credit union · NCUA 68301 · FL
How big is FIRST COMMERCE?
FIRST COMMERCE (FL, NCUA charter 68301) reported total assets of $1.2B, 74,967 members and a net worth ratio of 10.13% in its Call Report for 2026Q2. That ranks 402 of 4,299 federally insured credit unions by assets, 377 of 454 among credit unions with $1b-$10b in assets, 25 of 107 credit unions in florida.
What stands out
FIRST COMMERCE (FL, NCUA charter 68301) reported total assets of $1.2B, 74,967 members and a net worth ratio of 10.13% in its Call Report for 2026Q2. That ranks 402 of 4,299 federally insured credit unions by assets, 377 of 454 among credit unions with $1b-$10b in assets, 25 of 107 credit unions in florida. Against its size class: net worth ratio 10.13%, below the peer median of 10.89%; loan-to-share ratio 92.70%, above the peer median of 88.03%; return on assets 0.68%, below the peer median of 0.80%. At 10.13% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.2B | $2.1B | $189.2M | $68.3M | record → |
| Shares and deposits | $1.1B | $1.8B | $167.8M | $58.3M | record → |
| Loans outstanding | $976.0M | $1.5B | $130.1M | $34.4M | record → |
| Net income (year to date) | $4.2M | $8.3M | $776.9k | $222.2k | record → |
| Net worth | $125.4M | $244.6M | $23.7M | $9.0M | record → |
| Net worth ratio | 10.13% | 10.89% | 11.17% | 12.65% | record → |
| Loan-to-share ratio | 92.70% | 88.03% | 74.14% | 68.70% | computed |
| Return on assets | 0.68% | 0.80% | 0.60% | 0.71% | computed |
| Members | 74,967 | 115,183 | 13,919 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.2B | $1.1B | $976.0M | $4.2M | 10.13% | 74,967 | 402 |
| 2026Q1 | $1.2B | $1.0B | $967.8M | $1.6M | 10.06% | 73,982 | 401 |
| 2025Q4 | $1.2B | $1.0B | $921.7M | $6.6M | 10.16% | 72,472 | 403 |
| 2025Q3 | $1.1B | $986.7M | $889.5M | $4.5M | 10.40% | 71,850 | 411 |
| 2025Q2 | $1.1B | $978.5M | $875.8M | $2.6M | 10.48% | 71,095 | 420 |
| 2025Q1 | $1.1B | $997.8M | $849.1M | $979.4k | 10.24% | 75,086 | 414 |
| 2024Q4 | $1.1B | $976.0M | $828.7M | $5.1M | 10.50% | 69,573 | 417 |
| 2024Q3 | $1.1B | $949.1M | $812.9M | $3.8M | 10.15% | 69,143 | 409 |
| 2024Q2 | $1.1B | $936.5M | $791.0M | $2.2M | 10.10% | 69,115 | 409 |
| 2024Q1 | $1.1B | $918.5M | $767.6M | $1.1M | 10.18% | 67,713 | 416 |
| 2023Q4 | $1.1B | $905.0M | $750.9M | $5.9M | 10.28% | 64,572 | 419 |
| 2023Q3 | $1.1B | $926.0M | $744.5M | $4.2M | 10.30% | 67,232 | 415 |
| 2023Q2 | $1.0B | $924.1M | $739.5M | $2.5M | 10.15% | 67,049 | 412 |
| 2023Q1 | $1.1B | $931.9M | $728.8M | $1.2M | 9.96% | 67,600 | 411 |
| 2022Q4 | $1.0B | $910.5M | $727.0M | $8.4M | 10.26% | 67,452 | 422 |
| 2022Q3 | $992.1M | $888.0M | $705.9M | $6.6M | 10.32% | 67,190 | 422 |
| 2022Q2 | $983.9M | $874.2M | $682.9M | $3.9M | 10.58% | 66,719 | 426 |
| 2022Q1 | $988.8M | $877.9M | $662.1M | $1.6M | 10.30% | 66,071 | 420 |
| 2021Q4 | $972.7M | $858.0M | $654.3M | $7.4M | 10.30% | 66,573 | 420 |
| 2021Q3 | $964.9M | $861.9M | $644.4M | $5.9M | 8.67% | 66,372 | 413 |
| 2021Q2 | $958.0M | $855.6M | $639.7M | $4.7M | 8.61% | 66,058 | 410 |
| 2021Q1 | $955.8M | $855.9M | $613.5M | $1.7M | 8.30% | 64,413 | 410 |
| 2020Q4 | $919.4M | $822.5M | $602.7M | $3.1M | 9.19% | 63,777 | 408 |
| 2020Q3 | $914.6M | $816.2M | $609.8M | $1.6M | 9.90% | 67,758 | 396 |
| 2020Q2 | $919.9M | $822.3M | $613.6M | $830.3k | 10.86% | 64,035 | 390 |
| 2020Q1 | $627.7M | $534.4M | $432.2M | $571.4k | 11.98% | 54,726 | 506 |
| 2019Q4 | $615.5M | $504.1M | $438.5M | $4.3M | 12.12% | 54,613 | 502 |
| 2019Q3 | $615.6M | $502.2M | $446.7M | $3.2M | 11.95% | 54,700 | 491 |
| 2019Q2 | $620.2M | $504.8M | $443.8M | $2.2M | 11.70% | 54,058 | 487 |
| 2019Q1 | $633.0M | $520.2M | $436.7M | $1.0M | 11.27% | 53,429 | 477 |
| 2018Q4 | $606.3M | $495.2M | $438.8M | $3.8M | 11.60% | 52,754 | 476 |
| 2018Q3 | $589.0M | $475.6M | $438.9M | $3.0M | 11.80% | 52,392 | 485 |
| 2018Q2 | $582.6M | $467.8M | $422.1M | $2.1M | 11.77% | 51,253 | 490 |
| 2018Q1 | $584.1M | $447.7M | $405.2M | $1.0M | 11.56% | 49,854 | 488 |
| 2017Q4 | $562.8M | $427.3M | $402.7M | $3.9M | 11.82% | 49,047 | 493 |
| 2017Q3 | $558.4M | $421.9M | $409.3M | $2.8M | 11.70% | 48,430 | 489 |
| 2017Q2 | $550.4M | $415.3M | $407.3M | $1.6M | 11.65% | 47,548 | 492 |
| 2017Q1 | $546.1M | $411.7M | $393.2M | $739.5k | 11.59% | 46,397 | 494 |
| 2016Q4 | $512.7M | $388.4M | $392.4M | $3.5M | 12.21% | 45,394 | 503 |
| 2016Q3 | $505.2M | $381.3M | $381.2M | $2.6M | 12.21% | 44,942 | 505 |
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