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credit union · NCUA 68287 · IN

How big is CENTRA?

CENTRA (IN, NCUA charter 68287) reported total assets of $2.4B, 138,394 members and a net worth ratio of 12.34% in its Call Report for 2026Q2. That ranks 229 of 4,299 federally insured credit unions by assets, 204 of 454 among credit unions with $1b-$10b in assets, 6 of 121 credit unions in indiana.

TOTAL ASSETS: $2.4BMEMBERS: 138,394NET WORTH RATIO: 12.34%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/68287-centra

What stands out

CENTRA (IN, NCUA charter 68287) reported total assets of $2.4B, 138,394 members and a net worth ratio of 12.34% in its Call Report for 2026Q2. That ranks 229 of 4,299 federally insured credit unions by assets, 204 of 454 among credit unions with $1b-$10b in assets, 6 of 121 credit unions in indiana. Against its size class: net worth ratio 12.34%, above the peer median of 10.89%; loan-to-share ratio 84.47%, below the peer median of 88.03%; return on assets 1.21%, above the peer median of 0.80%. At 12.34% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$2.4B$2.1B$59.4M$68.3Mrecord →
Shares and deposits$2.1B$1.8B$49.8M$58.3Mrecord →
Loans outstanding$1.7B$1.5B$31.4M$34.4Mrecord →
Net income (year to date)$14.4M$8.3M$269.0k$222.2krecord →
Net worth$293.2M$244.6M$8.7M$9.0Mrecord →
Net worth ratio12.34%10.89%13.16%12.65%record →
Loan-to-share ratio84.47%88.03%68.92%68.70%computed
Return on assets1.21%0.80%0.82%0.71%computed
Members138,394115,1834,9674,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$2.4B$2.1B$1.7B$14.4M12.34%138,394229
2026Q1$2.4B$2.1B$1.7B$5.5M11.94%139,152226
2025Q4$2.3B$2.0B$1.7B$16.0M12.00%151,589224
2025Q3$2.3B$2.0B$1.7B$13.2M12.30%152,084230
2025Q2$2.2B$1.9B$1.6B$8.4M12.24%152,278232
2025Q1$2.2B$1.9B$1.6B$3.2M12.06%152,655231
2024Q4$2.1B$1.9B$1.6B$8.5M12.46%153,564237
2024Q3$2.1B$1.9B$1.6B$7.7M12.43%154,408230
2024Q2$2.1B$1.8B$1.6B$5.3M12.46%159,926233
2024Q1$2.2B$1.9B$1.6B$1.3M11.80%159,880222
2023Q4$2.1B$1.8B$1.6B$9.2M12.39%156,955233
2023Q3$2.1B$1.8B$1.6B$7.4M12.49%157,373230
2023Q2$2.1B$1.8B$1.6B$6.4M12.29%157,438227
2023Q1$2.1B$1.8B$1.6B$3.5M12.30%156,260230
2022Q4$2.0B$1.7B$1.6B$14.8M12.27%155,264223
2022Q3$2.1B$1.8B$1.6B$14.6M12.22%154,420217
2022Q2$2.0B$1.7B$1.6B$9.7M12.24%151,632227
2022Q1$2.0B$1.8B$1.5B$4.9M11.88%148,386218
2021Q4$2.0B$1.7B$1.4B$17.0M12.02%145,747220
2021Q3$1.9B$1.7B$1.4B$14.3M12.02%143,810217
2021Q2$2.0B$1.7B$1.4B$7.6M11.62%140,965209
2021Q1$2.0B$1.7B$1.3B$4.6M11.43%137,806204
2020Q4$1.8B$1.5B$1.3B$11.8M11.99%135,700204
2020Q3$1.8B$1.5B$1.3B$9.8M12.16%134,425201
2020Q2$1.7B$1.4B$1.3B$5.6M12.22%132,102202
2020Q1$1.6B$1.4B$1.2B$2.4M12.76%129,917199
2019Q4$1.6B$1.3B$1.2B$13.6M13.29%127,916202
2019Q3$1.5B$1.3B$1.2B$11.0M13.39%126,071205
2019Q2$1.5B$1.3B$1.2B$7.5M13.19%124,179201
2019Q1$1.5B$1.3B$1.1B$3.6M12.83%121,314198
2018Q4$1.5B$1.2B$1.1B$13.5M13.19%119,867202
2018Q3$1.5B$1.2B$1.1B$10.6M13.02%117,781196
2018Q2$1.5B$1.2B$1.1B$6.7M12.85%115,558196
2018Q1$1.5B$1.3B$1.0B$4.3M12.48%113,230189
2017Q4$1.4B$1.2B$1.0B$14.4M12.72%112,363192
2017Q3$1.4B$1.2B$983.9M$11.2M12.63%111,471194
2017Q2$1.4B$1.2B$959.2M$8.1M12.32%110,487187
2017Q1$1.4B$1.2B$949.6M$3.8M11.88%109,708182
2016Q4$1.4B$1.2B$924.6M$13.7M12.16%108,430185
2016Q3$1.4B$1.2B$890.5M$10.3M11.96%136,803181

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