer median of 9.97%; loan-to-share ratio 90.02%, above the peer median of 66.96%; return on assets 0.82%, above the peer median of 0.46%. At 7.62% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2020Q4
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2020Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $128.4M | $193.1M | $100.7M | $43.7M | record → |
| Shares and deposits | $118.2M | $169.3M | $87.0M | $38.2M | record → |
| Loans outstanding | $106.4M | $112.6M | $61.4M | $20.2M | record → |
| Net income (year to date) | $1.0M | $889.1k | $794.5k | $126.1k | record → |
| Net worth | $9.8M | $20.2M | $13.0M | $4.9M | record → |
| Net worth ratio | 7.62% | 9.97% | 10.32% | 10.91% | record → |
| Loan-to-share ratio | 90.02% | 66.96% | 70.07% | 60.69% | computed |
| Return on assets | 0.82% | 0.46% | 0.62% | 0.37% | computed |
| Members | 18,679 | 15,479 | 6,601 | 3,858 | record → |
Quarter by quarter
23 Call Reports on record, 2015Q2–2020Q4; the 23 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2020Q4 | $128.4M | $118.2M | $106.4M | $1.0M | 7.62% | 18,679 | 1539 |
| 2020Q3 | $132.9M | $122.9M | $110.6M | $858.3k | 7.21% | 21,603 | 1496 |
| 2020Q2 | $136.2M | $125.9M | $113.5M | $-71.2k | 6.35% | 18,678 | 1457 |
| 2020Q1 | $141.4M | $131.3M | $116.4M | $63.5k | 6.22% | 18,850 | 1353 |
| 2019Q4 | $136.9M | $126.6M | $115.1M | $309.7k | 6.37% | 18,770 | 1355 |
| 2019Q3 | $137.1M | $126.8M | $112.3M | $88.4k | 6.20% | 19,669 | 1347 |
| 2019Q2 | $142.4M | $132.0M | $113.8M | $-206.7k | 5.77% | 19,744 | 1316 |
| 2019Q1 | $145.8M | $135.8M | $117.8M | $286.8k | 5.97% | 19,066 | 1306 |
| 2018Q4 | $147.1M | $136.0M | $124.1M | $-5.4M | 5.72% | 19,435 | 1272 |
| 2018Q3 | $157.2M | $140.6M | $127.4M | $480.0k | 9.17% | 20,786 | 1224 |
| 2018Q2 | $158.4M | $140.3M | $121.9M | $360.5k | 9.03% | 20,523 | 1227 |
| 2018Q1 | $124.7M | $112.3M | $99.3M | $167.0k | 9.45% | 15,490 | 1418 |
| 2017Q4 | $120.4M | $107.5M | $99.5M | $733.9k | 9.66% | 15,193 | 1429 |
| 2017Q3 | $119.1M | $106.6M | $97.1M | $524.4k | 9.58% | 15,226 | 1432 |
| 2017Q2 | $117.5M | $104.8M | $97.5M | $354.7k | 9.57% | 14,876 | 1453 |
| 2017Q1 | $112.8M | $100.5M | $93.5M | $170.7k | 9.81% | 14,501 | 1495 |
| 2016Q4 | $111.1M | $99.0M | $91.1M | $768.3k | 9.80% | 14,238 | 1480 |
| 2016Q3 | $110.5M | $98.9M | $88.4M | $549.0k | 9.66% | 13,944 | 1489 |
| 2016Q2 | $99.7M | $87.6M | $81.9M | $252.5k | 10.40% | 13,544 | 1581 |
| 2016Q1 | $100.6M | $88.9M | $76.4M | $84.4k | 10.14% | 13,068 | 1566 |
| 2015Q4 | $99.9M | $88.1M | $71.9M | $904.1k | 10.13% | 12,650 | 1554 |
| 2015Q3 | $98.7M | $87.8M | $70.0M | $803.3k | 10.16% | 12,426 | 1548 |
| 2015Q2 | $95.9M | $85.1M | $67.5M | $723.8k | 10.30% | 11,906 | 1588 |
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